Best Cheap Auto Insurance in Coaling, AL (2021)

The average Coaling, AL auto insurance rates are $317 per month. The minimum auto insurance in Coaling is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Coaling, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Coaling for teen drivers is Liberty Mutual
  • Average auto insurance rates in Coaling, AL for senior drivers are $1,993 per year
  • The average commute length in Coaling is 27.3 minutes

Coaling, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Coaling can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Coaling, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Coaling to other Alabama cities, including Birmingham auto insurance rates, Hoover auto insurance rates, and Decatur auto insurance rates to see how Coaling, Alabama auto insurance rates stack up.

Before you buy Coaling, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Coaling, Alabama auto insurance quotes.

Minimum Auto Insurance in Coaling, Alabama

Coaling, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Coaling, Alabama.

Minimum Required Auto Insurance Coverage in Coaling, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Coaling, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Coaling, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Coaling, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,064 $1,971 $2,009 $7,796 $8,373 $2,422 $2,472
Farmers $2,463 $2,445 $2,200 $2,340 $9,563 $9,839 $2,792 $2,895
GEICO $2,099 $2,095 $2,001 $2,078 $5,613 $5,513 $2,219 $2,062
Liberty Mutual $2,936 $3,170 $2,413 $2,699 $10,829 $12,035 $3,116 $3,307
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,506 $2,343 $2,057 $2,196 $10,570 $11,804 $2,938 $3,147
State Farm $2,905 $2,905 $2,643 $2,643 $9,022 $11,281 $3,288 $3,802
Travelers $1,578 $1,601 $1,486 $1,479 $8,614 $13,569 $1,491 $1,701
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

Cheap Coaling, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Coaling, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Coaling, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Coaling, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,796 $8,373
Farmers $9,563 $9,839
GEICO $5,613 $5,513
Liberty Mutual $10,829 $12,035
Nationwide $4,521 $5,808
Progressive $10,570 $11,804
State Farm $9,022 $11,281
Travelers $8,614 $13,569
USAA $4,033 $4,467

Cheap Coaling, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Coaling, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Coaling, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $2,009
Farmers $2,200 $2,340
GEICO $2,001 $2,078
Liberty Mutual $2,413 $2,699
Nationwide $1,560 $1,612
Progressive $2,057 $2,196
State Farm $2,643 $2,643
Travelers $1,486 $1,479
USAA $1,258 $1,231

Cheap Coaling, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Coaling, Alabama compared to the annual auto insurance rates with a clean record in Coaling, Alabama.

Annual Coaling, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,094 $3,663 $4,372 $3,512
Farmers $3,633 $4,702 $4,587 $4,346
GEICO $1,986 $3,215 $3,995 $2,644
Liberty Mutual $3,971 $5,533 $5,401 $5,347
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,234 $5,346 $4,560 $4,642
State Farm $4,327 $5,403 $4,757 $4,757
Travelers $3,277 $3,439 $5,048 $3,995
USAA $1,667 $2,094 $3,108 $1,803

Cheap Coaling, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Coaling, Alabama is not easy. Compare the annual rates for DUI auto insurance in Coaling, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Coaling, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,372
Farmers $4,587
GEICO $3,995
Liberty Mutual $5,401
Nationwide $3,329
Progressive $4,560
State Farm $4,757
Travelers $5,048
USAA $3,108

Cheap Coaling, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Coaling, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Coaling, Alabama

Insurance Company Poor Fair Good
Allstate $4,508 $3,560 $2,912
Farmers $4,838 $4,166 $3,948
GEICO $3,766 $2,685 $2,429
Liberty Mutual $7,236 $4,455 $3,499
Nationwide $3,156 $2,467 $2,234
Progressive $5,281 $4,548 $4,257
State Farm $7,807 $3,948 $2,679
Travelers $4,294 $3,726 $3,799
USAA $2,911 $1,898 $1,695

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Cheap Coaling, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Coaling, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Coaling, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Coaling, Alabama

ZIP Code Average Annual Rates
35453 $3,931

Cheap Coaling, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Coaling, Alabama auto insurance. Find the cheapest annual Coaling, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Coaling, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,660 $3,660
Farmers $4,317 $4,317
GEICO $2,907 $3,013
Liberty Mutual $5,063 $5,063
Nationwide $2,619 $2,619
Progressive $4,695 $4,695
State Farm $4,694 $4,928
Travelers $3,940 $3,940
USAA $2,069 $2,267

Cheap Coaling, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Coaling, Alabama? Check out the comparison of annual Coaling, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Coaling, Alabama

Insurance Company Low Medium High
Allstate $3,524 $3,655 $3,802
Farmers $4,066 $4,259 $4,626
GEICO $2,725 $2,948 $3,208
Liberty Mutual $4,824 $5,039 $5,327
Nationwide $2,596 $2,598 $2,662
Progressive $4,209 $4,674 $5,203
State Farm $4,539 $4,806 $5,088
Travelers $3,738 $4,019 $4,063
USAA $2,089 $2,156 $2,258

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Best By Category: Cheapest Auto Insurance in Coaling, Alabama

Compare the cheapest auto insurance companies in Coaling, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Coaling, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Coaling, Alabama Auto Insurance Companies

What auto insurance companies in Coaling, Alabama are the cheapest? Compare the top Coaling, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Coaling, Alabama

Insurance Company Average Annual Rates
Allstate $3,660
Farmers $4,317
GEICO $2,960
Liberty Mutual $5,063
Nationwide $2,619
Progressive $4,695
State Farm $4,811
Travelers $3,940
USAA $2,168

What affects auto insurance rates in Coaling, Alabama?

There are a lot of reasons why auto insurance rates in Coaling, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Coaling, Alabama. Many local factors may affect your Coaling auto insurance rates.

Coaling Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Coaling, Alabama auto theft statistics, there have been 7 auto thefts in the city.

Coaling Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Coaling, Alabama commute length is 27.3 minutes according to City-Data.

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Compare Coaling, Alabama Auto Insurance Quotes

Before you buy Coaling, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Coaling, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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