Best Cheap Auto Insurance in Coal Creek, CO (2021)

The average Coal Creek, CO auto insurance rates are $316 per month. The minimum auto insurance in Coal Creek is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Coal Creek, Colorado, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Coal Creek is State Farm
  • The average commute length in Coal Creek is 44.9 minutes
  • The minimum auto insurance required in Coal Creek, Colorado is 25/50/15

Coal Creek, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Coal Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Coal Creek, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Coal Creek to other Colorado cities, including Pueblo auto insurance rates, Fort Collins auto insurance rates, and Centennial auto insurance rates to see how Coal Creek, Colorado auto insurance rates stack up.

Before you buy Coal Creek, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Coal Creek, Colorado auto insurance quotes.

Minimum Auto Insurance in Coal Creek, Colorado

Coal Creek, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Coal Creek, Colorado.

Minimum Required Auto Insurance Coverage in Coal Creek, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Coal Creek, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Coal Creek, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Coal Creek, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,396 $3,190 $3,056 $3,088 $11,380 $11,945 $3,756 $3,786
American Family $2,357 $2,357 $2,128 $2,128 $5,710 $7,671 $2,357 $2,888
Farmers $3,366 $3,337 $3,053 $3,306 $12,706 $12,755 $3,673 $3,686
GEICO $2,052 $2,249 $2,222 $2,553 $6,380 $6,695 $1,865 $1,873
Liberty Mutual $1,941 $1,910 $1,646 $1,805 $5,331 $5,806 $1,957 $1,987
Nationwide $2,313 $2,357 $2,070 $2,189 $5,787 $7,409 $2,654 $2,867
Progressive $2,534 $2,374 $2,230 $2,219 $8,619 $9,632 $2,845 $2,766
State Farm $1,592 $1,592 $1,434 $1,434 $4,595 $5,809 $1,782 $2,113
USAA $2,263 $2,273 $2,146 $2,167 $5,548 $6,383 $2,916 $3,195

Cheap Coal Creek, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Coal Creek, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Coal Creek, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Coal Creek, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,380 $11,945
American Family $5,710 $7,671
Farmers $12,706 $12,755
GEICO $6,380 $6,695
Liberty Mutual $5,331 $5,806
Nationwide $5,787 $7,409
Progressive $8,619 $9,632
State Farm $4,595 $5,809
USAA $5,548 $6,383

Cheap Coal Creek, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Coal Creek, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Coal Creek, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,056 $3,088
American Family $2,128 $2,128
Farmers $3,053 $3,306
GEICO $2,222 $2,553
Liberty Mutual $1,646 $1,805
Nationwide $2,070 $2,189
Progressive $2,230 $2,219
State Farm $1,434 $1,434
USAA $2,146 $2,167

Cheap Coal Creek, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Coal Creek, Colorado compared to the annual auto insurance rates with a clean record in Coal Creek, Colorado.

Annual Coal Creek, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,672 $5,351 $6,504 $5,271
American Family $2,549 $3,629 $4,730 $2,890
Farmers $4,848 $6,231 $6,146 $5,714
GEICO $2,274 $3,561 $4,139 $2,970
Liberty Mutual $2,438 $2,866 $2,994 $2,894
Nationwide $2,659 $3,631 $4,607 $2,926
Progressive $3,588 $5,055 $3,786 $4,181
State Farm $2,339 $2,749 $2,544 $2,544
USAA $2,462 $2,990 $5,215 $2,778

Cheap Coal Creek, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Coal Creek, Colorado is not easy. Compare the annual rates for DUI auto insurance in Coal Creek, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Coal Creek, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,504
American Family $4,730
Farmers $6,146
GEICO $4,139
Liberty Mutual $2,994
Nationwide $4,607
Progressive $3,786
State Farm $2,544
USAA $5,215

Cheap Coal Creek, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Coal Creek, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Coal Creek, Colorado

Insurance Company Poor Fair Good
Allstate $6,966 $5,347 $4,036
American Family $4,477 $3,193 $2,679
Farmers $6,675 $5,400 $5,130
GEICO $3,893 $3,236 $2,580
Liberty Mutual $4,013 $2,436 $1,945
Nationwide $4,179 $3,306 $2,883
Progressive $4,734 $4,032 $3,691
State Farm $3,529 $2,271 $1,832
USAA $4,990 $2,830 $2,263

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Cheap Coal Creek, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Coal Creek, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Coal Creek, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Coal Creek, Colorado

ZIP Code Average Annual Rates
81221 $3,508

Cheap Coal Creek, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Coal Creek, Colorado auto insurance. Find the cheapest annual Coal Creek, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Coal Creek, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,450 $5,450
American Family $3,375 $3,524
Farmers $5,735 $5,735
GEICO $3,165 $3,307
Liberty Mutual $2,798 $2,798
Nationwide $3,456 $3,456
Progressive $4,152 $4,152
State Farm $2,482 $2,606
USAA $3,265 $3,457

Cheap Coal Creek, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Coal Creek, Colorado? Check out the comparison of annual Coal Creek, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Coal Creek, Colorado

Insurance Company Low Medium High
Allstate $5,140 $5,429 $5,780
American Family $3,270 $3,522 $3,557
Farmers $4,964 $5,645 $6,597
GEICO $2,802 $3,146 $3,760
Liberty Mutual $2,647 $2,787 $2,960
Nationwide $3,455 $3,454 $3,458
Progressive $3,765 $4,165 $4,526
State Farm $2,372 $2,544 $2,715
USAA $3,222 $3,360 $3,502

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Best By Category: Cheapest Auto Insurance in Coal Creek, Colorado

Compare the cheapest auto insurance companies in Coal Creek, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Coal Creek, Colorado

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Coal Creek, Colorado Auto Insurance Companies

What auto insurance companies in Coal Creek, Colorado are the cheapest? Compare the top Coal Creek, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Coal Creek, Colorado

Insurance Company Average Annual Rates
Allstate $5,450
American Family $3,449
Farmers $5,735
GEICO $3,236
Liberty Mutual $2,798
Nationwide $3,456
Progressive $4,152
State Farm $2,544
USAA $3,361

What affects auto insurance rates in Coal Creek, Colorado?

There are a lot of reasons why auto insurance rates in Coal Creek, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Coal Creek, Colorado. Many local factors may affect your Coal Creek auto insurance rates.

Coal Creek Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Coal Creek, Colorado commute length is 44.9 minutes according to City-Data.

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Compare Coal Creek, Colorado Auto Insurance Quotes

Before you buy Coal Creek, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Coal Creek, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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