Best Cheap Auto Insurance in Cloverdale, OH (2021)

The average Cloverdale, OH auto insurance rates are $203 per month. The minimum auto insurance in Cloverdale is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Cloverdale, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Cloverdale, OH for senior drivers are $1,276 per year
  • The most expensive auto insurance company in Cloverdale for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Cloverdale is USAA

Cloverdale, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Cloverdale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cloverdale, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Cloverdale to other Ohio cities, including Cincinnati auto insurance rates, Columbus auto insurance rates, and Lorain auto insurance rates to see how Cloverdale, Ohio auto insurance rates stack up.

Before you buy Cloverdale, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cloverdale, Ohio auto insurance quotes.

Minimum Auto Insurance in Cloverdale, Ohio

Cloverdale, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cloverdale, Ohio.

Minimum Required Auto Insurance Coverage in Cloverdale, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cloverdale, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cloverdale, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cloverdale, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,765 $1,760 $1,593 $1,702 $4,811 $5,510 $1,857 $1,982
American Family $907 $942 $819 $826 $2,613 $2,839 $1,110 $1,168
Farmers $1,593 $1,589 $1,404 $1,480 $7,007 $7,278 $1,783 $1,863
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $1,987 $1,997 $1,795 $1,808 $5,059 $6,518 $2,128 $2,474
Progressive $1,583 $1,498 $1,316 $1,359 $6,900 $7,779 $1,892 $1,956
State Farm $1,296 $1,296 $1,160 $1,160 $4,048 $5,079 $1,506 $1,730
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Cheap Cloverdale, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cloverdale, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Cloverdale, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Cloverdale, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,811 $5,510
American Family $2,613 $2,839
Farmers $7,007 $7,278
GEICO $3,279 $3,053
Liberty Mutual $8,139 $9,191
Nationwide $5,059 $6,518
Progressive $6,900 $7,779
State Farm $4,048 $5,079
Travelers $5,411 $8,570
USAA $2,571 $2,863

Cheap Cloverdale, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Cloverdale, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cloverdale, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,593 $1,702
American Family $819 $826
Farmers $1,404 $1,480
GEICO $1,153 $1,164
Liberty Mutual $1,222 $1,481
Nationwide $1,795 $1,808
Progressive $1,316 $1,359
State Farm $1,160 $1,160
Travelers $1,247 $1,242
USAA $798 $797

Cheap Cloverdale, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cloverdale, Ohio compared to the annual auto insurance rates with a clean record in Cloverdale, Ohio.

Annual Cloverdale, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,214 $2,665 $3,115 $2,497
American Family $1,346 $1,422 $1,422 $1,422
Farmers $2,475 $3,186 $3,107 $3,231
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,620 $3,549 $2,790 $3,182
State Farm $1,967 $2,352 $2,160 $2,160
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Cheap Cloverdale, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cloverdale, Ohio is not easy. Compare the annual rates for DUI auto insurance in Cloverdale, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Cloverdale, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,115
American Family $1,422
Farmers $3,107
GEICO $2,408
Liberty Mutual $3,696
Nationwide $3,836
Progressive $2,790
State Farm $2,160
Travelers $3,940
USAA $1,861

Cheap Cloverdale, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cloverdale, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cloverdale, Ohio

Insurance Company Poor Fair Good
Allstate $3,356 $2,454 $2,058
American Family $1,855 $1,273 $1,081
Farmers $3,396 $2,870 $2,733
GEICO $2,035 $1,699 $1,363
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,582 $2,889 $2,442
Progressive $3,417 $2,944 $2,746
State Farm $3,076 $1,902 $1,500
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

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Cheap Cloverdale, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cloverdale, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Cloverdale, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cloverdale, Ohio

ZIP Code Average Annual Rates
45827 $2,340

Cheap Cloverdale, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Cloverdale, Ohio auto insurance. Find the cheapest annual Cloverdale, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cloverdale, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,623 $2,623
American Family $1,386 $1,420
Farmers $3,000 $3,000
GEICO $1,669 $1,728
Liberty Mutual $3,357 $3,357
Nationwide $2,971 $2,971
Progressive $3,035 $3,035
State Farm $2,107 $2,212
Travelers $2,726 $2,726
USAA $1,328 $1,433

Cheap Cloverdale, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cloverdale, Ohio? Check out the comparison of annual Cloverdale, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cloverdale, Ohio

Insurance Company Low Medium High
Allstate $2,548 $2,618 $2,702
American Family $1,380 $1,413 $1,416
Farmers $2,843 $2,955 $3,200
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,285 $2,879 $2,748
Progressive $2,910 $3,008 $3,188
State Farm $2,056 $2,166 $2,257
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

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Best By Category: Cheapest Auto Insurance in Cloverdale, Ohio

Compare the cheapest auto insurance companies in Cloverdale, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cloverdale, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Cloverdale, Ohio Auto Insurance Companies

What auto insurance companies in Cloverdale, Ohio are the cheapest? Compare the top Cloverdale, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cloverdale, Ohio

Insurance Company Average Annual Rates
Allstate $2,623
American Family $1,403
Farmers $3,000
GEICO $1,699
Liberty Mutual $3,357
Nationwide $2,971
Progressive $3,035
State Farm $2,159
Travelers $2,726
USAA $1,380

What affects auto insurance rates in Cloverdale, Ohio?

There are a lot of reasons why auto insurance rates in Cloverdale, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cloverdale, Ohio. Many local factors may affect your Cloverdale auto insurance rates.

Cloverdale Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cloverdale, Ohio commute length is 32.8 minutes according to City-Data.

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Compare Cloverdale, Ohio Auto Insurance Quotes

Before you buy Cloverdale, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cloverdale, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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