Best Cheap Auto Insurance in Cliff, NM (2021)

The average Cliff, NM auto insurance rates are $264 per month. The minimum auto insurance in Cliff is at least 25/50/10 in coverage to comply with New Mexico auto insurance laws. To find the best cheap auto insurance in Cliff, New Mexico, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Cliff, NM for senior drivers are $1,810 per year
  • The cheapest auto insurance company in Cliff is State Farm
  • The most expensive auto insurance company in Cliff for teen drivers is GEICO

Cliff, New Mexico auto insurance requirements are 25/50/10 according to New Mexico auto insurance laws. Finding cheap auto insurance in Cliff can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cliff, New Mexico, including driving record, credit, commute time, and more.

Compare auto insurance in Cliff to other New Mexico cities, including Albuquerque auto insurance rates, Las Cruces auto insurance rates, and Carlsbad auto insurance rates to see how Cliff, New Mexico auto insurance rates stack up.

Before you buy Cliff, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cliff, New Mexico auto insurance quotes.

Minimum Auto Insurance in Cliff, New Mexico

Cliff, New Mexico auto insurance laws require that you have at least the New Mexico minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cliff, New Mexico.

Minimum Required Auto Insurance Coverage in Cliff, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Cliff, New Mexico Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cliff, New Mexico are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cliff, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,329 $2,345 $2,122 $2,233 $7,582 $8,750 $2,595 $2,755
Farmers $2,172 $2,165 $1,944 $2,069 $8,803 $9,064 $2,448 $2,534
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,091 $2,126 $1,903 $1,997 $4,957 $6,243 $2,349 $2,514
Progressive $1,618 $1,556 $1,476 $1,475 $6,865 $7,740 $1,954 $2,017
State Farm $1,309 $1,309 $1,183 $1,183 $3,457 $4,346 $1,462 $1,615
USAA $1,435 $1,435 $1,362 $1,367 $3,607 $4,084 $1,769 $1,902

Cheap Cliff, New Mexico Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cliff, New Mexico is a challenge. Take a look at the annual teen auto insurance rates in Cliff, New Mexico.

Annual Auto Insurance Rates for Teen Drivers in Cliff, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,582 $8,750
Farmers $8,803 $9,064
GEICO $7,583 $10,447
Nationwide $4,957 $6,243
Progressive $6,865 $7,740
State Farm $3,457 $4,346
USAA $3,607 $4,084

Cheap Cliff, New Mexico Auto Insurance for Seniors

What are senior auto insurance rates in Cliff, New Mexico? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cliff, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,233
Farmers $1,944 $2,069
GEICO $2,511 $2,511
Nationwide $1,903 $1,997
Progressive $1,476 $1,475
State Farm $1,183 $1,183
USAA $1,362 $1,367

Cheap Cliff, New Mexico Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cliff, New Mexico compared to the annual auto insurance rates with a clean record in Cliff, New Mexico.

Annual Cliff, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,181 $4,166 $4,440 $3,568
Farmers $3,296 $4,241 $4,141 $3,922
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,269 $3,173 $4,082 $2,566
Progressive $2,664 $3,667 $2,872 $3,146
State Farm $1,867 $2,022 $2,022 $2,022
USAA $1,581 $2,186 $2,874 $1,838

Cheap Cliff, New Mexico Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cliff, New Mexico is not easy. Compare the annual rates for DUI auto insurance in Cliff, New Mexico to find the best deal.

Annual Auto Insurance Rates After a DUI in Cliff, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,440
Farmers $4,141
GEICO $8,009
Nationwide $4,082
Progressive $2,872
State Farm $2,022
USAA $2,874

Cheap Cliff, New Mexico Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cliff, New Mexico annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cliff, New Mexico

Insurance Company Poor Fair Good
Allstate $4,464 $3,681 $3,371
Farmers $4,472 $3,705 $3,523
GEICO $4,787 $4,162 $3,849
Nationwide $3,700 $2,873 $2,495
Progressive $3,372 $3,022 $2,868
State Farm $2,825 $1,743 $1,381
USAA $2,659 $1,984 $1,717

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Cheap Cliff, New Mexico Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cliff, New Mexico can vary. Compare the annual cost of auto insurance by ZIP code in Cliff, New Mexico to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cliff, New Mexico

ZIP Code Average Annual Rates
88028 $3,342

Cheap Cliff, New Mexico Auto Insurance Rates By Commute

Commute length and annual mileage affect Cliff, New Mexico auto insurance. Find the cheapest annual Cliff, New Mexico auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cliff, New Mexico

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,839 $3,839
Farmers $3,900 $3,900
GEICO $4,201 $4,331
Nationwide $3,023 $3,023
Progressive $3,087 $3,087
State Farm $1,934 $2,032
USAA $2,056 $2,183

Cheap Cliff, New Mexico Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cliff, New Mexico? Check out the comparison of annual Cliff, New Mexico auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cliff, New Mexico

Insurance Company Low Medium High
Allstate $3,680 $3,832 $4,005
Farmers $3,568 $3,865 $4,267
GEICO $3,990 $4,256 $4,552
Nationwide $2,967 $2,989 $3,112
Progressive $2,942 $3,087 $3,233
State Farm $1,815 $1,988 $2,146
USAA $1,978 $2,128 $2,253

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Best By Category: Cheapest Auto Insurance in Cliff, New Mexico

Compare the cheapest auto insurance companies in Cliff, New Mexico in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cliff, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Cliff, New Mexico Auto Insurance Companies

What auto insurance companies in Cliff, New Mexico are the cheapest? Compare the top Cliff, New Mexico auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cliff, New Mexico

Insurance Company Average Annual Rates
Allstate $3,839
Farmers $3,900
GEICO $4,266
Nationwide $3,023
Progressive $3,087
State Farm $1,983
USAA $2,120

Compare Cliff, New Mexico Auto Insurance Quotes

Before you buy Cliff, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cliff, New Mexico auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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