Best Cheap Auto Insurance in Clifton, NJ (2021)

The average Clifton, NJ auto insurance rates are $607 per month. The minimum auto insurance in Clifton is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in Clifton, New Jersey, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The cheapest auto insurance company in Clifton is GEICO
  • The most expensive auto insurance company in Clifton for teen drivers is State Farm
  • The minimum auto insurance required in Clifton, New Jersey is 15/30/5

Clifton, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in Clifton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clifton, New Jersey, including driving record, credit, commute time, and more.

Compare auto insurance in Clifton to other New Jersey cities, including Camden auto insurance rates, Paterson auto insurance rates, and Union City auto insurance rates to see how Clifton, New Jersey auto insurance rates stack up.

Before you buy Clifton, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clifton, New Jersey auto insurance quotes.

Minimum Auto Insurance in Clifton, New Jersey

Clifton, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clifton, New Jersey.

Minimum Required Auto Insurance Coverage in Clifton, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Clifton, New Jersey Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clifton, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clifton, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,428 $4,409 $4,331 $4,331 $13,756 $16,344 $5,254 $5,287
Farmers $6,400 $6,449 $6,243 $6,053 $18,385 $21,055 $7,561 $7,562
GEICO $2,840 $2,801 $2,788 $2,788 $5,217 $5,104 $3,291 $3,148
Liberty Mutual $5,948 $5,948 $6,542 $6,542 $15,645 $17,777 $6,542 $7,535
Progressive $2,590 $2,372 $2,329 $2,421 $11,816 $12,775 $3,062 $2,854
State Farm $6,161 $6,161 $5,594 $5,594 $20,532 $26,355 $7,048 $7,874
Travelers $4,257 $4,060 $3,952 $3,939 $9,301 $10,309 $4,062 $3,961

Cheap Clifton, New Jersey Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clifton, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in Clifton, New Jersey.

Annual Auto Insurance Rates for Teen Drivers in Clifton, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,756 $16,344
Farmers $18,385 $21,055
GEICO $5,217 $5,104
Liberty Mutual $15,645 $17,777
Progressive $11,816 $12,775
State Farm $20,532 $26,355
Travelers $9,301 $10,309

Cheap Clifton, New Jersey Auto Insurance for Seniors

What are senior auto insurance rates in Clifton, New Jersey? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clifton, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,331 $4,331
Farmers $6,243 $6,053
GEICO $2,788 $2,788
Liberty Mutual $6,542 $6,542
Progressive $2,329 $2,421
State Farm $5,594 $5,594
Travelers $3,952 $3,939

Cheap Clifton, New Jersey Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clifton, New Jersey compared to the annual auto insurance rates with a clean record in Clifton, New Jersey.

Annual Clifton, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,436 $9,101 $7,906 $6,628
Farmers $7,734 $13,093 $10,726 $8,301
GEICO $2,708 $3,577 $4,996 $2,708
Liberty Mutual $8,697 $9,966 $8,880 $8,697
Progressive $4,270 $5,854 $4,950 $5,035
State Farm $5,757 $10,555 $17,008 $9,341
Travelers $4,177 $6,320 $6,084 $5,338

Cheap Clifton, New Jersey Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clifton, New Jersey is not easy. Compare the annual rates for DUI auto insurance in Clifton, New Jersey to find the best deal.

Annual Auto Insurance Rates After a DUI in Clifton, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,906
Farmers $10,726
GEICO $4,996
Liberty Mutual $8,880
Progressive $4,950
State Farm $17,008
Travelers $6,084

Cheap Clifton, New Jersey Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clifton, New Jersey annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clifton, New Jersey

Insurance Company Poor Fair Good
Allstate $10,255 $6,472 $5,076
Farmers $11,990 $9,222 $8,679
GEICO $5,294 $3,022 $2,176
Liberty Mutual $11,509 $8,506 $7,165
Progressive $5,666 $4,909 $4,506
State Farm $15,470 $9,296 $7,229
Travelers $7,501 $5,380 $3,559

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Cheap Clifton, New Jersey Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clifton, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in Clifton, New Jersey to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clifton, New Jersey

ZIP Code Average Annual Rates
7011 $6,865
7012 $6,865
7013 $6,865
7014 $6,691

Cheap Clifton, New Jersey Auto Insurance Rates By Commute

Commute length and annual mileage affect Clifton, New Jersey auto insurance. Find the cheapest annual Clifton, New Jersey auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clifton, New Jersey

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,254 $7,281
Farmers $9,964 $9,964
GEICO $3,467 $3,528
Liberty Mutual $8,971 $9,149
Progressive $5,027 $5,027
State Farm $10,380 $10,950
Travelers $5,480 $5,480

Cheap Clifton, New Jersey Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clifton, New Jersey? Check out the comparison of annual Clifton, New Jersey auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clifton, New Jersey

Insurance Company Low Medium High
Allstate $6,620 $7,389 $7,794
Farmers $8,904 $9,878 $11,108
GEICO $3,089 $3,570 $3,833
Liberty Mutual $8,085 $9,338 $9,757
Progressive $4,514 $5,103 $5,464
State Farm $9,831 $10,817 $11,346
Travelers $4,972 $5,470 $5,997

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Best By Category: Cheapest Auto Insurance in Clifton, New Jersey

Compare the cheapest auto insurance companies in Clifton, New Jersey in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clifton, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Clifton, New Jersey Auto Insurance Companies

What auto insurance companies in Clifton, New Jersey are the cheapest? Compare the top Clifton, New Jersey auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clifton, New Jersey

Insurance Company Average Annual Rates
Allstate $7,268
Farmers $9,964
GEICO $3,497
Liberty Mutual $9,060
Progressive $5,027
State Farm $10,665
Travelers $5,480

What affects auto insurance rates in Clifton, New Jersey?

There are a lot of reasons why auto insurance rates in Clifton, New Jersey are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clifton, New Jersey. Many local factors may affect your Clifton auto insurance rates.

Clifton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Clifton, New Jersey commute length is 28.1 minutes according to City-Data.

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Compare Clifton, New Jersey Auto Insurance Quotes

Before you buy Clifton, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clifton, New Jersey auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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