Best Cheap Auto Insurance in Clinton, MI (2021)

The average Clinton, MI auto insurance rates are $749 per month. The minimum auto insurance in Clinton is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Clinton, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Clinton is 32.9 minutes
  • The most expensive auto insurance company in Clinton for teen drivers is Allstate
  • The minimum auto insurance required in Clinton, Michigan is 20/40/10

Clinton, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Clinton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clinton, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Clinton to other Michigan cities, including Grand Rapids auto insurance rates, Detroit auto insurance rates, and Flint auto insurance rates to see how Clinton, Michigan auto insurance rates stack up.

Before you buy Clinton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clinton, Michigan auto insurance quotes.

Minimum Auto Insurance in Clinton, Michigan

Clinton, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clinton, Michigan.

Minimum Required Auto Insurance Coverage in Clinton, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Clinton, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clinton, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clinton, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,536 $16,536 $15,358 $15,358 $41,148 $41,148 $17,423 $17,423
Farmers $4,023 $4,023 $3,764 $3,764 $8,544 $8,544 $4,510 $4,510
GEICO $4,020 $4,020 $4,089 $4,089 $10,686 $10,686 $3,829 $3,829
Liberty Mutual $13,502 $13,502 $13,369 $13,369 $31,726 $31,726 $13,502 $13,502
Nationwide $2,608 $2,608 $2,355 $2,355 $5,982 $5,982 $2,809 $2,809
Progressive $3,114 $2,880 $2,751 $3,089 $11,400 $12,096 $3,623 $3,319
State Farm $6,516 $6,516 $6,035 $6,035 $22,743 $22,743 $7,649 $7,649
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,385 $2,254 $2,246 $2,118 $5,755 $5,450 $2,890 $2,764

Cheap Clinton, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clinton, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Clinton, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Clinton, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,148 $41,148
Farmers $8,544 $8,544
GEICO $10,686 $10,686
Liberty Mutual $31,726 $31,726
Nationwide $5,982 $5,982
Progressive $11,400 $12,096
State Farm $22,743 $22,743
Travelers $13,395 $13,395
USAA $5,755 $5,450

Cheap Clinton, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Clinton, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clinton, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,358 $15,358
Farmers $3,764 $3,764
GEICO $4,089 $4,089
Liberty Mutual $13,369 $13,369
Nationwide $2,355 $2,355
Progressive $2,751 $3,089
State Farm $6,035 $6,035
Travelers $3,858 $3,858
USAA $2,246 $2,118

Cheap Clinton, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clinton, Michigan compared to the annual auto insurance rates with a clean record in Clinton, Michigan.

Annual Clinton, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,981 $14,692 $49,400 $15,393
Farmers $4,389 $5,567 $5,508 $5,377
GEICO $2,023 $4,217 $12,693 $3,690
Liberty Mutual $12,534 $15,189 $28,276 $16,099
Nationwide $2,971 $3,886 $3,573 $3,324
Progressive $4,472 $5,893 $5,288 $5,483
State Farm $6,841 $8,196 $17,677 $10,228
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,607 $3,246 $4,240 $2,838

Cheap Clinton, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clinton, Michigan is not easy. Compare the annual rates for DUI auto insurance in Clinton, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Clinton, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,400
Farmers $5,508
GEICO $12,693
Liberty Mutual $28,276
Nationwide $3,573
Progressive $5,288
State Farm $17,677
Travelers $10,331
USAA $4,240

Cheap Clinton, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clinton, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clinton, Michigan

Insurance Company Poor Fair Good
Allstate $34,302 $18,999 $14,548
Farmers $6,964 $4,513 $4,153
GEICO $7,271 $5,346 $4,350
Liberty Mutual $28,504 $16,469 $9,101
Nationwide $4,285 $3,243 $2,788
Progressive $6,105 $5,133 $4,614
State Farm $17,402 $8,813 $5,991
Travelers $6,813 $6,608 $6,525
USAA $4,818 $2,767 $2,113

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Cheap Clinton, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clinton, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Clinton, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clinton, Michigan

ZIP Code Average Annual Rates
49236 $6,267

Cheap Clinton, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Clinton, Michigan auto insurance. Find the cheapest annual Clinton, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clinton, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,616 $22,616
Farmers $5,210 $5,210
GEICO $5,525 $5,787
Liberty Mutual $17,405 $18,644
Nationwide $3,438 $3,438
Progressive $5,284 $5,284
State Farm $10,450 $11,021
Travelers $6,611 $6,686
USAA $3,196 $3,269

Cheap Clinton, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clinton, Michigan? Check out the comparison of annual Clinton, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clinton, Michigan

Insurance Company Low Medium High
Allstate $21,963 $22,674 $23,212
Farmers $5,103 $5,201 $5,326
GEICO $5,273 $5,605 $6,090
Liberty Mutual $17,614 $17,984 $18,475
Nationwide $3,583 $3,386 $3,347
Progressive $5,153 $5,289 $5,410
State Farm $10,220 $10,799 $11,188
Travelers $6,575 $6,656 $6,715
USAA $3,136 $3,240 $3,321

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Best By Category: Cheapest Auto Insurance in Clinton, Michigan

Compare the cheapest auto insurance companies in Clinton, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clinton, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Clinton, Michigan Auto Insurance Companies

What auto insurance companies in Clinton, Michigan are the cheapest? Compare the top Clinton, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clinton, Michigan

Insurance Company Average Annual Rates
Allstate $22,616
Farmers $5,210
GEICO $5,656
Liberty Mutual $18,025
Nationwide $3,438
Progressive $5,284
State Farm $10,735
Travelers $6,649
USAA $3,233

What affects auto insurance rates in Clinton, Michigan?

There are a lot of reasons why auto insurance rates in Clinton, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clinton, Michigan. Many local factors may affect your Clinton auto insurance rates.

Clinton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Clinton, Michigan auto theft statistics, there have been 2 auto thefts in the city.

Clinton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Clinton, Michigan commute length is 32.9 minutes according to City-Data.

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Compare Clinton, Michigan Auto Insurance Quotes

Before you buy Clinton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clinton, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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