Best Cheap Auto Insurance in Coal Valley, IL (2021)

The average Coal Valley, IL auto insurance rates are $245 per month. The minimum auto insurance in Coal Valley is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Coal Valley, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Coal Valley, Illinois is 25/50/20
  • The average commute length in Coal Valley is 21.5 minutes
  • Average auto insurance rates in Coal Valley, IL for senior drivers are $1,670 per year

Coal Valley, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Coal Valley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Coal Valley, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Coal Valley to other Illinois cities, including Chicago auto insurance rates, Peoria auto insurance rates, and Champaign auto insurance rates to see how Coal Valley, Illinois auto insurance rates stack up.

Before you buy Coal Valley, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Coal Valley, Illinois auto insurance quotes.

Minimum Auto Insurance in Coal Valley, Illinois

Coal Valley, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Coal Valley, Illinois.

Minimum Required Auto Insurance Coverage in Coal Valley, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Coal Valley, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Coal Valley, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Coal Valley, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,000 $3,014 $3,146 $3,146 $7,882 $10,190 $3,603 $3,890
American Family $2,052 $2,052 $1,882 $1,882 $5,824 $8,052 $2,052 $2,643
Farmers $2,199 $2,198 $1,950 $2,067 $9,540 $9,934 $2,508 $2,615
GEICO $1,520 $1,553 $1,472 $1,778 $4,955 $5,156 $1,917 $1,824
Liberty Mutual $1,287 $1,387 $1,070 $1,195 $4,385 $4,877 $1,343 $1,410
Nationwide $1,451 $1,473 $1,298 $1,371 $3,888 $4,972 $1,681 $1,816
Progressive $1,973 $1,858 $1,631 $1,704 $7,303 $8,194 $2,353 $2,550
State Farm $1,234 $1,234 $1,111 $1,111 $3,654 $4,626 $1,398 $1,611
Travelers $1,358 $1,431 $1,239 $1,318 $3,852 $4,814 $1,437 $1,512
USAA $1,657 $1,676 $1,532 $1,491 $5,424 $5,987 $2,175 $2,374

Cheap Coal Valley, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Coal Valley, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Coal Valley, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Coal Valley, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,882 $10,190
American Family $5,824 $8,052
Farmers $9,540 $9,934
GEICO $4,955 $5,156
Liberty Mutual $4,385 $4,877
Nationwide $3,888 $4,972
Progressive $7,303 $8,194
State Farm $3,654 $4,626
Travelers $3,852 $4,814
USAA $5,424 $5,987

Cheap Coal Valley, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Coal Valley, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Coal Valley, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,146 $3,146
American Family $1,882 $1,882
Farmers $1,950 $2,067
GEICO $1,472 $1,778
Liberty Mutual $1,070 $1,195
Nationwide $1,298 $1,371
Progressive $1,631 $1,704
State Farm $1,111 $1,111
Travelers $1,239 $1,318
USAA $1,532 $1,491

Cheap Coal Valley, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Coal Valley, Illinois compared to the annual auto insurance rates with a clean record in Coal Valley, Illinois.

Annual Coal Valley, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,336 $5,793 $5,371 $4,435
American Family $2,427 $3,466 $4,574 $2,752
Farmers $3,483 $4,495 $4,384 $4,144
GEICO $1,819 $2,439 $3,573 $2,257
Liberty Mutual $1,766 $2,509 $2,200 $2,002
Nationwide $1,819 $2,338 $2,738 $2,081
Progressive $2,836 $4,225 $3,142 $3,580
State Farm $1,818 $2,177 $1,997 $1,997
Travelers $1,696 $2,215 $2,454 $2,117
USAA $1,987 $2,859 $3,914 $2,399

Cheap Coal Valley, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Coal Valley, Illinois is not easy. Compare the annual rates for DUI auto insurance in Coal Valley, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Coal Valley, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,371
American Family $4,574
Farmers $4,384
GEICO $3,573
Liberty Mutual $2,200
Nationwide $2,738
Progressive $3,142
State Farm $1,997
Travelers $2,454
USAA $3,914

Cheap Coal Valley, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Coal Valley, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Coal Valley, Illinois

Insurance Company Poor Fair Good
Allstate $6,029 $4,355 $3,817
American Family $4,386 $2,993 $2,535
Farmers $4,689 $3,941 $3,749
GEICO $4,043 $1,979 $1,544
Liberty Mutual $2,984 $1,877 $1,496
Nationwide $2,666 $2,164 $1,902
Progressive $3,917 $3,334 $3,086
State Farm $2,904 $1,739 $1,349
Travelers $2,585 $2,083 $1,693
USAA $3,724 $2,549 $2,096

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Cheap Coal Valley, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Coal Valley, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Coal Valley, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Coal Valley, Illinois

ZIP Code Average Annual Rates
61240 $2,903

Cheap Coal Valley, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Coal Valley, Illinois auto insurance. Find the cheapest annual Coal Valley, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Coal Valley, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,734 $4,734
American Family $3,263 $3,347
Farmers $4,126 $4,126
GEICO $2,479 $2,565
Liberty Mutual $2,119 $2,119
Nationwide $2,244 $2,244
Progressive $3,446 $3,446
State Farm $1,946 $2,048
Travelers $2,038 $2,203
USAA $2,712 $2,868

Cheap Coal Valley, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Coal Valley, Illinois? Check out the comparison of annual Coal Valley, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Coal Valley, Illinois

Insurance Company Low Medium High
Allstate $4,558 $4,729 $4,915
American Family $3,165 $3,426 $3,323
Farmers $3,916 $4,025 $4,438
GEICO $2,297 $2,519 $2,750
Liberty Mutual $1,997 $2,115 $2,245
Nationwide $2,204 $2,267 $2,260
Progressive $3,159 $3,437 $3,741
State Farm $1,883 $2,002 $2,108
Travelers $2,000 $2,118 $2,243
USAA $2,639 $2,789 $2,941

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Best By Category: Cheapest Auto Insurance in Coal Valley, Illinois

Compare the cheapest auto insurance companies in Coal Valley, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Coal Valley, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Coal Valley, Illinois Auto Insurance Companies

What auto insurance companies in Coal Valley, Illinois are the cheapest? Compare the top Coal Valley, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Coal Valley, Illinois

Insurance Company Average Annual Rates
Allstate $4,734
American Family $3,305
Farmers $4,126
GEICO $2,522
Liberty Mutual $2,119
Nationwide $2,244
Progressive $3,446
State Farm $1,997
Travelers $2,120
USAA $2,790

What affects auto insurance rates in Coal Valley, Illinois?

There are a lot of reasons why auto insurance rates in Coal Valley, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Coal Valley, Illinois. Many local factors may affect your Coal Valley auto insurance rates.

Coal Valley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Coal Valley, Illinois commute length is 21.5 minutes according to City-Data.

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Compare Coal Valley, Illinois Auto Insurance Quotes

Before you buy Coal Valley, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Coal Valley, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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