Best Cheap Auto Insurance in Columbus, KS (2021)

The average Columbus, KS auto insurance rates are $286 per month. The minimum auto insurance in Columbus is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Columbus, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Columbus is American Family
  • The minimum auto insurance required in Columbus, Kansas is 25/50/25
  • The average commute length in Columbus is 16.9 minutes

Columbus, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Columbus can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Columbus, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Columbus to other Kansas cities, including Shawnee auto insurance rates, Lawrence auto insurance rates, and Topeka auto insurance rates to see how Columbus, Kansas auto insurance rates stack up.

Before you buy Columbus, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Columbus, Kansas auto insurance quotes.

Minimum Auto Insurance in Columbus, Kansas

Columbus, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Columbus, Kansas.

Minimum Required Auto Insurance Coverage in Columbus, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Columbus, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Columbus, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Columbus, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,751 $2,688 $2,443 $2,516 $7,339 $8,181 $2,850 $2,966
American Family $1,724 $1,724 $1,556 $1,556 $3,322 $3,982 $1,724 $1,936
Farmers $2,682 $2,662 $2,397 $2,503 $7,247 $7,499 $3,021 $3,179
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,380 $2,574 $2,267 $2,531 $10,904 $12,184 $2,608 $2,824
Nationwide $1,830 $1,888 $1,627 $1,756 $3,743 $4,595 $2,126 $2,265
Progressive $2,522 $2,403 $2,032 $2,119 $9,187 $10,362 $2,969 $3,177
State Farm $1,847 $1,847 $1,615 $1,615 $4,874 $6,221 $2,075 $2,341
Travelers $2,098 $2,134 $2,043 $2,069 $8,427 $13,104 $2,145 $2,531
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Columbus, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Columbus, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Columbus, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Columbus, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $8,181
American Family $3,322 $3,982
Farmers $7,247 $7,499
GEICO $4,439 $5,960
Liberty Mutual $10,904 $12,184
Nationwide $3,743 $4,595
Progressive $9,187 $10,362
State Farm $4,874 $6,221
Travelers $8,427 $13,104
USAA $4,807 $5,062

Cheap Columbus, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Columbus, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Columbus, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,443 $2,516
American Family $1,556 $1,556
Farmers $2,397 $2,503
GEICO $2,443 $2,273
Liberty Mutual $2,267 $2,531
Nationwide $1,627 $1,756
Progressive $2,032 $2,119
State Farm $1,615 $1,615
Travelers $2,043 $2,069
USAA $1,313 $1,333

Cheap Columbus, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Columbus, Kansas compared to the annual auto insurance rates with a clean record in Columbus, Kansas.

Annual Columbus, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,999 $4,588 $3,843
American Family $2,153 $2,303 $2,153 $2,153
Farmers $3,287 $4,227 $4,120 $3,961
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,617 $5,420 $5,327 $4,771
Nationwide $1,860 $2,141 $3,785 $2,130
Progressive $4,014 $4,698 $4,193 $4,480
State Farm $2,605 $3,004 $2,804 $2,804
Travelers $3,148 $4,103 $5,661 $4,363
USAA $1,765 $2,373 $3,494 $2,020

Cheap Columbus, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Columbus, Kansas is not easy. Compare the annual rates for DUI auto insurance in Columbus, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Columbus, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,588
American Family $2,153
Farmers $4,120
GEICO $4,922
Liberty Mutual $5,327
Nationwide $3,785
Progressive $4,193
State Farm $2,804
Travelers $5,661
USAA $3,494

Cheap Columbus, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Columbus, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Columbus, Kansas

Insurance Company Poor Fair Good
Allstate $4,921 $3,728 $3,252
American Family $2,860 $2,025 $1,687
Farmers $4,591 $3,656 $3,450
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,784 $4,784 $4,784
Nationwide $2,753 $2,424 $2,259
Progressive $4,992 $4,185 $3,862
State Farm $4,083 $2,440 $1,889
Travelers $4,996 $4,061 $3,899
USAA $3,299 $2,163 $1,778

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Cheap Columbus, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Columbus, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Columbus, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Columbus, Kansas

ZIP Code Average Annual Rates
66725 $3,615

Cheap Columbus, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Columbus, Kansas auto insurance. Find the cheapest annual Columbus, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Columbus, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,967 $3,967
American Family $2,162 $2,219
Farmers $3,899 $3,899
GEICO $3,027 $3,159
Liberty Mutual $4,784 $4,784
Nationwide $2,479 $2,479
Progressive $4,346 $4,346
State Farm $2,734 $2,874
Travelers $4,319 $4,319
USAA $2,341 $2,485

Cheap Columbus, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Columbus, Kansas? Check out the comparison of annual Columbus, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Columbus, Kansas

Insurance Company Low Medium High
Allstate $3,851 $3,958 $4,091
American Family $2,214 $2,301 $2,056
Farmers $3,748 $3,880 $4,069
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,663 $4,772 $4,917
Nationwide $2,608 $2,451 $2,378
Progressive $4,108 $4,313 $4,618
State Farm $2,705 $2,812 $2,896
Travelers $4,103 $4,324 $4,529
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Columbus, Kansas

Compare the cheapest auto insurance companies in Columbus, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Columbus, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Columbus, Kansas Auto Insurance Companies

What auto insurance companies in Columbus, Kansas are the cheapest? Compare the top Columbus, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Columbus, Kansas

Insurance Company Average Annual Rates
Allstate $3,967
American Family $2,191
Farmers $3,899
GEICO $3,093
Liberty Mutual $4,784
Nationwide $2,479
Progressive $4,346
State Farm $2,804
Travelers $4,319
USAA $2,413

What affects auto insurance rates in Columbus, Kansas?

There are a lot of reasons why auto insurance rates in Columbus, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Columbus, Kansas. Many local factors may affect your Columbus auto insurance rates.

Columbus Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Columbus, Kansas auto theft statistics, there have been 6 auto thefts in the city.

Columbus Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Columbus, Kansas commute length is 16.9 minutes according to City-Data.

Columbus Traffic

How does Columbus, Kansas rank for traffic? According to Inrix Columbus, Kansas is the 473rd most congested worldwide.

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Compare Columbus, Kansas Auto Insurance Quotes

Before you buy Columbus, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Columbus, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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