Best Cheap Auto Insurance in Colton, NY (2021)

The average Colton, NY auto insurance rates are $256 per month. The minimum auto insurance in Colton is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Colton, New York, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Colton, New York is 25/50/10
  • The average commute length in Colton is 18.1 minutes
  • The most expensive auto insurance company in Colton for teen drivers is Liberty Mutual

Colton, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Colton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Colton, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Colton to other New York cities, including Mount Vernon auto insurance rates, Syracuse auto insurance rates, and New Rochelle auto insurance rates to see how Colton, New York auto insurance rates stack up.

Before you buy Colton, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Colton, New York auto insurance quotes.

Minimum Auto Insurance in Colton, New York

Colton, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Colton, New York.

Minimum Required Auto Insurance Coverage in Colton, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Colton, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Colton, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Colton, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,326 $1,278 $1,290 $1,271 $2,755 $4,009 $1,198 $1,231
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,035 $2,035 $1,924 $1,924 $3,535 $5,249 $2,035 $2,579
Progressive $1,566 $1,490 $1,283 $1,294 $5,049 $5,645 $2,012 $1,971
State Farm $2,105 $2,105 $1,827 $1,827 $6,061 $7,847 $2,305 $2,444
Travelers $2,399 $2,441 $2,174 $2,347 $5,420 $6,417 $2,552 $2,676
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

Cheap Colton, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Colton, New York is a challenge. Take a look at the annual teen auto insurance rates in Colton, New York.

Annual Auto Insurance Rates for Teen Drivers in Colton, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,755 $4,009
Liberty Mutual $6,550 $10,619
Nationwide $3,535 $5,249
Progressive $5,049 $5,645
State Farm $6,061 $7,847
Travelers $5,420 $6,417
USAA $6,012 $7,189

Cheap Colton, New York Auto Insurance for Seniors

What are senior auto insurance rates in Colton, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Colton, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,290 $1,271
Liberty Mutual $3,142 $3,142
Nationwide $1,924 $1,924
Progressive $1,283 $1,294
State Farm $1,827 $1,827
Travelers $2,174 $2,347
USAA $1,346 $1,345

Cheap Colton, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Colton, New York compared to the annual auto insurance rates with a clean record in Colton, New York.

Annual Colton, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,420 $1,547 $2,792 $1,420
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,044 $2,044 $4,480 $2,090
Progressive $2,474 $2,474 $2,720 $2,488
State Farm $3,164 $3,164 $3,466 $3,466
Travelers $2,851 $3,513 $3,564 $3,285
USAA $2,530 $2,572 $3,744 $2,572

Cheap Colton, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Colton, New York is not easy. Compare the annual rates for DUI auto insurance in Colton, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Colton, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,286
GEICO $2,792
Liberty Mutual $7,405
Nationwide $4,480
Progressive $2,720
State Farm $3,466
Travelers $3,564
USAA $3,744

Cheap Colton, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Colton, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Colton, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,248 $1,653 $1,483
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,664 $2,664 $2,664
Progressive $3,999 $2,086 $1,532
State Farm $4,681 $2,935 $2,329
Travelers $4,522 $2,877 $2,510
USAA $4,423 $2,195 $1,945

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Cheap Colton, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Colton, New York can vary. Compare the annual cost of auto insurance by ZIP code in Colton, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Colton, New York

ZIP Code Average Annual Rates
13625 $3,112

Cheap Colton, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Colton, New York auto insurance. Find the cheapest annual Colton, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Colton, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,742 $1,847
Liberty Mutual $4,514 $4,774
Nationwide $2,664 $2,664
Progressive $2,539 $2,539
State Farm $3,200 $3,430
Travelers $3,303 $3,303
USAA $2,826 $2,883

Cheap Colton, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Colton, New York? Check out the comparison of annual Colton, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Colton, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,700 $1,788 $1,897
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,536 $2,647 $2,811
Progressive $2,425 $2,528 $2,664
State Farm $3,166 $3,331 $3,448
Travelers $3,155 $3,274 $3,481
USAA $2,786 $2,844 $2,933

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Best By Category: Cheapest Auto Insurance in Colton, New York

Compare the cheapest auto insurance companies in Colton, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Colton, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Colton, New York Auto Insurance Companies

What auto insurance companies in Colton, New York are the cheapest? Compare the top Colton, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Colton, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,795
Liberty Mutual $4,644
Nationwide $2,664
Progressive $2,539
State Farm $3,315
Travelers $3,303
USAA $2,854

What affects auto insurance rates in Colton, New York?

There are a lot of reasons why auto insurance rates in Colton, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Colton, New York. Many local factors may affect your Colton auto insurance rates.

Colton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Colton, New York commute length is 18.1 minutes according to City-Data.

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Compare Colton, New York Auto Insurance Quotes

Before you buy Colton, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Colton, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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