Best Cheap Auto Insurance in Columbine, CO (2021)

The average Columbine, CO auto insurance rates are $334 per month. The minimum auto insurance in Columbine is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Columbine, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Columbine, CO for senior drivers are $2,349 per year
  • The average commute length in Columbine is 28.8 minutes
  • The minimum auto insurance required in Columbine, Colorado is 25/50/15

Columbine, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Columbine can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Columbine, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Columbine to other Colorado cities, including Aurora auto insurance rates, Pueblo auto insurance rates, and Arvada auto insurance rates to see how Columbine, Colorado auto insurance rates stack up.

Before you buy Columbine, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Columbine, Colorado auto insurance quotes.

Minimum Auto Insurance in Columbine, Colorado

Columbine, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Columbine, Colorado.

Minimum Required Auto Insurance Coverage in Columbine, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Columbine, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Columbine, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Columbine, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,550 $3,317 $3,203 $3,235 $12,616 $13,288 $3,900 $3,909
American Family $2,616 $2,616 $2,360 $2,360 $6,336 $8,526 $2,616 $3,195
Farmers $3,196 $3,164 $2,894 $3,139 $12,413 $12,476 $3,498 $3,503
GEICO $1,998 $2,190 $2,160 $2,482 $6,331 $6,652 $1,820 $1,827
Liberty Mutual $1,855 $1,771 $1,583 $1,748 $6,033 $6,584 $1,873 $1,874
Nationwide $2,579 $2,619 $2,312 $2,436 $6,599 $8,415 $2,976 $3,209
Progressive $2,447 $2,283 $2,167 $2,152 $8,682 $9,678 $2,748 $2,660
State Farm $2,159 $2,159 $1,972 $1,972 $6,512 $8,203 $2,427 $2,876
USAA $2,148 $2,127 $2,066 $2,048 $5,579 $6,360 $2,755 $2,969

Cheap Columbine, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Columbine, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Columbine, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Columbine, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,616 $13,288
American Family $6,336 $8,526
Farmers $12,413 $12,476
GEICO $6,331 $6,652
Liberty Mutual $6,033 $6,584
Nationwide $6,599 $8,415
Progressive $8,682 $9,678
State Farm $6,512 $8,203
USAA $5,579 $6,360

Cheap Columbine, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Columbine, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Columbine, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,203 $3,235
American Family $2,360 $2,360
Farmers $2,894 $3,139
GEICO $2,160 $2,482
Liberty Mutual $1,583 $1,748
Nationwide $2,312 $2,436
Progressive $2,167 $2,152
State Farm $1,972 $1,972
USAA $2,066 $2,048

Cheap Columbine, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Columbine, Colorado compared to the annual auto insurance rates with a clean record in Columbine, Colorado.

Annual Columbine, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,997 $5,767 $7,070 $5,675
American Family $2,834 $4,011 $5,256 $3,212
Farmers $4,672 $6,022 $5,939 $5,509
GEICO $2,226 $3,504 $4,102 $2,898
Liberty Mutual $2,566 $2,997 $3,088 $3,009
Nationwide $3,001 $4,091 $5,181 $3,299
Progressive $3,537 $5,023 $3,732 $4,116
State Farm $3,229 $3,841 $3,535 $3,535
USAA $2,364 $2,905 $5,095 $2,662

Cheap Columbine, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Columbine, Colorado is not easy. Compare the annual rates for DUI auto insurance in Columbine, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Columbine, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,070
American Family $5,256
Farmers $5,939
GEICO $4,102
Liberty Mutual $3,088
Nationwide $5,181
Progressive $3,732
State Farm $3,535
USAA $5,095

Cheap Columbine, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Columbine, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Columbine, Colorado

Insurance Company Poor Fair Good
Allstate $7,492 $5,783 $4,357
American Family $4,961 $3,545 $2,979
Farmers $6,426 $5,222 $4,959
GEICO $3,828 $3,182 $2,537
Liberty Mutual $4,150 $2,561 $2,034
Nationwide $4,701 $3,731 $3,247
Progressive $4,651 $3,987 $3,668
State Farm $4,900 $3,157 $2,549
USAA $4,793 $2,758 $2,218

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Cheap Columbine, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Columbine, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Columbine, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Columbine, Colorado

ZIP Code Average Annual Rates
80128 $3,713

Cheap Columbine, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Columbine, Colorado auto insurance. Find the cheapest annual Columbine, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Columbine, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,877 $5,877
American Family $3,745 $3,911
Farmers $5,535 $5,535
GEICO $3,117 $3,248
Liberty Mutual $2,915 $2,915
Nationwide $3,893 $3,893
Progressive $4,102 $4,102
State Farm $3,446 $3,624
USAA $3,165 $3,348

Cheap Columbine, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Columbine, Colorado? Check out the comparison of annual Columbine, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Columbine, Colorado

Insurance Company Low Medium High
Allstate $5,546 $5,857 $6,228
American Family $3,606 $3,907 $3,972
Farmers $4,782 $5,448 $6,377
GEICO $2,793 $3,111 $3,643
Liberty Mutual $2,724 $2,904 $3,117
Nationwide $3,861 $3,898 $3,921
Progressive $3,728 $4,118 $4,461
State Farm $3,249 $3,538 $3,819
USAA $3,092 $3,257 $3,421

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Best By Category: Cheapest Auto Insurance in Columbine, Colorado

Compare the cheapest auto insurance companies in Columbine, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Columbine, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Columbine, Colorado Auto Insurance Companies

What auto insurance companies in Columbine, Colorado are the cheapest? Compare the top Columbine, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Columbine, Colorado

Insurance Company Average Annual Rates
Allstate $5,877
American Family $3,828
Farmers $5,535
GEICO $3,182
Liberty Mutual $2,915
Nationwide $3,893
Progressive $4,102
State Farm $3,535
USAA $3,256

What affects auto insurance rates in Columbine, Colorado?

There are a lot of reasons why auto insurance rates in Columbine, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Columbine, Colorado. Many local factors may affect your Columbine auto insurance rates.

Columbine Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Columbine, Colorado commute length is 28.8 minutes according to City-Data.

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Compare Columbine, Colorado Auto Insurance Quotes

Before you buy Columbine, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Columbine, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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