Best Cheap Auto Insurance in Collins, OH (2021)

The average Collins, OH auto insurance rates are $215 per month. The minimum auto insurance in Collins is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Collins, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Collins, Ohio is 25/50/25
  • The most expensive auto insurance company in Collins for teen drivers is Liberty Mutual
  • The average commute length in Collins is 23.7 minutes

Collins, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Collins can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Collins, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Collins to other Ohio cities, including Parma auto insurance rates, Lorain auto insurance rates, and Cincinnati auto insurance rates to see how Collins, Ohio auto insurance rates stack up.

Before you buy Collins, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Collins, Ohio auto insurance quotes.

Minimum Auto Insurance in Collins, Ohio

Collins, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Collins, Ohio.

Minimum Required Auto Insurance Coverage in Collins, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Collins, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Collins, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Collins, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,013 $2,010 $1,813 $1,939 $5,507 $6,298 $2,119 $2,266
American Family $889 $923 $812 $815 $2,718 $2,950 $1,099 $1,157
Farmers $1,614 $1,610 $1,422 $1,500 $7,129 $7,403 $1,810 $1,891
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $1,884 $2,054 $1,449 $1,755 $10,070 $11,382 $1,996 $2,183
Nationwide $1,779 $1,786 $1,611 $1,620 $4,556 $5,849 $1,902 $2,203
Progressive $1,548 $1,460 $1,287 $1,329 $6,877 $7,744 $1,857 $1,919
State Farm $1,426 $1,426 $1,271 $1,271 $4,371 $5,498 $1,654 $1,893
Travelers $1,382 $1,402 $1,380 $1,370 $5,990 $9,417 $1,444 $1,643
USAA $869 $876 $829 $827 $2,689 $2,992 $1,161 $1,252

Cheap Collins, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Collins, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Collins, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Collins, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,507 $6,298
American Family $2,718 $2,950
Farmers $7,129 $7,403
GEICO $3,519 $3,281
Liberty Mutual $10,070 $11,382
Nationwide $4,556 $5,849
Progressive $6,877 $7,744
State Farm $4,371 $5,498
Travelers $5,990 $9,417
USAA $2,689 $2,992

Cheap Collins, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Collins, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Collins, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,813 $1,939
American Family $812 $815
Farmers $1,422 $1,500
GEICO $1,232 $1,237
Liberty Mutual $1,449 $1,755
Nationwide $1,611 $1,620
Progressive $1,287 $1,329
State Farm $1,271 $1,271
Travelers $1,380 $1,370
USAA $829 $827

Cheap Collins, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Collins, Ohio compared to the annual auto insurance rates with a clean record in Collins, Ohio.

Annual Collins, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,525 $3,048 $3,560 $2,849
American Family $1,362 $1,440 $1,440 $1,440
Farmers $2,513 $3,236 $3,156 $3,285
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,440 $4,418 $4,510 $4,017
Nationwide $2,145 $2,714 $3,427 $2,366
Progressive $2,590 $3,519 $2,756 $3,146
State Farm $2,147 $2,556 $2,351 $2,351
Travelers $2,206 $2,883 $4,352 $2,572
USAA $1,103 $1,480 $1,943 $1,222

Cheap Collins, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Collins, Ohio is not easy. Compare the annual rates for DUI auto insurance in Collins, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Collins, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,560
American Family $1,440
Farmers $3,156
GEICO $2,571
Liberty Mutual $4,510
Nationwide $3,427
Progressive $2,756
State Farm $2,351
Travelers $4,352
USAA $1,943

Cheap Collins, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Collins, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Collins, Ohio

Insurance Company Poor Fair Good
Allstate $3,847 $2,799 $2,341
American Family $1,888 $1,285 $1,088
Farmers $3,451 $2,915 $2,776
GEICO $2,187 $1,824 $1,462
Liberty Mutual $5,867 $3,602 $2,820
Nationwide $3,206 $2,590 $2,193
Progressive $3,373 $2,913 $2,722
State Farm $3,351 $2,071 $1,633
Travelers $3,358 $2,923 $2,730
USAA $1,864 $1,321 $1,126

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Cheap Collins, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Collins, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Collins, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Collins, Ohio

ZIP Code Average Annual Rates
44826 $2,468

Cheap Collins, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Collins, Ohio auto insurance. Find the cheapest annual Collins, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Collins, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,996 $2,996
American Family $1,404 $1,437
Farmers $3,047 $3,047
GEICO $1,792 $1,857
Liberty Mutual $4,096 $4,096
Nationwide $2,663 $2,663
Progressive $3,003 $3,003
State Farm $2,293 $2,409
Travelers $3,004 $3,004
USAA $1,382 $1,492

Cheap Collins, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Collins, Ohio? Check out the comparison of annual Collins, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Collins, Ohio

Insurance Company Low Medium High
Allstate $2,899 $2,990 $3,098
American Family $1,396 $1,431 $1,434
Farmers $2,889 $3,001 $3,252
GEICO $1,771 $1,817 $1,886
Liberty Mutual $3,947 $4,116 $4,226
Nationwide $2,934 $2,582 $2,473
Progressive $2,899 $2,980 $3,129
State Farm $2,240 $2,358 $2,456
Travelers $2,930 $3,042 $3,039
USAA $1,373 $1,436 $1,502

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Best By Category: Cheapest Auto Insurance in Collins, Ohio

Compare the cheapest auto insurance companies in Collins, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Collins, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Collins, Ohio Auto Insurance Companies

What auto insurance companies in Collins, Ohio are the cheapest? Compare the top Collins, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Collins, Ohio

Insurance Company Average Annual Rates
Allstate $2,996
American Family $1,420
Farmers $3,047
GEICO $1,824
Liberty Mutual $4,096
Nationwide $2,663
Progressive $3,003
State Farm $2,351
Travelers $3,004
USAA $1,437

What affects auto insurance rates in Collins, Ohio?

There are a lot of reasons why auto insurance rates in Collins, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Collins, Ohio. Many local factors may affect your Collins auto insurance rates.

Collins Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Collins, Ohio commute length is 23.7 minutes according to City-Data.

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Compare Collins, Ohio Auto Insurance Quotes

Before you buy Collins, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Collins, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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