Best Cheap Auto Insurance in Climax, CO (2021)

The average Climax, CO auto insurance rates are $320 per month. The minimum auto insurance in Climax is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Climax, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Climax, CO for senior drivers are $2,242 per year
  • The cheapest auto insurance company in Climax is Liberty Mutual
  • The minimum auto insurance required in Climax, Colorado is 25/50/15

Climax, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Climax can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Climax, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Climax to other Colorado cities, including Lakewood auto insurance rates, Arvada auto insurance rates, and Aurora auto insurance rates to see how Climax, Colorado auto insurance rates stack up.

Before you buy Climax, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Climax, Colorado auto insurance quotes.

Minimum Auto Insurance in Climax, Colorado

Climax, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Climax, Colorado.

Minimum Required Auto Insurance Coverage in Climax, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Climax, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Climax, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Climax, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,710 $3,464 $3,322 $3,360 $13,006 $13,663 $4,103 $4,138
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,877 $2,854 $2,607 $2,797 $10,708 $10,809 $3,184 $3,248
GEICO $1,686 $1,849 $1,751 $1,963 $5,302 $5,671 $1,551 $1,603
Liberty Mutual $1,751 $1,744 $1,474 $1,616 $5,139 $5,614 $1,776 $1,817
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,639 $2,458 $2,286 $2,277 $9,249 $10,355 $2,987 $2,903
State Farm $2,025 $2,025 $1,816 $1,816 $5,882 $7,421 $2,269 $2,710
USAA $2,407 $2,412 $2,283 $2,292 $6,065 $6,955 $3,104 $3,387

Cheap Climax, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Climax, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Climax, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Climax, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,006 $13,663
American Family $6,230 $8,345
Farmers $10,708 $10,809
GEICO $5,302 $5,671
Liberty Mutual $5,139 $5,614
Nationwide $5,513 $7,064
Progressive $9,249 $10,355
State Farm $5,882 $7,421
USAA $6,065 $6,955

Cheap Climax, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Climax, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Climax, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,322 $3,360
American Family $2,316 $2,316
Farmers $2,607 $2,797
GEICO $1,751 $1,963
Liberty Mutual $1,474 $1,616
Nationwide $1,977 $2,093
Progressive $2,286 $2,277
State Farm $1,816 $1,816
USAA $2,283 $2,292

Cheap Climax, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Climax, Colorado compared to the annual auto insurance rates with a clean record in Climax, Colorado.

Annual Climax, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,181 $5,968 $7,345 $5,888
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,123 $5,293 $5,225 $4,900
GEICO $1,895 $2,915 $3,404 $2,475
Liberty Mutual $2,289 $2,679 $2,793 $2,705
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,803 $5,324 $4,015 $4,435
State Farm $2,983 $3,508 $3,246 $3,246
USAA $2,625 $3,204 $5,661 $2,962

Cheap Climax, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Climax, Colorado is not easy. Compare the annual rates for DUI auto insurance in Climax, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Climax, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,345
American Family $5,160
Farmers $5,225
GEICO $3,404
Liberty Mutual $2,793
Nationwide $4,398
Progressive $4,015
State Farm $3,246
USAA $5,661

Cheap Climax, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Climax, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Climax, Colorado

Insurance Company Poor Fair Good
Allstate $7,775 $5,991 $4,520
American Family $4,893 $3,473 $2,906
Farmers $5,673 $4,606 $4,377
GEICO $3,209 $2,672 $2,136
Liberty Mutual $3,741 $2,285 $1,823
Nationwide $3,990 $3,154 $2,751
Progressive $4,984 $4,268 $3,932
State Farm $4,512 $2,895 $2,331
USAA $5,365 $3,042 $2,432

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Cheap Climax, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Climax, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Climax, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Climax, Colorado

ZIP Code Average Annual Rates
80429 $3,543

Cheap Climax, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Climax, Colorado auto insurance. Find the cheapest annual Climax, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Climax, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,096 $6,096
American Family $3,678 $3,837
Farmers $4,885 $4,885
GEICO $2,618 $2,726
Liberty Mutual $2,616 $2,616
Nationwide $3,298 $3,298
Progressive $4,394 $4,394
State Farm $3,169 $3,323
USAA $3,510 $3,716

Cheap Climax, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Climax, Colorado? Check out the comparison of annual Climax, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Climax, Colorado

Insurance Company Low Medium High
Allstate $5,816 $6,078 $6,392
American Family $3,605 $3,834 $3,832
Farmers $4,347 $4,823 $5,486
GEICO $2,486 $2,640 $2,890
Liberty Mutual $2,495 $2,610 $2,745
Nationwide $3,323 $3,295 $3,276
Progressive $4,105 $4,408 $4,670
State Farm $3,060 $3,247 $3,430
USAA $3,471 $3,613 $3,756

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Best By Category: Cheapest Auto Insurance in Climax, Colorado

Compare the cheapest auto insurance companies in Climax, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Climax, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Climax, Colorado Auto Insurance Companies

What auto insurance companies in Climax, Colorado are the cheapest? Compare the top Climax, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Climax, Colorado

Insurance Company Average Annual Rates
Allstate $6,096
American Family $3,757
Farmers $4,885
GEICO $2,672
Liberty Mutual $2,616
Nationwide $3,298
Progressive $4,394
State Farm $3,246
USAA $3,613

Compare Climax, Colorado Auto Insurance Quotes

Before you buy Climax, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Climax, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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