Best Cheap Auto Insurance in Cleveland Heights, OH (2021)

The average Cleveland Heights, OH auto insurance rates are $269 per month. The minimum auto insurance in Cleveland Heights is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Cleveland Heights, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Cleveland Heights, Ohio is 25/50/25
  • Average auto insurance rates in Cleveland Heights, OH for senior drivers are $1,655 per year
  • The cheapest auto insurance company in Cleveland Heights is USAA

Cleveland Heights, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Cleveland Heights can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cleveland Heights, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Cleveland Heights to other Ohio cities, including Canton auto insurance rates, Akron auto insurance rates, and Lorain auto insurance rates to see how Cleveland Heights, Ohio auto insurance rates stack up.

Before you buy Cleveland Heights, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cleveland Heights, Ohio auto insurance quotes.

Minimum Auto Insurance in Cleveland Heights, Ohio

Cleveland Heights, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cleveland Heights, Ohio.

Minimum Required Auto Insurance Coverage in Cleveland Heights, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cleveland Heights, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cleveland Heights, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cleveland Heights, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,521 $2,505 $2,286 $2,443 $7,086 $8,078 $2,627 $2,793
American Family $1,021 $1,061 $946 $949 $3,405 $3,695 $1,273 $1,343
Farmers $2,114 $2,115 $1,859 $1,965 $9,664 $10,073 $2,370 $2,468
GEICO $1,542 $1,501 $1,462 $1,477 $4,147 $3,850 $1,708 $1,437
Liberty Mutual $2,532 $2,771 $1,940 $2,373 $13,157 $14,876 $2,695 $2,947
Nationwide $2,344 $2,354 $2,118 $2,130 $6,071 $7,811 $2,510 $2,917
Progressive $1,762 $1,645 $1,468 $1,515 $8,168 $9,190 $2,108 $2,182
State Farm $1,723 $1,723 $1,557 $1,557 $5,565 $6,985 $2,005 $2,296
Travelers $1,607 $1,632 $1,598 $1,591 $7,067 $11,233 $1,676 $1,907
USAA $978 $985 $938 $931 $3,110 $3,452 $1,309 $1,402

Cheap Cleveland Heights, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cleveland Heights, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Cleveland Heights, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Cleveland Heights, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,086 $8,078
American Family $3,405 $3,695
Farmers $9,664 $10,073
GEICO $4,147 $3,850
Liberty Mutual $13,157 $14,876
Nationwide $6,071 $7,811
Progressive $8,168 $9,190
State Farm $5,565 $6,985
Travelers $7,067 $11,233
USAA $3,110 $3,452

Cheap Cleveland Heights, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Cleveland Heights, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cleveland Heights, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,286 $2,443
American Family $946 $949
Farmers $1,859 $1,965
GEICO $1,462 $1,477
Liberty Mutual $1,940 $2,373
Nationwide $2,118 $2,130
Progressive $1,468 $1,515
State Farm $1,557 $1,557
Travelers $1,598 $1,591
USAA $938 $931

Cheap Cleveland Heights, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cleveland Heights, Ohio compared to the annual auto insurance rates with a clean record in Cleveland Heights, Ohio.

Annual Cleveland Heights, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,170 $3,857 $4,543 $3,601
American Family $1,638 $1,736 $1,736 $1,736
Farmers $3,364 $4,336 $4,229 $4,385
GEICO $1,449 $2,096 $3,042 $1,974
Liberty Mutual $4,542 $5,836 $5,967 $5,299
Nationwide $2,834 $3,600 $4,562 $3,132
Progressive $3,017 $4,126 $3,214 $3,662
State Farm $2,655 $3,198 $2,926 $2,926
Travelers $2,603 $3,396 $5,133 $3,024
USAA $1,249 $1,684 $2,234 $1,385

Cheap Cleveland Heights, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cleveland Heights, Ohio is not easy. Compare the annual rates for DUI auto insurance in Cleveland Heights, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Cleveland Heights, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,543
American Family $1,736
Farmers $4,229
GEICO $3,042
Liberty Mutual $5,967
Nationwide $4,562
Progressive $3,214
State Farm $2,926
Travelers $5,133
USAA $2,234

Cheap Cleveland Heights, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cleveland Heights, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cleveland Heights, Ohio

Insurance Company Poor Fair Good
Allstate $4,896 $3,545 $2,938
American Family $2,281 $1,546 $1,308
Farmers $4,608 $3,907 $3,720
GEICO $2,571 $2,141 $1,711
Liberty Mutual $7,771 $4,746 $3,717
Nationwide $4,263 $3,434 $2,899
Progressive $3,912 $3,407 $3,195
State Farm $4,166 $2,579 $2,034
Travelers $3,954 $3,444 $3,219
USAA $2,120 $1,507 $1,287

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Cheap Cleveland Heights, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cleveland Heights, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Cleveland Heights, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cleveland Heights, Ohio

ZIP Code Average Annual Rates
44118 $3,080

Cheap Cleveland Heights, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Cleveland Heights, Ohio auto insurance. Find the cheapest annual Cleveland Heights, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cleveland Heights, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,793 $3,793
American Family $1,690 $1,733
Farmers $4,078 $4,078
GEICO $2,104 $2,177
Liberty Mutual $5,411 $5,411
Nationwide $3,532 $3,532
Progressive $3,505 $3,505
State Farm $2,852 $3,001
Travelers $3,539 $3,539
USAA $1,575 $1,701

Cheap Cleveland Heights, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cleveland Heights, Ohio? Check out the comparison of annual Cleveland Heights, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cleveland Heights, Ohio

Insurance Company Low Medium High
Allstate $3,622 $3,781 $3,976
American Family $1,675 $1,726 $1,734
Farmers $3,842 $4,008 $4,385
GEICO $2,064 $2,129 $2,228
Liberty Mutual $5,193 $5,441 $5,601
Nationwide $3,890 $3,426 $3,280
Progressive $3,365 $3,476 $3,674
State Farm $2,757 $2,936 $3,086
Travelers $3,430 $3,588 $3,599
USAA $1,553 $1,637 $1,724

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Best By Category: Cheapest Auto Insurance in Cleveland Heights, Ohio

Compare the cheapest auto insurance companies in Cleveland Heights, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cleveland Heights, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Cleveland Heights, Ohio Auto Insurance Companies

What auto insurance companies in Cleveland Heights, Ohio are the cheapest? Compare the top Cleveland Heights, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cleveland Heights, Ohio

Insurance Company Average Annual Rates
Allstate $3,793
American Family $1,712
Farmers $4,078
GEICO $2,141
Liberty Mutual $5,411
Nationwide $3,532
Progressive $3,505
State Farm $2,926
Travelers $3,539
USAA $1,638

What affects auto insurance rates in Cleveland Heights, Ohio?

There are a lot of reasons why auto insurance rates in Cleveland Heights, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cleveland Heights, Ohio. Many local factors may affect your Cleveland Heights auto insurance rates.

Cleveland Heights Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Cleveland Heights, Ohio auto theft statistics, there have been 96 auto thefts in the city.

Cleveland Heights Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cleveland Heights, Ohio commute length is 23.0 minutes according to City-Data.

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Compare Cleveland Heights, Ohio Auto Insurance Quotes

Before you buy Cleveland Heights, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cleveland Heights, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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