Best Cheap Auto Insurance in Climax, MN (2021)

The average Climax, MN auto insurance rates are $366 per month. The minimum auto insurance in Climax is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Climax, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Climax for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Climax, Minnesota is 30/60/10
  • The average commute length in Climax is 20.0 minutes

Climax, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Climax can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Climax, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Climax to other Minnesota cities, including Woodbury auto insurance rates, St. Paul auto insurance rates, and Brooklyn Park auto insurance rates to see how Climax, Minnesota auto insurance rates stack up.

Before you buy Climax, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Climax, Minnesota auto insurance quotes.

Minimum Auto Insurance in Climax, Minnesota

Climax, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Climax, Minnesota.

Minimum Required Auto Insurance Coverage in Climax, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Climax, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Climax, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Climax, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,940 $2,940 $2,816 $2,816 $6,680 $9,746 $3,568 $3,768
American Family $2,333 $2,333 $2,107 $2,107 $6,262 $9,190 $2,333 $2,652
Farmers $1,849 $1,848 $1,786 $1,881 $5,149 $5,194 $2,414 $2,361
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $9,075 $9,075 $8,983 $8,983 $18,171 $27,432 $9,075 $12,762
Nationwide $1,896 $1,910 $1,686 $1,793 $4,796 $5,847 $2,220 $2,315
State Farm $1,458 $1,458 $1,289 $1,289 $3,080 $3,828 $1,697 $1,395
USAA $1,943 $1,944 $1,759 $1,775 $5,094 $5,626 $2,553 $2,740

Cheap Climax, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Climax, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Climax, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Climax, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,680 $9,746
American Family $6,262 $9,190
Farmers $5,149 $5,194
GEICO $5,625 $7,173
Liberty Mutual $18,171 $27,432
Nationwide $4,796 $5,847
State Farm $3,080 $3,828
USAA $5,094 $5,626

Cheap Climax, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Climax, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Climax, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,816 $2,816
American Family $2,107 $2,107
Farmers $1,786 $1,881
GEICO $2,639 $2,565
Liberty Mutual $8,983 $8,983
Nationwide $1,686 $1,793
State Farm $1,289 $1,289
USAA $1,759 $1,775

Cheap Climax, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Climax, Minnesota compared to the annual auto insurance rates with a clean record in Climax, Minnesota.

Annual Climax, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,241 $4,647 $5,546 $4,203
American Family $2,468 $4,412 $4,980 $2,799
Farmers $2,409 $3,024 $3,065 $2,744
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,723 $13,139 $18,427 $10,489
Nationwide $2,227 $2,958 $3,406 $2,641
State Farm $1,788 $2,085 $1,937 $1,937
USAA $2,176 $2,758 $4,189 $2,593

Cheap Climax, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Climax, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Climax, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Climax, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,546
American Family $4,980
Farmers $3,065
GEICO $5,666
Liberty Mutual $18,427
Nationwide $3,406
State Farm $1,937
USAA $4,189

Cheap Climax, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Climax, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Climax, Minnesota

Insurance Company Poor Fair Good
Allstate $6,488 $3,498 $3,242
American Family $4,945 $3,342 $2,707
Farmers $3,513 $2,542 $2,376
GEICO $4,314 $3,524 $2,938
Liberty Mutual $18,046 $11,670 $9,119
Nationwide $3,339 $2,693 $2,392
State Farm $2,824 $1,727 $1,260
USAA $4,630 $2,232 $1,926

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Cheap Climax, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Climax, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Climax, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Climax, Minnesota

ZIP Code Average Annual Rates
56523 $3,343

Cheap Climax, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Climax, Minnesota auto insurance. Find the cheapest annual Climax, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Climax, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,409 $4,409
American Family $3,621 $3,708
Farmers $2,810 $2,810
GEICO $3,546 $3,638
Liberty Mutual $12,555 $13,334
Nationwide $2,808 $2,808
State Farm $1,886 $1,987
USAA $2,891 $2,968

Cheap Climax, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Climax, Minnesota? Check out the comparison of annual Climax, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Climax, Minnesota

Insurance Company Low Medium High
Allstate $4,352 $4,406 $4,470
American Family $3,671 $3,768 $3,554
Farmers $2,708 $2,821 $2,901
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,675 $12,952 $13,207
Nationwide $2,661 $2,827 $2,935
State Farm $1,868 $1,942 $2,000
USAA $2,849 $2,927 $3,012

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Best By Category: Cheapest Auto Insurance in Climax, Minnesota

Compare the cheapest auto insurance companies in Climax, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Climax, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Climax, Minnesota Auto Insurance Companies

What auto insurance companies in Climax, Minnesota are the cheapest? Compare the top Climax, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Climax, Minnesota

Insurance Company Average Annual Rates
Allstate $4,409
American Family $3,665
Farmers $2,810
GEICO $3,592
Liberty Mutual $12,945
Nationwide $2,808
State Farm $1,937
USAA $2,929

What affects auto insurance rates in Climax, Minnesota?

There are a lot of reasons why auto insurance rates in Climax, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Climax, Minnesota. Many local factors may affect your Climax auto insurance rates.

Climax Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Climax, Minnesota commute length is 20.0 minutes according to City-Data.

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Compare Climax, Minnesota Auto Insurance Quotes

Before you buy Climax, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Climax, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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