Best Cheap Auto Insurance in Clover, VA (2021)

The average Clover, VA auto insurance rates are $196 per month. The minimum auto insurance in Clover is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Clover, Virginia, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Clover, VA for senior drivers are $1,362 per year
  • The most expensive auto insurance company in Clover for teen drivers is Progressive
  • The cheapest auto insurance company in Clover is USAA

Clover, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Clover can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clover, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Clover to other Virginia cities, including Newport News auto insurance rates, Suffolk auto insurance rates, and Chesapeake auto insurance rates to see how Clover, Virginia auto insurance rates stack up.

Before you buy Clover, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clover, Virginia auto insurance quotes.

Minimum Auto Insurance in Clover, Virginia

Clover, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clover, Virginia.

Minimum Required Auto Insurance Coverage in Clover, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Clover, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clover, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clover, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,885 $1,782 $1,879 $1,879 $5,847 $6,750 $2,460 $2,471
GEICO $1,520 $1,522 $1,442 $1,442 $3,174 $4,258 $1,766 $1,753
Nationwide $1,414 $1,426 $1,254 $1,292 $3,313 $4,290 $1,557 $1,702
Progressive $1,449 $1,391 $1,292 $1,303 $6,364 $7,182 $1,766 $1,821
State Farm $1,394 $1,394 $1,238 $1,238 $3,931 $4,959 $1,570 $1,796
USAA $1,109 $1,091 $1,040 $1,044 $3,453 $4,106 $1,426 $1,566

Cheap Clover, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clover, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Clover, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Clover, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,847 $6,750
GEICO $3,174 $4,258
Nationwide $3,313 $4,290
Progressive $6,364 $7,182
State Farm $3,931 $4,959
USAA $3,453 $4,106

Cheap Clover, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Clover, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clover, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,879 $1,879
GEICO $1,442 $1,442
Nationwide $1,254 $1,292
Progressive $1,292 $1,303
State Farm $1,238 $1,238
USAA $1,040 $1,044

Cheap Clover, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clover, Virginia compared to the annual auto insurance rates with a clean record in Clover, Virginia.

Annual Clover, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,353 $3,712 $3,397 $3,014
GEICO $1,597 $2,080 $3,165 $1,597
Nationwide $1,764 $1,764 $2,592 $2,004
Progressive $2,426 $3,169 $2,870 $2,820
State Farm $2,016 $2,363 $2,190 $2,190
USAA $1,434 $1,868 $2,467 $1,649

Cheap Clover, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clover, Virginia is not easy. Compare the annual rates for DUI auto insurance in Clover, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Clover, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,397
GEICO $3,165
Nationwide $2,592
Progressive $2,870
State Farm $2,190
USAA $2,467

Cheap Clover, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clover, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clover, Virginia

Insurance Company Poor Fair Good
Allstate $3,811 $3,040 $2,507
GEICO $2,344 $1,992 $1,992
Nationwide $2,410 $1,931 $1,752
Progressive $3,172 $2,742 $2,549
State Farm $3,114 $1,931 $1,525
USAA $2,475 $1,691 $1,397

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Clover, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clover, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Clover, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clover, Virginia

ZIP Code Average Annual Rates
24534 $2,045

Cheap Clover, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Clover, Virginia auto insurance. Find the cheapest annual Clover, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clover, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,027 $3,212
GEICO $2,070 $2,149
Nationwide $2,031 $2,031
Progressive $2,821 $2,821
State Farm $2,137 $2,243
USAA $1,786 $1,923

Cheap Clover, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clover, Virginia? Check out the comparison of annual Clover, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clover, Virginia

Insurance Company Low Medium High
Allstate $3,030 $3,120 $3,207
GEICO $2,028 $2,107 $2,194
Nationwide $2,129 $2,010 $1,954
Progressive $2,708 $2,791 $2,965
State Farm $2,080 $2,186 $2,304
USAA $1,774 $1,858 $1,931

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Clover, Virginia

Compare the cheapest auto insurance companies in Clover, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clover, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Clover, Virginia Auto Insurance Companies

What auto insurance companies in Clover, Virginia are the cheapest? Compare the top Clover, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clover, Virginia

Insurance Company Average Annual Rates
Allstate $3,119
GEICO $2,110
Nationwide $2,031
Progressive $2,821
State Farm $2,190
USAA $1,854

What affects auto insurance rates in Clover, Virginia?

There are a lot of reasons why auto insurance rates in Clover, Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clover, Virginia. Many local factors may affect your Clover auto insurance rates.

Clover Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Clover, Virginia commute length is 25.0 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Clover, Virginia Auto Insurance Quotes

Before you buy Clover, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clover, Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption