Best Cheap Auto Insurance in Cloverport, KY (2021)

The average Cloverport, KY auto insurance rates are $361 per month. The minimum auto insurance in Cloverport is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Cloverport, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Cloverport, KY for senior drivers are $2,398 per year
  • The average commute length in Cloverport is 27.7 minutes
  • The most expensive auto insurance company in Cloverport for teen drivers is Travelers

Cloverport, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Cloverport can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cloverport, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Cloverport to other Kentucky cities, including Elizabeth auto insurance rates, Hopkinsville auto insurance rates, and Independence auto insurance rates to see how Cloverport, Kentucky auto insurance rates stack up.

Before you buy Cloverport, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cloverport, Kentucky auto insurance quotes.

Minimum Auto Insurance in Cloverport, Kentucky

Cloverport, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cloverport, Kentucky.

Minimum Required Auto Insurance Coverage in Cloverport, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cloverport, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cloverport, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cloverport, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,098 $3,071 $2,790 $2,974 $11,255 $12,635 $3,452 $3,660
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,584 $2,797 $2,210 $2,463 $10,685 $11,796 $2,693 $2,788
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,265 $2,167 $2,019 $2,035 $10,734 $12,155 $2,813 $2,887
State Farm $2,260 $2,260 $2,022 $2,022 $6,854 $8,654 $2,522 $2,837
Travelers $2,269 $2,312 $2,222 $2,229 $10,832 $17,418 $2,368 $2,744
USAA $1,944 $1,953 $1,748 $1,785 $5,158 $5,444 $2,465 $2,707

Cheap Cloverport, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cloverport, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Cloverport, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Cloverport, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,255 $12,635
GEICO $6,851 $8,131
Liberty Mutual $10,685 $11,796
Nationwide $6,037 $7,550
Progressive $10,734 $12,155
State Farm $6,854 $8,654
Travelers $10,832 $17,418
USAA $5,158 $5,444

Cheap Cloverport, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Cloverport, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cloverport, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,790 $2,974
GEICO $3,510 $3,179
Liberty Mutual $2,210 $2,463
Nationwide $2,519 $2,640
Progressive $2,019 $2,035
State Farm $2,022 $2,022
Travelers $2,222 $2,229
USAA $1,748 $1,785

Cheap Cloverport, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cloverport, Kentucky compared to the annual auto insurance rates with a clean record in Cloverport, Kentucky.

Annual Cloverport, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,465 $5,804 $6,174 $5,024
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,961 $6,093 $4,740 $4,214
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,835 $5,657 $4,377 $4,667
State Farm $3,355 $4,002 $3,679 $3,679
Travelers $4,624 $4,757 $6,860 $4,955
USAA $2,183 $3,094 $3,697 $2,629

Cheap Cloverport, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cloverport, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Cloverport, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Cloverport, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,174
GEICO $6,731
Liberty Mutual $4,740
Nationwide $4,997
Progressive $4,377
State Farm $3,679
Travelers $6,860
USAA $3,697

Cheap Cloverport, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cloverport, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cloverport, Kentucky

Insurance Company Poor Fair Good
Allstate $7,102 $4,905 $4,094
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,788 $4,175 $3,294
Nationwide $4,672 $3,666 $3,197
Progressive $5,197 $4,510 $4,196
State Farm $5,322 $3,211 $2,504
Travelers $5,912 $5,002 $4,983
USAA $4,321 $2,415 $1,966

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Cheap Cloverport, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cloverport, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Cloverport, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cloverport, Kentucky

ZIP Code Average Annual Rates
40111 $3,886

Cheap Cloverport, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Cloverport, Kentucky auto insurance. Find the cheapest annual Cloverport, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cloverport, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,367 $5,367
GEICO $4,119 $4,197
Liberty Mutual $4,752 $4,752
Nationwide $3,845 $3,845
Progressive $4,634 $4,634
State Farm $3,590 $3,767
Travelers $5,299 $5,299
USAA $2,793 $3,009

Cheap Cloverport, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cloverport, Kentucky? Check out the comparison of annual Cloverport, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cloverport, Kentucky

Insurance Company Low Medium High
Allstate $5,035 $5,348 $5,718
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,521 $4,721 $5,014
Nationwide $3,908 $3,801 $3,826
Progressive $4,303 $4,578 $5,022
State Farm $3,479 $3,675 $3,882
Travelers $5,028 $5,322 $5,547
USAA $2,776 $2,894 $3,031

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Best By Category: Cheapest Auto Insurance in Cloverport, Kentucky

Compare the cheapest auto insurance companies in Cloverport, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cloverport, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Cloverport, Kentucky Auto Insurance Companies

What auto insurance companies in Cloverport, Kentucky are the cheapest? Compare the top Cloverport, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cloverport, Kentucky

Insurance Company Average Annual Rates
Allstate $5,367
GEICO $4,158
Liberty Mutual $4,752
Nationwide $3,845
Progressive $4,634
State Farm $3,679
Travelers $5,299
USAA $2,901

What affects auto insurance rates in Cloverport, Kentucky?

There are a lot of reasons why auto insurance rates in Cloverport, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cloverport, Kentucky. Many local factors may affect your Cloverport auto insurance rates.

Cloverport Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cloverport, Kentucky commute length is 27.7 minutes according to City-Data.

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Compare Cloverport, Kentucky Auto Insurance Quotes

Before you buy Cloverport, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cloverport, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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