Best Cheap Auto Insurance in Clifton, OH (2021)

The average Clifton, OH auto insurance rates are $232 per month. The minimum auto insurance in Clifton is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Clifton, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Clifton is USAA
  • The most expensive auto insurance company in Clifton for teen drivers is Liberty Mutual
  • The average commute length in Clifton is 19.1 minutes

Clifton, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Clifton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clifton, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Clifton to other Ohio cities, including Columbus auto insurance rates, Toledo auto insurance rates, and Cincinnati auto insurance rates to see how Clifton, Ohio auto insurance rates stack up.

Before you buy Clifton, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clifton, Ohio auto insurance quotes.

Minimum Auto Insurance in Clifton, Ohio

Clifton, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clifton, Ohio.

Minimum Required Auto Insurance Coverage in Clifton, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Clifton, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clifton, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clifton, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,038 $2,030 $1,839 $1,965 $5,646 $6,474 $2,142 $2,286
American Family $936 $971 $855 $858 $2,828 $3,069 $1,154 $1,214
Farmers $1,824 $1,820 $1,608 $1,695 $7,923 $8,223 $2,040 $2,132
GEICO $1,227 $1,193 $1,156 $1,169 $3,287 $3,057 $1,362 $1,153
Liberty Mutual $2,162 $2,356 $1,662 $2,016 $11,540 $13,025 $2,296 $2,508
Nationwide $2,222 $2,233 $2,005 $2,019 $5,697 $7,347 $2,382 $2,773
Progressive $1,678 $1,582 $1,397 $1,442 $7,464 $8,405 $2,010 $2,078
State Farm $1,445 $1,445 $1,304 $1,304 $4,678 $5,864 $1,684 $1,936
Travelers $1,412 $1,432 $1,406 $1,397 $6,104 $9,618 $1,473 $1,679
USAA $832 $838 $792 $791 $2,556 $2,844 $1,109 $1,195

Cheap Clifton, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clifton, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Clifton, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Clifton, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,646 $6,474
American Family $2,828 $3,069
Farmers $7,923 $8,223
GEICO $3,287 $3,057
Liberty Mutual $11,540 $13,025
Nationwide $5,697 $7,347
Progressive $7,464 $8,405
State Farm $4,678 $5,864
Travelers $6,104 $9,618
USAA $2,556 $2,844

Cheap Clifton, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Clifton, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clifton, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,839 $1,965
American Family $855 $858
Farmers $1,608 $1,695
GEICO $1,156 $1,169
Liberty Mutual $1,662 $2,016
Nationwide $2,005 $2,019
Progressive $1,397 $1,442
State Farm $1,304 $1,304
Travelers $1,406 $1,397
USAA $792 $791

Cheap Clifton, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clifton, Ohio compared to the annual auto insurance rates with a clean record in Clifton, Ohio.

Annual Clifton, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,568 $3,100 $3,638 $2,904
American Family $1,424 $1,506 $1,506 $1,506
Farmers $2,814 $3,618 $3,529 $3,671
GEICO $1,155 $1,665 $2,417 $1,565
Liberty Mutual $3,945 $5,063 $5,170 $4,605
Nationwide $2,672 $3,400 $4,314 $2,954
Progressive $2,808 $3,818 $2,990 $3,411
State Farm $2,229 $2,686 $2,458 $2,458
Travelers $2,254 $2,942 $4,440 $2,625
USAA $1,053 $1,410 $1,850 $1,166

Cheap Clifton, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clifton, Ohio is not easy. Compare the annual rates for DUI auto insurance in Clifton, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Clifton, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,638
American Family $1,506
Farmers $3,529
GEICO $2,417
Liberty Mutual $5,170
Nationwide $4,314
Progressive $2,990
State Farm $2,458
Travelers $4,440
USAA $1,850

Cheap Clifton, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clifton, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clifton, Ohio

Insurance Company Poor Fair Good
Allstate $3,915 $2,855 $2,387
American Family $1,966 $1,348 $1,143
Farmers $3,863 $3,258 $3,103
GEICO $2,037 $1,700 $1,364
Liberty Mutual $6,723 $4,130 $3,234
Nationwide $4,026 $3,242 $2,737
Progressive $3,657 $3,161 $2,953
State Farm $3,502 $2,165 $1,706
Travelers $3,427 $2,983 $2,786
USAA $1,776 $1,259 $1,074

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Cheap Clifton, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clifton, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Clifton, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clifton, Ohio

ZIP Code Average Annual Rates
45316 $2,662

Cheap Clifton, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Clifton, Ohio auto insurance. Find the cheapest annual Clifton, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clifton, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,053 $3,053
American Family $1,468 $1,503
Farmers $3,408 $3,408
GEICO $1,671 $1,730
Liberty Mutual $4,696 $4,696
Nationwide $3,335 $3,335
Progressive $3,257 $3,257
State Farm $2,396 $2,519
Travelers $3,065 $3,065
USAA $1,318 $1,422

Cheap Clifton, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clifton, Ohio? Check out the comparison of annual Clifton, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clifton, Ohio

Insurance Company Low Medium High
Allstate $2,964 $3,047 $3,147
American Family $1,460 $1,496 $1,501
Farmers $3,234 $3,358 $3,632
GEICO $1,645 $1,693 $1,764
Liberty Mutual $4,532 $4,717 $4,838
Nationwide $3,690 $3,232 $3,083
Progressive $3,135 $3,230 $3,406
State Farm $2,327 $2,466 $2,580
Travelers $2,985 $3,105 $3,105
USAA $1,309 $1,368 $1,432

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Best By Category: Cheapest Auto Insurance in Clifton, Ohio

Compare the cheapest auto insurance companies in Clifton, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clifton, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Clifton, Ohio Auto Insurance Companies

What auto insurance companies in Clifton, Ohio are the cheapest? Compare the top Clifton, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clifton, Ohio

Insurance Company Average Annual Rates
Allstate $3,053
American Family $1,485
Farmers $3,408
GEICO $1,701
Liberty Mutual $4,696
Nationwide $3,335
Progressive $3,257
State Farm $2,458
Travelers $3,065
USAA $1,370

What affects auto insurance rates in Clifton, Ohio?

There are a lot of reasons why auto insurance rates in Clifton, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clifton, Ohio. Many local factors may affect your Clifton auto insurance rates.

Clifton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Clifton, Ohio commute length is 19.1 minutes according to City-Data.

Free Auto Insurance Comparison

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Compare Clifton, Ohio Auto Insurance Quotes

Before you buy Clifton, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clifton, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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