Best Cheap Auto Insurance in Cochituate, MA (2021)

The average Cochituate, MA auto insurance rates are $234 per month. The minimum auto insurance in Cochituate is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in Cochituate, Massachusetts, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Cochituate, Massachusetts is 20/40/5
  • The average commute length in Cochituate is 33.1 minutes
  • The cheapest auto insurance company in Cochituate is State Farm

Cochituate, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Cochituate can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cochituate, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Cochituate to other Massachusetts cities, including Springfield auto insurance rates, Lowell auto insurance rates, and New Bedford auto insurance rates to see how Cochituate, Massachusetts auto insurance rates stack up.

Before you buy Cochituate, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cochituate, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Cochituate, Massachusetts

Cochituate, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cochituate, Massachusetts.

Minimum Required Auto Insurance Coverage in Cochituate, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Cochituate, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cochituate, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cochituate, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,041 $2,041 $2,041 $2,041 $7,240 $7,240 $2,287 $2,287
GEICO $1,718 $1,718 $1,586 $1,586 $4,898 $4,898 $1,774 $1,774
Liberty Mutual $2,503 $2,503 $2,181 $2,181 $8,226 $8,226 $2,618 $2,618
Progressive $1,997 $1,997 $1,916 $1,916 $7,539 $7,539 $2,168 $2,168
State Farm $843 $843 $843 $843 $2,322 $2,322 $843 $843
Travelers $2,845 $2,845 $2,519 $2,519 $5,867 $5,867 $3,168 $3,168
USAA $1,259 $1,259 $1,240 $1,240 $2,918 $2,918 $1,389 $1,389

Cheap Cochituate, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cochituate, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Cochituate, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in Cochituate, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,240 $7,240
GEICO $4,898 $4,898
Liberty Mutual $8,226 $8,226
Progressive $7,539 $7,539
State Farm $2,322 $2,322
Travelers $5,867 $5,867
USAA $2,918 $2,918

Cheap Cochituate, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Cochituate, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cochituate, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,041 $2,041
GEICO $1,586 $1,586
Liberty Mutual $2,181 $2,181
Progressive $1,916 $1,916
State Farm $843 $843
Travelers $2,519 $2,519
USAA $1,240 $1,240

Cheap Cochituate, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cochituate, Massachusetts compared to the annual auto insurance rates with a clean record in Cochituate, Massachusetts.

Annual Cochituate, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,639 $3,916 $4,416 $2,639
GEICO $1,996 $2,742 $3,133 $2,105
Liberty Mutual $3,062 $4,174 $5,027 $3,267
Progressive $2,867 $4,026 $3,197 $3,529
State Farm $961 $1,306 $1,554 $1,029
Travelers $2,803 $3,888 $4,143 $3,564
USAA $1,214 $1,574 $2,661 $1,357

Cheap Cochituate, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cochituate, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Cochituate, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in Cochituate, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,416
GEICO $3,133
Liberty Mutual $5,027
Progressive $3,197
State Farm $1,554
Travelers $4,143
USAA $2,661

Cheap Cochituate, Massachusetts Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cochituate, Massachusetts can vary. Compare the annual cost of auto insurance by ZIP code in Cochituate, Massachusetts to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cochituate, Massachusetts

ZIP Code Average Annual Rates
1778 $2,814

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Cheap Cochituate, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Cochituate, Massachusetts auto insurance. Find the cheapest annual Cochituate, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cochituate, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,294 $3,511
GEICO $2,451 $2,537
Liberty Mutual $3,729 $4,036
Progressive $3,405 $3,405
State Farm $1,184 $1,241
Travelers $3,432 $3,767
USAA $1,655 $1,748

Cheap Cochituate, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cochituate, Massachusetts? Check out the comparison of annual Cochituate, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cochituate, Massachusetts

Insurance Company Low Medium High
Allstate $3,160 $3,459 $3,587
GEICO $2,296 $2,542 $2,644
Liberty Mutual $3,635 $3,933 $4,079
Progressive $3,129 $3,476 $3,610
State Farm $1,104 $1,235 $1,299
Travelers $3,243 $3,680 $3,877
USAA $1,577 $1,730 $1,798

Best By Category: Cheapest Auto Insurance in Cochituate, Massachusetts

Compare the cheapest auto insurance companies in Cochituate, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cochituate, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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The Cheapest Cochituate, Massachusetts Auto Insurance Companies

What auto insurance companies in Cochituate, Massachusetts are the cheapest? Compare the top Cochituate, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cochituate, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,402
GEICO $2,494
Liberty Mutual $3,882
Progressive $3,405
State Farm $1,213
Travelers $3,600
USAA $1,701

What affects auto insurance rates in Cochituate, Massachusetts?

There are a lot of reasons why auto insurance rates in Cochituate, Massachusetts are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cochituate, Massachusetts. Many local factors may affect your Cochituate auto insurance rates.

Cochituate Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cochituate, Massachusetts commute length is 33.1 minutes according to City-Data.

Compare Cochituate, Massachusetts Auto Insurance Quotes

Before you buy Cochituate, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cochituate, Massachusetts auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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