Best Cheap Auto Insurance in Clermont, KY (2021)

The average Clermont, KY auto insurance rates are $387 per month. The minimum auto insurance in Clermont is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Clermont, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Clermont is USAA
  • Average auto insurance rates in Clermont, KY for senior drivers are $2,550 per year
  • The most expensive auto insurance company in Clermont for teen drivers is Travelers

Clermont, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Clermont can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clermont, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Clermont to other Kentucky cities, including George auto insurance rates, Independence auto insurance rates, and Bowling Green auto insurance rates to see how Clermont, Kentucky auto insurance rates stack up.

Before you buy Clermont, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clermont, Kentucky auto insurance quotes.

Minimum Auto Insurance in Clermont, Kentucky

Clermont, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clermont, Kentucky.

Minimum Required Auto Insurance Coverage in Clermont, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Clermont, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clermont, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clermont, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,425 $3,374 $3,119 $3,327 $13,240 $14,876 $3,747 $3,932
GEICO $3,766 $3,482 $3,964 $3,591 $8,103 $9,507 $3,062 $2,623
Liberty Mutual $2,743 $2,970 $2,314 $2,593 $11,987 $13,298 $2,866 $2,980
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,230 $2,107 $2,016 $2,022 $11,167 $12,605 $2,760 $2,793
State Farm $2,107 $2,107 $1,896 $1,896 $6,077 $7,561 $2,356 $2,585
Travelers $2,202 $2,239 $2,181 $2,184 $11,049 $17,922 $2,306 $2,618
USAA $1,923 $1,918 $1,749 $1,768 $5,271 $5,523 $2,423 $2,644

Cheap Clermont, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clermont, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Clermont, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Clermont, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,240 $14,876
GEICO $8,103 $9,507
Liberty Mutual $11,987 $13,298
Nationwide $7,618 $9,461
Progressive $11,167 $12,605
State Farm $6,077 $7,561
Travelers $11,049 $17,922
USAA $5,271 $5,523

Cheap Clermont, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Clermont, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clermont, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,119 $3,327
GEICO $3,964 $3,591
Liberty Mutual $2,314 $2,593
Nationwide $3,031 $3,157
Progressive $2,016 $2,022
State Farm $1,896 $1,896
Travelers $2,181 $2,184
USAA $1,749 $1,768

Cheap Clermont, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clermont, Kentucky compared to the annual auto insurance rates with a clean record in Clermont, Kentucky.

Annual Clermont, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,049 $6,635 $7,113 $5,724
GEICO $2,841 $5,050 $7,678 $3,481
Liberty Mutual $4,348 $6,704 $5,204 $4,619
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $3,893 $5,796 $4,437 $4,723
State Farm $3,030 $3,616 $3,323 $3,323
Travelers $4,654 $4,783 $6,932 $4,981
USAA $2,182 $3,087 $3,708 $2,632

Cheap Clermont, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clermont, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Clermont, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Clermont, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,113
GEICO $7,678
Liberty Mutual $5,204
Nationwide $6,153
Progressive $4,437
State Farm $3,323
Travelers $6,932
USAA $3,708

Cheap Clermont, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clermont, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clermont, Kentucky

Insurance Company Poor Fair Good
Allstate $8,120 $5,611 $4,660
GEICO $7,832 $3,910 $2,546
Liberty Mutual $7,442 $4,594 $3,621
Nationwide $5,732 $4,513 $3,919
Progressive $5,245 $4,598 $4,294
State Farm $4,803 $2,902 $2,265
Travelers $5,938 $5,045 $5,030
USAA $4,288 $2,431 $1,989

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Clermont, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clermont, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Clermont, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clermont, Kentucky

ZIP Code Average Annual Rates
40110 $4,169

Cheap Clermont, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Clermont, Kentucky auto insurance. Find the cheapest annual Clermont, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clermont, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,130 $6,130
GEICO $4,718 $4,807
Liberty Mutual $5,219 $5,219
Nationwide $4,721 $4,721
Progressive $4,712 $4,712
State Farm $3,235 $3,412
Travelers $5,338 $5,338
USAA $2,794 $3,011

Cheap Clermont, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clermont, Kentucky? Check out the comparison of annual Clermont, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clermont, Kentucky

Insurance Company Low Medium High
Allstate $5,611 $6,101 $6,678
GEICO $4,389 $4,763 $5,134
Liberty Mutual $4,947 $5,185 $5,525
Nationwide $4,750 $4,668 $4,746
Progressive $4,294 $4,645 $5,197
State Farm $3,110 $3,320 $3,540
Travelers $5,006 $5,356 $5,651
USAA $2,740 $2,894 $3,072

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Clermont, Kentucky

Compare the cheapest auto insurance companies in Clermont, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clermont, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Clermont, Kentucky Auto Insurance Companies

What auto insurance companies in Clermont, Kentucky are the cheapest? Compare the top Clermont, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clermont, Kentucky

Insurance Company Average Annual Rates
Allstate $6,130
GEICO $4,762
Liberty Mutual $5,219
Nationwide $4,721
Progressive $4,712
State Farm $3,323
Travelers $5,338
USAA $2,902

What affects auto insurance rates in Clermont, Kentucky?

There are a lot of reasons why auto insurance rates in Clermont, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clermont, Kentucky. Many local factors may affect your Clermont auto insurance rates.

Clermont Traffic

How does Clermont, Kentucky rank for traffic? According to Inrix Clermont, Kentucky is the 402nd most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Clermont, Kentucky Auto Insurance Quotes

Before you buy Clermont, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clermont, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption