Best Cheap Auto Insurance in Columbus, WI (2021)

The average Columbus, WI auto insurance rates are $239 per month. The minimum auto insurance in Columbus is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Columbus, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Columbus is American Family
  • The most expensive auto insurance company in Columbus for teen drivers is Farmers
  • The minimum auto insurance required in Columbus, Wisconsin is 25/50/10

Columbus, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Columbus can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Columbus, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Columbus to other Wisconsin cities, including Racine auto insurance rates, Green Bay auto insurance rates, and Janesville auto insurance rates to see how Columbus, Wisconsin auto insurance rates stack up.

Before you buy Columbus, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Columbus, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Columbus, Wisconsin

Columbus, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Columbus, Wisconsin.

Minimum Required Auto Insurance Coverage in Columbus, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Columbus, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Columbus, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Columbus, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,229 $2,346 $2,061 $2,273 $7,328 $9,361 $2,260 $2,457
American Family $904 $943 $863 $868 $2,758 $3,031 $1,070 $1,138
Farmers $1,842 $1,843 $1,630 $1,726 $8,799 $9,133 $2,094 $2,196
GEICO $1,189 $1,320 $1,243 $1,437 $4,009 $4,322 $1,098 $1,129
Liberty Mutual $1,894 $2,062 $1,521 $1,730 $7,065 $7,929 $2,009 $2,167
Nationwide $3,313 $3,481 $2,755 $2,899 $6,909 $10,623 $4,041 $4,768
Progressive $1,545 $1,460 $1,265 $1,326 $6,100 $6,866 $1,853 $2,017
State Farm $1,239 $1,239 $1,109 $1,109 $3,632 $4,583 $1,400 $1,600
USAA $1,358 $1,355 $1,231 $1,252 $3,470 $4,024 $1,763 $1,935

Cheap Columbus, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Columbus, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Columbus, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Columbus, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,328 $9,361
American Family $2,758 $3,031
Farmers $8,799 $9,133
GEICO $4,009 $4,322
Liberty Mutual $7,065 $7,929
Nationwide $6,909 $10,623
Progressive $6,100 $6,866
State Farm $3,632 $4,583
USAA $3,470 $4,024

Cheap Columbus, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Columbus, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Columbus, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,061 $2,273
American Family $863 $868
Farmers $1,630 $1,726
GEICO $1,243 $1,437
Liberty Mutual $1,521 $1,730
Nationwide $2,755 $2,899
Progressive $1,265 $1,326
State Farm $1,109 $1,109
USAA $1,231 $1,252

Cheap Columbus, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Columbus, Wisconsin compared to the annual auto insurance rates with a clean record in Columbus, Wisconsin.

Annual Columbus, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,085 $4,250 $3,979 $3,844
American Family $1,385 $1,468 $1,468 $1,468
Farmers $3,188 $4,026 $3,811 $3,607
GEICO $1,357 $2,208 $2,551 $1,757
Liberty Mutual $2,504 $3,611 $3,715 $3,359
Nationwide $4,100 $4,742 $5,811 $4,742
Progressive $2,563 $3,120 $2,665 $2,868
State Farm $1,823 $2,155 $1,989 $1,989
USAA $1,604 $2,022 $2,737 $1,830

Cheap Columbus, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Columbus, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Columbus, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Columbus, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,979
American Family $1,468
Farmers $3,811
GEICO $2,551
Liberty Mutual $3,715
Nationwide $5,811
Progressive $2,665
State Farm $1,989
USAA $2,737

Cheap Columbus, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Columbus, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Columbus, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,970 $3,425 $2,972
American Family $1,941 $1,275 $1,125
Farmers $4,131 $3,498 $3,345
GEICO $2,581 $1,843 $1,481
Liberty Mutual $4,744 $2,885 $2,263
Nationwide $5,450 $4,548 $4,548
Progressive $3,175 $2,711 $2,526
State Farm $2,966 $1,703 $1,297
USAA $3,154 $1,663 $1,328

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Cheap Columbus, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Columbus, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Columbus, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Columbus, Wisconsin

ZIP Code Average Annual Rates
53925 $2,800

Cheap Columbus, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Columbus, Wisconsin auto insurance. Find the cheapest annual Columbus, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Columbus, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,698 $3,880
American Family $1,422 $1,472
Farmers $3,658 $3,658
GEICO $1,930 $2,007
Liberty Mutual $3,297 $3,297
Nationwide $4,849 $4,849
Progressive $2,804 $2,804
State Farm $1,939 $2,039
USAA $2,022 $2,075

Cheap Columbus, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Columbus, Wisconsin? Check out the comparison of annual Columbus, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Columbus, Wisconsin

Insurance Company Low Medium High
Allstate $3,646 $3,781 $3,940
American Family $1,425 $1,460 $1,456
Farmers $3,369 $3,629 $3,976
GEICO $1,831 $1,968 $2,106
Liberty Mutual $3,003 $3,319 $3,570
Nationwide $4,690 $4,848 $5,008
Progressive $2,625 $2,828 $2,960
State Farm $1,868 $1,996 $2,103
USAA $1,974 $2,050 $2,122

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Best By Category: Cheapest Auto Insurance in Columbus, Wisconsin

Compare the cheapest auto insurance companies in Columbus, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Columbus, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Columbus, Wisconsin Auto Insurance Companies

What auto insurance companies in Columbus, Wisconsin are the cheapest? Compare the top Columbus, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Columbus, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,789
American Family $1,447
Farmers $3,658
GEICO $1,968
Liberty Mutual $3,297
Nationwide $4,849
Progressive $2,804
State Farm $1,989
USAA $2,048

What affects auto insurance rates in Columbus, Wisconsin?

There are a lot of reasons why auto insurance rates in Columbus, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Columbus, Wisconsin. Many local factors may affect your Columbus auto insurance rates.

Columbus Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Columbus, Wisconsin auto theft statistics, there have been 1 auto thefts in the city.

Columbus Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Columbus, Wisconsin commute length is 25.9 minutes according to City-Data.

Columbus Traffic

How does Columbus, Wisconsin rank for traffic? According to Inrix Columbus, Wisconsin is the 473rd most congested worldwide.

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Compare Columbus, Wisconsin Auto Insurance Quotes

Before you buy Columbus, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Columbus, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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