Best Cheap Auto Insurance in Colony, KS (2021)

The average Colony, KS auto insurance rates are $278 per month. The minimum auto insurance in Colony is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Colony, Kansas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Colony is American Family
  • The minimum auto insurance required in Colony, Kansas is 25/50/25
  • Average auto insurance rates in Colony, KS for senior drivers are $1,944 per year

Colony, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Colony can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Colony, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Colony to other Kansas cities, including Lawrence auto insurance rates, Kansas City auto insurance rates, and Manhattan auto insurance rates to see how Colony, Kansas auto insurance rates stack up.

Before you buy Colony, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Colony, Kansas auto insurance quotes.

Minimum Auto Insurance in Colony, Kansas

Colony, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Colony, Kansas.

Minimum Required Auto Insurance Coverage in Colony, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Colony, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Colony, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Colony, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,681 $1,681 $1,517 $1,517 $3,222 $3,858 $1,681 $1,885
Farmers $2,353 $2,334 $2,102 $2,196 $6,387 $6,608 $2,651 $2,788
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,807 $1,864 $1,609 $1,734 $3,759 $4,613 $2,108 $2,246
Progressive $2,300 $2,185 $1,851 $1,935 $8,513 $9,598 $2,709 $2,902
State Farm $1,746 $1,746 $1,519 $1,519 $4,500 $5,755 $1,959 $2,205
Travelers $2,007 $2,042 $1,961 $1,983 $8,147 $12,720 $2,056 $2,423
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Colony, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Colony, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Colony, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Colony, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,222 $3,858
Farmers $6,387 $6,608
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,759 $4,613
Progressive $8,513 $9,598
State Farm $4,500 $5,755
Travelers $8,147 $12,720
USAA $4,807 $5,062

Cheap Colony, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Colony, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Colony, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,517 $1,517
Farmers $2,102 $2,196
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,609 $1,734
Progressive $1,851 $1,935
State Farm $1,519 $1,519
Travelers $1,961 $1,983
USAA $1,313 $1,333

Cheap Colony, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Colony, Kansas compared to the annual auto insurance rates with a clean record in Colony, Kansas.

Annual Colony, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,093 $2,243 $2,093 $2,093
Farmers $2,889 $3,717 $3,623 $3,482
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,857 $2,134 $3,756 $2,123
Progressive $3,693 $4,324 $3,860 $4,120
State Farm $2,439 $2,798 $2,619 $2,619
Travelers $3,033 $3,962 $5,466 $4,210
USAA $1,765 $2,373 $3,494 $2,020

Cheap Colony, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Colony, Kansas is not easy. Compare the annual rates for DUI auto insurance in Colony, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Colony, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,882
American Family $2,093
Farmers $3,623
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,756
Progressive $3,860
State Farm $2,619
Travelers $5,466
USAA $3,494

Cheap Colony, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Colony, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Colony, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,781 $1,970 $1,640
Farmers $4,039 $3,213 $3,030
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,736 $2,416 $2,251
Progressive $4,585 $3,854 $3,560
State Farm $3,812 $2,279 $1,765
Travelers $4,813 $3,922 $3,767
USAA $3,299 $2,163 $1,778

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Colony, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Colony, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Colony, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Colony, Kansas

ZIP Code Average Annual Rates
66015 $3,511

Cheap Colony, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Colony, Kansas auto insurance. Find the cheapest annual Colony, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Colony, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,103 $2,158
Farmers $3,428 $3,428
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,468 $2,468
Progressive $3,999 $3,999
State Farm $2,554 $2,683
Travelers $4,168 $4,168
USAA $2,341 $2,485

Cheap Colony, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Colony, Kansas? Check out the comparison of annual Colony, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Colony, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,154 $2,238 $1,999
Farmers $3,288 $3,409 $3,586
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,596 $2,440 $2,367
Progressive $3,767 $3,967 $4,264
State Farm $2,530 $2,625 $2,700
Travelers $3,953 $4,174 $4,376
USAA $2,328 $2,406 $2,504

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Colony, Kansas

Compare the cheapest auto insurance companies in Colony, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Colony, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Colony, Kansas Auto Insurance Companies

What auto insurance companies in Colony, Kansas are the cheapest? Compare the top Colony, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Colony, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,130
Farmers $3,428
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,468
Progressive $3,999
State Farm $2,619
Travelers $4,168
USAA $2,413

What affects auto insurance rates in Colony, Kansas?

There are a lot of reasons why auto insurance rates in Colony, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Colony, Kansas. Many local factors may affect your Colony auto insurance rates.

Colony Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Colony, Kansas auto theft statistics, there have been 0 auto thefts in the city.

Colony Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Colony, Kansas commute length is 23.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Colony, Kansas Auto Insurance Quotes

Before you buy Colony, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Colony, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption