Best Cheap Auto Insurance in Columbiaville, MI (2021)

The average Columbiaville, MI auto insurance rates are $863 per month. The minimum auto insurance in Columbiaville is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Columbiaville, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Columbiaville, MI for senior drivers are $6,855 per year
  • The minimum auto insurance required in Columbiaville, Michigan is 20/40/10
  • The average commute length in Columbiaville is 32.0 minutes

Columbiaville, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Columbiaville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Columbiaville, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Columbiaville to other Michigan cities, including Sterling Heights auto insurance rates, Livonia auto insurance rates, and Flint auto insurance rates to see how Columbiaville, Michigan auto insurance rates stack up.

Before you buy Columbiaville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Columbiaville, Michigan auto insurance quotes.

Minimum Auto Insurance in Columbiaville, Michigan

Columbiaville, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Columbiaville, Michigan.

Minimum Required Auto Insurance Coverage in Columbiaville, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Columbiaville, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Columbiaville, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Columbiaville, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,573 $16,573 $15,390 $15,390 $41,332 $41,332 $17,463 $17,463
Farmers $4,155 $4,155 $3,868 $3,868 $9,441 $9,441 $4,666 $4,666
GEICO $4,348 $4,348 $4,435 $4,435 $12,126 $12,126 $4,152 $4,152
Liberty Mutual $16,936 $16,936 $16,769 $16,769 $39,803 $39,803 $16,936 $16,936
Nationwide $5,402 $5,402 $4,787 $4,787 $14,586 $14,586 $5,943 $5,943
Progressive $3,134 $2,905 $2,770 $3,099 $11,433 $12,151 $3,648 $3,352
State Farm $6,852 $6,852 $6,329 $6,329 $23,739 $23,739 $8,040 $8,040
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,800 $2,667 $2,628 $2,491 $6,954 $6,655 $3,441 $3,324

Cheap Columbiaville, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Columbiaville, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Columbiaville, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Columbiaville, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,332 $41,332
Farmers $9,441 $9,441
GEICO $12,126 $12,126
Liberty Mutual $39,803 $39,803
Nationwide $14,586 $14,586
Progressive $11,433 $12,151
State Farm $23,739 $23,739
Travelers $16,180 $16,180
USAA $6,954 $6,655

Cheap Columbiaville, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Columbiaville, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Columbiaville, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,390 $15,390
Farmers $3,868 $3,868
GEICO $4,435 $4,435
Liberty Mutual $16,769 $16,769
Nationwide $4,787 $4,787
Progressive $2,770 $3,099
State Farm $6,329 $6,329
Travelers $4,626 $4,626
USAA $2,628 $2,491

Cheap Columbiaville, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Columbiaville, Michigan compared to the annual auto insurance rates with a clean record in Columbiaville, Michigan.

Annual Columbiaville, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,998 $14,706 $49,618 $15,437
Farmers $4,657 $5,927 $5,847 $5,700
GEICO $2,196 $4,662 $14,135 $4,068
Liberty Mutual $15,674 $19,028 $35,578 $20,165
Nationwide $6,550 $8,796 $7,979 $7,394
Progressive $4,492 $5,919 $5,327 $5,509
State Farm $7,203 $8,607 $18,437 $10,713
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,108 $3,880 $5,101 $3,391

Cheap Columbiaville, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Columbiaville, Michigan is not easy. Compare the annual rates for DUI auto insurance in Columbiaville, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Columbiaville, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,618
Farmers $5,847
GEICO $14,135
Liberty Mutual $35,578
Nationwide $7,979
Progressive $5,327
State Farm $18,437
Travelers $12,473
USAA $5,101

Cheap Columbiaville, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Columbiaville, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Columbiaville, Michigan

Insurance Company Poor Fair Good
Allstate $34,426 $19,061 $14,582
Farmers $7,252 $4,854 $4,492
GEICO $8,061 $5,921 $4,814
Liberty Mutual $35,789 $20,653 $11,391
Nationwide $9,656 $7,245 $6,138
Progressive $6,135 $5,158 $4,642
State Farm $18,224 $9,226 $6,269
Travelers $8,206 $7,958 $7,858
USAA $5,808 $3,293 $2,510

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Cheap Columbiaville, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Columbiaville, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Columbiaville, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Columbiaville, Michigan

ZIP Code Average Annual Rates
48421 $7,255

Cheap Columbiaville, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Columbiaville, Michigan auto insurance. Find the cheapest annual Columbiaville, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Columbiaville, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,689 $22,689
Farmers $5,533 $5,533
GEICO $6,122 $6,409
Liberty Mutual $21,834 $23,389
Nationwide $7,680 $7,680
Progressive $5,312 $5,312
State Farm $10,942 $11,537
Travelers $7,961 $8,053
USAA $3,826 $3,914

Cheap Columbiaville, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Columbiaville, Michigan? Check out the comparison of annual Columbiaville, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Columbiaville, Michigan

Insurance Company Low Medium High
Allstate $22,072 $22,745 $23,252
Farmers $5,364 $5,517 $5,718
GEICO $5,844 $6,209 $6,742
Liberty Mutual $22,080 $22,558 $23,196
Nationwide $8,032 $7,551 $7,456
Progressive $5,114 $5,321 $5,500
State Farm $10,712 $11,305 $11,702
Travelers $7,920 $8,016 $8,086
USAA $3,755 $3,880 $3,975

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Best By Category: Cheapest Auto Insurance in Columbiaville, Michigan

Compare the cheapest auto insurance companies in Columbiaville, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Columbiaville, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Columbiaville, Michigan Auto Insurance Companies

What auto insurance companies in Columbiaville, Michigan are the cheapest? Compare the top Columbiaville, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Columbiaville, Michigan

Insurance Company Average Annual Rates
Allstate $22,689
Farmers $5,533
GEICO $6,265
Liberty Mutual $22,611
Nationwide $7,680
Progressive $5,312
State Farm $11,240
Travelers $8,007
USAA $3,870

What affects auto insurance rates in Columbiaville, Michigan?

There are a lot of reasons why auto insurance rates in Columbiaville, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Columbiaville, Michigan. Many local factors may affect your Columbiaville auto insurance rates.

Columbiaville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Columbiaville, Michigan commute length is 32.0 minutes according to City-Data.

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Compare Columbiaville, Michigan Auto Insurance Quotes

Before you buy Columbiaville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Columbiaville, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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