Best Cheap Auto Insurance in Columbia, CT (2021)

The average Columbia, CT auto insurance rates are $353 per month. The minimum auto insurance in Columbia is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Columbia, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Columbia, Connecticut is 25/50/20
  • The cheapest auto insurance company in Columbia is GEICO
  • The most expensive auto insurance company in Columbia for teen drivers is Liberty Mutual

Columbia, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Columbia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Columbia, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Columbia to other Connecticut cities, including Stamford auto insurance rates, New Haven auto insurance rates, and Bridgeport auto insurance rates to see how Columbia, Connecticut auto insurance rates stack up.

Before you buy Columbia, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Columbia, Connecticut auto insurance quotes.

Minimum Auto Insurance in Columbia, Connecticut

Columbia, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Columbia, Connecticut.

Minimum Required Auto Insurance Coverage in Columbia, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Columbia, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Columbia, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Columbia, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,445 $3,424 $3,161 $3,382 $10,495 $12,393 $3,624 $3,833
GEICO $1,924 $1,929 $1,785 $1,799 $4,399 $5,204 $1,854 $1,801
Liberty Mutual $3,312 $3,604 $2,552 $3,143 $16,463 $18,559 $3,350 $3,660
Nationwide $2,233 $2,259 $2,007 $2,105 $6,166 $7,822 $2,587 $2,781
Progressive $2,319 $2,167 $1,981 $2,059 $9,612 $10,648 $2,655 $2,974
State Farm $1,649 $1,649 $1,516 $1,516 $4,952 $6,221 $1,851 $2,121
Travelers $1,679 $1,703 $1,679 $1,672 $12,944 $20,846 $1,830 $2,057
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Columbia, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Columbia, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Columbia, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Columbia, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,495 $12,393
GEICO $4,399 $5,204
Liberty Mutual $16,463 $18,559
Nationwide $6,166 $7,822
Progressive $9,612 $10,648
State Farm $4,952 $6,221
Travelers $12,944 $20,846
USAA $5,822 $6,120

Cheap Columbia, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Columbia, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Columbia, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,161 $3,382
GEICO $1,785 $1,799
Liberty Mutual $2,552 $3,143
Nationwide $2,007 $2,105
Progressive $1,981 $2,059
State Farm $1,516 $1,516
Travelers $1,679 $1,672
USAA $1,727 $1,706

Cheap Columbia, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Columbia, Connecticut compared to the annual auto insurance rates with a clean record in Columbia, Connecticut.

Annual Columbia, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,664 $5,736 $6,814 $4,664
GEICO $1,640 $2,146 $4,548 $2,013
Liberty Mutual $5,983 $7,491 $7,413 $6,434
Nationwide $2,847 $3,710 $4,249 $3,173
Progressive $3,669 $5,325 $3,855 $4,358
State Farm $2,501 $2,745 $2,745 $2,745
Travelers $4,468 $4,839 $7,049 $5,850
USAA $2,343 $2,941 $4,435 $2,343

Cheap Columbia, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Columbia, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Columbia, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Columbia, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,814
GEICO $4,548
Liberty Mutual $7,413
Nationwide $4,249
Progressive $3,855
State Farm $2,745
Travelers $7,049
USAA $4,435

Cheap Columbia, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Columbia, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Columbia, Connecticut

Insurance Company Poor Fair Good
Allstate $6,954 $5,268 $4,186
GEICO $3,759 $2,270 $1,731
Liberty Mutual $9,704 $6,039 $4,748
Nationwide $4,631 $3,105 $2,749
Progressive $4,685 $4,199 $4,022
State Farm $3,729 $2,394 $1,929
Travelers $6,301 $5,252 $5,101
USAA $3,987 $2,690 $2,369

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Cheap Columbia, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Columbia, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Columbia, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Columbia, Connecticut

ZIP Code Average Annual Rates
6237 $4,285

Cheap Columbia, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Columbia, Connecticut auto insurance. Find the cheapest annual Columbia, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Columbia, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,470 $5,470
GEICO $2,548 $2,626
Liberty Mutual $6,830 $6,830
Nationwide $3,495 $3,495
Progressive $4,302 $4,302
State Farm $2,618 $2,750
Travelers $5,551 $5,551
USAA $2,979 $3,051

Cheap Columbia, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Columbia, Connecticut? Check out the comparison of annual Columbia, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Columbia, Connecticut

Insurance Company Low Medium High
Allstate $5,215 $5,464 $5,730
GEICO $2,403 $2,555 $2,802
Liberty Mutual $6,561 $6,777 $7,153
Nationwide $3,571 $3,521 $3,393
Progressive $4,029 $4,267 $4,608
State Farm $2,519 $2,688 $2,845
Travelers $5,152 $5,514 $5,988
USAA $2,826 $3,018 $3,202

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Best By Category: Cheapest Auto Insurance in Columbia, Connecticut

Compare the cheapest auto insurance companies in Columbia, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Columbia, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Columbia, Connecticut Auto Insurance Companies

What auto insurance companies in Columbia, Connecticut are the cheapest? Compare the top Columbia, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Columbia, Connecticut

Insurance Company Average Annual Rates
Allstate $5,470
GEICO $2,587
Liberty Mutual $6,830
Nationwide $3,495
Progressive $4,302
State Farm $2,684
Travelers $5,551
USAA $3,015

What affects auto insurance rates in Columbia, Connecticut?

There are a lot of reasons why auto insurance rates in Columbia, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Columbia, Connecticut. Many local factors may affect your Columbia auto insurance rates.

Columbia Traffic

How does Columbia, Connecticut rank for traffic? According to Inrix Columbia, Connecticut is the 325th most congested worldwide.

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Compare Columbia, Connecticut Auto Insurance Quotes

Before you buy Columbia, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Columbia, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

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