Best Cheap Auto Insurance in Colfax, IL (2021)

The average Colfax, IL auto insurance rates are $244 per month. The minimum auto insurance in Colfax is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Colfax, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Colfax, IL for senior drivers are $1,671 per year
  • The most expensive auto insurance company in Colfax for teen drivers is Farmers
  • The minimum auto insurance required in Colfax, Illinois is 25/50/20

Colfax, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Colfax can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Colfax, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Colfax to other Illinois cities, including Aurora auto insurance rates, Joliet auto insurance rates, and Peoria auto insurance rates to see how Colfax, Illinois auto insurance rates stack up.

Before you buy Colfax, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Colfax, Illinois auto insurance quotes.

Minimum Auto Insurance in Colfax, Illinois

Colfax, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Colfax, Illinois.

Minimum Required Auto Insurance Coverage in Colfax, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Colfax, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Colfax, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Colfax, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,868 $2,880 $3,004 $3,004 $7,546 $9,834 $3,451 $3,734
American Family $2,205 $2,205 $2,021 $2,021 $6,253 $8,653 $2,205 $2,847
Farmers $2,182 $2,178 $1,935 $2,047 $9,424 $9,811 $2,500 $2,617
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,307 $1,408 $1,086 $1,213 $4,417 $4,913 $1,364 $1,436
Nationwide $1,577 $1,606 $1,407 $1,490 $4,229 $5,428 $1,827 $1,978
Progressive $1,836 $1,735 $1,513 $1,587 $6,605 $7,403 $2,186 $2,358
State Farm $1,293 $1,293 $1,159 $1,159 $3,783 $4,785 $1,464 $1,692
Travelers $1,461 $1,541 $1,324 $1,412 $4,102 $5,112 $1,550 $1,633
USAA $1,478 $1,511 $1,372 $1,358 $4,622 $5,112 $1,937 $2,140

Cheap Colfax, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Colfax, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Colfax, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Colfax, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,546 $9,834
American Family $6,253 $8,653
Farmers $9,424 $9,811
GEICO $4,847 $5,129
Liberty Mutual $4,417 $4,913
Nationwide $4,229 $5,428
Progressive $6,605 $7,403
State Farm $3,783 $4,785
Travelers $4,102 $5,112
USAA $4,622 $5,112

Cheap Colfax, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Colfax, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Colfax, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,004 $3,004
American Family $2,021 $2,021
Farmers $1,935 $2,047
GEICO $1,521 $1,797
Liberty Mutual $1,086 $1,213
Nationwide $1,407 $1,490
Progressive $1,513 $1,587
State Farm $1,159 $1,159
Travelers $1,324 $1,412
USAA $1,372 $1,358

Cheap Colfax, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Colfax, Illinois compared to the annual auto insurance rates with a clean record in Colfax, Illinois.

Annual Colfax, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,213 $5,522 $5,169 $4,257
American Family $2,608 $3,715 $4,923 $2,958
Farmers $3,445 $4,449 $4,338 $4,114
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,785 $2,536 $2,226 $2,025
Nationwide $1,973 $2,546 $2,990 $2,262
Progressive $2,601 $3,849 $2,878 $3,283
State Farm $1,895 $2,262 $2,079 $2,079
Travelers $1,809 $2,361 $2,631 $2,266
USAA $1,751 $2,495 $3,410 $2,108

Cheap Colfax, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Colfax, Illinois is not easy. Compare the annual rates for DUI auto insurance in Colfax, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Colfax, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,169
American Family $4,923
Farmers $4,338
GEICO $3,482
Liberty Mutual $2,226
Nationwide $2,990
Progressive $2,878
State Farm $2,079
Travelers $2,631
USAA $3,410

Cheap Colfax, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Colfax, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Colfax, Illinois

Insurance Company Poor Fair Good
Allstate $5,769 $4,188 $3,663
American Family $4,719 $3,215 $2,720
Farmers $4,643 $3,904 $3,713
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,023 $1,896 $1,510
Nationwide $2,910 $2,352 $2,066
Progressive $3,601 $3,045 $2,812
State Farm $3,022 $1,810 $1,404
Travelers $2,772 $2,220 $1,809
USAA $3,260 $2,229 $1,834

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Cheap Colfax, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Colfax, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Colfax, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Colfax, Illinois

ZIP Code Average Annual Rates
61728 $2,879

Cheap Colfax, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Colfax, Illinois auto insurance. Find the cheapest annual Colfax, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Colfax, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,540 $4,540
American Family $3,506 $3,597
Farmers $4,087 $4,087
GEICO $2,519 $2,617
Liberty Mutual $2,143 $2,143
Nationwide $2,443 $2,443
Progressive $3,153 $3,153
State Farm $2,027 $2,131
Travelers $2,179 $2,355
USAA $2,372 $2,510

Cheap Colfax, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Colfax, Illinois? Check out the comparison of annual Colfax, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Colfax, Illinois

Insurance Company Low Medium High
Allstate $4,419 $4,536 $4,665
American Family $3,427 $3,681 $3,545
Farmers $3,895 $3,995 $4,371
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,020 $2,139 $2,270
Nationwide $2,426 $2,463 $2,439
Progressive $2,906 $3,136 $3,416
State Farm $1,970 $2,083 $2,183
Travelers $2,132 $2,264 $2,404
USAA $2,290 $2,439 $2,594

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Best By Category: Cheapest Auto Insurance in Colfax, Illinois

Compare the cheapest auto insurance companies in Colfax, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Colfax, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Colfax, Illinois Auto Insurance Companies

What auto insurance companies in Colfax, Illinois are the cheapest? Compare the top Colfax, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Colfax, Illinois

Insurance Company Average Annual Rates
Allstate $4,540
American Family $3,551
Farmers $4,087
GEICO $2,568
Liberty Mutual $2,143
Nationwide $2,443
Progressive $3,153
State Farm $2,079
Travelers $2,267
USAA $2,441

What affects auto insurance rates in Colfax, Illinois?

There are a lot of reasons why auto insurance rates in Colfax, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Colfax, Illinois. Many local factors may affect your Colfax auto insurance rates.

Colfax Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Colfax, Illinois commute length is 26.7 minutes according to City-Data.

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Compare Colfax, Illinois Auto Insurance Quotes

Before you buy Colfax, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Colfax, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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