Best Cheap Auto Insurance in Clifford, MI (2021)

The average Clifford, MI auto insurance rates are $861 per month. The minimum auto insurance in Clifford is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Clifford, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Clifford, Michigan is 20/40/10
  • The cheapest auto insurance company in Clifford is USAA
  • The most expensive auto insurance company in Clifford for teen drivers is Allstate

Clifford, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Clifford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clifford, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Clifford to other Michigan cities, including Grand Rapids auto insurance rates, Ann Arbor auto insurance rates, and Sterling Heights auto insurance rates to see how Clifford, Michigan auto insurance rates stack up.

Before you buy Clifford, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clifford, Michigan auto insurance quotes.

Minimum Auto Insurance in Clifford, Michigan

Clifford, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clifford, Michigan.

Minimum Required Auto Insurance Coverage in Clifford, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Clifford, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clifford, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clifford, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,575 $4,575 $4,270 $4,270 $9,907 $9,907 $5,129 $5,129
GEICO $4,028 $4,028 $4,074 $4,074 $10,947 $10,947 $3,848 $3,848
Liberty Mutual $16,936 $16,936 $16,769 $16,769 $39,803 $39,803 $16,936 $16,936
Nationwide $4,827 $4,827 $4,281 $4,281 $13,022 $13,022 $5,309 $5,309
Progressive $3,224 $2,991 $2,842 $3,187 $11,545 $12,237 $3,753 $3,445
State Farm $7,332 $7,332 $6,764 $6,764 $25,312 $25,312 $8,601 $8,601
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,800 $2,667 $2,628 $2,491 $6,954 $6,655 $3,441 $3,324

Cheap Clifford, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clifford, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Clifford, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Clifford, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $9,907 $9,907
GEICO $10,947 $10,947
Liberty Mutual $39,803 $39,803
Nationwide $13,022 $13,022
Progressive $11,545 $12,237
State Farm $25,312 $25,312
Travelers $16,180 $16,180
USAA $6,954 $6,655

Cheap Clifford, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Clifford, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clifford, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,270 $4,270
GEICO $4,074 $4,074
Liberty Mutual $16,769 $16,769
Nationwide $4,281 $4,281
Progressive $2,842 $3,187
State Farm $6,764 $6,764
Travelers $4,626 $4,626
USAA $2,628 $2,491

Cheap Clifford, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clifford, Michigan compared to the annual auto insurance rates with a clean record in Clifford, Michigan.

Annual Clifford, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $5,030 $6,384 $6,313 $6,154
GEICO $2,058 $4,265 $12,824 $3,749
Liberty Mutual $15,674 $19,028 $35,578 $20,165
Nationwide $5,862 $7,847 $7,122 $6,607
Progressive $4,564 $6,017 $5,423 $5,609
State Farm $7,716 $9,207 $19,643 $11,443
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,108 $3,880 $5,101 $3,391

Cheap Clifford, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clifford, Michigan is not easy. Compare the annual rates for DUI auto insurance in Clifford, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Clifford, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,169
Farmers $6,313
GEICO $12,824
Liberty Mutual $35,578
Nationwide $7,122
Progressive $5,423
State Farm $19,643
Travelers $12,473
USAA $5,101

Cheap Clifford, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clifford, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clifford, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $7,953 $5,183 $4,775
GEICO $7,360 $5,411 $4,402
Liberty Mutual $35,789 $20,653 $11,391
Nationwide $8,601 $6,478 $5,499
Progressive $6,257 $5,244 $4,708
State Farm $19,471 $9,849 $6,687
Travelers $8,206 $7,958 $7,858
USAA $5,808 $3,293 $2,510

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Cheap Clifford, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clifford, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Clifford, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clifford, Michigan

ZIP Code Average Annual Rates
48727 $7,210

Cheap Clifford, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Clifford, Michigan auto insurance. Find the cheapest annual Clifford, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clifford, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,491 $22,491
Farmers $5,970 $5,970
GEICO $5,591 $5,858
Liberty Mutual $21,834 $23,389
Nationwide $6,860 $6,860
Progressive $5,403 $5,403
State Farm $11,684 $12,321
Travelers $7,961 $8,053
USAA $3,826 $3,914

Cheap Clifford, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clifford, Michigan? Check out the comparison of annual Clifford, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clifford, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $5,813 $5,955 $6,142
GEICO $5,362 $5,676 $6,134
Liberty Mutual $22,080 $22,558 $23,196
Nationwide $7,176 $6,744 $6,659
Progressive $5,204 $5,413 $5,593
State Farm $11,440 $12,072 $12,496
Travelers $7,920 $8,016 $8,086
USAA $3,755 $3,880 $3,975

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Best By Category: Cheapest Auto Insurance in Clifford, Michigan

Compare the cheapest auto insurance companies in Clifford, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clifford, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Clifford, Michigan Auto Insurance Companies

What auto insurance companies in Clifford, Michigan are the cheapest? Compare the top Clifford, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clifford, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $5,970
GEICO $5,724
Liberty Mutual $22,611
Nationwide $6,860
Progressive $5,403
State Farm $12,002
Travelers $8,007
USAA $3,870

What affects auto insurance rates in Clifford, Michigan?

There are a lot of reasons why auto insurance rates in Clifford, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clifford, Michigan. Many local factors may affect your Clifford auto insurance rates.

Clifford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Clifford, Michigan commute length is 32.2 minutes according to City-Data.

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Compare Clifford, Michigan Auto Insurance Quotes

Before you buy Clifford, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clifford, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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