Best Cheap Auto Insurance in Cleves, OH (2021)

The average Cleves, OH auto insurance rates are $263 per month. The minimum auto insurance in Cleves is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Cleves, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The average commute length in Cleves is 26.3 minutes
  • The minimum auto insurance required in Cleves, Ohio is 25/50/25
  • Average auto insurance rates in Cleves, OH for senior drivers are $1,601 per year

Cleves, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Cleves can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cleves, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Cleves to other Ohio cities, including Lorain auto insurance rates, Parma auto insurance rates, and Canton auto insurance rates to see how Cleves, Ohio auto insurance rates stack up.

Before you buy Cleves, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cleves, Ohio auto insurance quotes.

Minimum Auto Insurance in Cleves, Ohio

Cleves, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cleves, Ohio.

Minimum Required Auto Insurance Coverage in Cleves, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cleves, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cleves, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cleves, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,199 $2,182 $1,989 $2,124 $6,248 $7,163 $2,298 $2,447
American Family $1,030 $1,069 $954 $956 $3,428 $3,718 $1,284 $1,355
Farmers $1,965 $1,958 $1,729 $1,827 $8,866 $9,210 $2,206 $2,301
GEICO $1,496 $1,460 $1,411 $1,433 $4,123 $3,839 $1,663 $1,403
Liberty Mutual $2,133 $2,323 $1,639 $1,991 $11,535 $13,006 $2,259 $2,462
Nationwide $2,415 $2,424 $2,181 $2,192 $6,323 $8,134 $2,586 $3,006
Progressive $2,268 $2,116 $1,885 $1,950 $10,577 $11,909 $2,719 $2,818
State Farm $1,594 $1,594 $1,433 $1,433 $5,112 $6,402 $1,858 $2,141
Travelers $1,576 $1,598 $1,578 $1,569 $7,064 $11,206 $1,650 $1,861
USAA $906 $912 $871 $863 $2,900 $3,216 $1,211 $1,300

Cheap Cleves, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cleves, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Cleves, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Cleves, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,248 $7,163
American Family $3,428 $3,718
Farmers $8,866 $9,210
GEICO $4,123 $3,839
Liberty Mutual $11,535 $13,006
Nationwide $6,323 $8,134
Progressive $10,577 $11,909
State Farm $5,112 $6,402
Travelers $7,064 $11,206
USAA $2,900 $3,216

Cheap Cleves, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Cleves, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cleves, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,989 $2,124
American Family $954 $956
Farmers $1,729 $1,827
GEICO $1,411 $1,433
Liberty Mutual $1,639 $1,991
Nationwide $2,181 $2,192
Progressive $1,885 $1,950
State Farm $1,433 $1,433
Travelers $1,578 $1,569
USAA $871 $863

Cheap Cleves, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cleves, Ohio compared to the annual auto insurance rates with a clean record in Cleves, Ohio.

Annual Cleves, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,786 $3,378 $3,996 $3,165
American Family $1,650 $1,749 $1,749 $1,749
Farmers $3,094 $3,993 $3,894 $4,051
GEICO $1,416 $2,062 $3,014 $1,921
Liberty Mutual $3,919 $5,040 $5,138 $4,578
Nationwide $2,933 $3,728 $4,728 $3,242
Progressive $3,895 $5,339 $4,151 $4,736
State Farm $2,448 $2,944 $2,696 $2,696
Travelers $2,574 $3,373 $5,105 $2,999
USAA $1,164 $1,569 $2,068 $1,290

Cheap Cleves, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cleves, Ohio is not easy. Compare the annual rates for DUI auto insurance in Cleves, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Cleves, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,996
American Family $1,749
Farmers $3,894
GEICO $3,014
Liberty Mutual $5,138
Nationwide $4,728
Progressive $4,151
State Farm $2,696
Travelers $5,105
USAA $2,068

Cheap Cleves, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cleves, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cleves, Ohio

Insurance Company Poor Fair Good
Allstate $4,275 $3,120 $2,599
American Family $2,295 $1,559 $1,319
Farmers $4,249 $3,599 $3,426
GEICO $2,525 $2,103 $1,681
Liberty Mutual $6,674 $4,111 $3,220
Nationwide $4,420 $3,555 $2,998
Progressive $5,054 $4,403 $4,133
State Farm $3,843 $2,374 $1,871
Travelers $3,921 $3,420 $3,198
USAA $1,970 $1,401 $1,196

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Cheap Cleves, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cleves, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Cleves, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cleves, Ohio

ZIP Code Average Annual Rates
45002 $3,041

Cheap Cleves, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Cleves, Ohio auto insurance. Find the cheapest annual Cleves, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cleves, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,331 $3,331
American Family $1,703 $1,746
Farmers $3,758 $3,758
GEICO $2,069 $2,138
Liberty Mutual $4,668 $4,668
Nationwide $3,658 $3,658
Progressive $4,530 $4,530
State Farm $2,630 $2,762
Travelers $3,513 $3,513
USAA $1,466 $1,579

Cheap Cleves, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cleves, Ohio? Check out the comparison of annual Cleves, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cleves, Ohio

Insurance Company Low Medium High
Allstate $3,228 $3,325 $3,441
American Family $1,690 $1,738 $1,744
Farmers $3,555 $3,700 $4,019
GEICO $2,037 $2,095 $2,179
Liberty Mutual $4,497 $4,691 $4,818
Nationwide $4,044 $3,545 $3,384
Progressive $4,355 $4,494 $4,742
State Farm $2,565 $2,704 $2,819
Travelers $3,409 $3,560 $3,570
USAA $1,450 $1,521 $1,596

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Best By Category: Cheapest Auto Insurance in Cleves, Ohio

Compare the cheapest auto insurance companies in Cleves, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cleves, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Cleves, Ohio Auto Insurance Companies

What auto insurance companies in Cleves, Ohio are the cheapest? Compare the top Cleves, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cleves, Ohio

Insurance Company Average Annual Rates
Allstate $3,331
American Family $1,724
Farmers $3,758
GEICO $2,103
Liberty Mutual $4,668
Nationwide $3,658
Progressive $4,530
State Farm $2,696
Travelers $3,513
USAA $1,523

What affects auto insurance rates in Cleves, Ohio?

There are a lot of reasons why auto insurance rates in Cleves, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cleves, Ohio. Many local factors may affect your Cleves auto insurance rates.

Cleves Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cleves, Ohio commute length is 26.3 minutes according to City-Data.

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Compare Cleves, Ohio Auto Insurance Quotes

Before you buy Cleves, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cleves, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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