Best Cheap Auto Insurance in Cleaton, KY (2021)

The average Cleaton, KY auto insurance rates are $351 per month. The minimum auto insurance in Cleaton is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Cleaton, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Cleaton is USAA
  • The average commute length in Cleaton is 17.3 minutes
  • Average auto insurance rates in Cleaton, KY for senior drivers are $2,366 per year

Cleaton, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Cleaton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cleaton, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Cleaton to other Kentucky cities, including Owensboro auto insurance rates, Bowling Green auto insurance rates, and Covington auto insurance rates to see how Cleaton, Kentucky auto insurance rates stack up.

Before you buy Cleaton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cleaton, Kentucky auto insurance quotes.

Minimum Auto Insurance in Cleaton, Kentucky

Cleaton, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cleaton, Kentucky.

Minimum Required Auto Insurance Coverage in Cleaton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cleaton, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cleaton, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cleaton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,069 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,756 $2,986 $2,351 $2,623 $11,311 $12,495 $2,880 $2,993
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,024 $1,933 $1,806 $1,822 $9,570 $10,813 $2,508 $2,567
State Farm $2,073 $2,073 $1,831 $1,831 $5,542 $6,928 $2,308 $2,534
Travelers $2,220 $2,261 $2,176 $2,182 $10,566 $16,949 $2,318 $2,685
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

Cheap Cleaton, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cleaton, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Cleaton, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Cleaton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $11,311 $12,495
Nationwide $6,037 $7,550
Progressive $9,570 $10,813
State Farm $5,542 $6,928
Travelers $10,566 $16,949
USAA $4,875 $5,165

Cheap Cleaton, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Cleaton, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cleaton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,351 $2,623
Nationwide $2,519 $2,640
Progressive $1,806 $1,822
State Farm $1,831 $1,831
Travelers $2,176 $2,182
USAA $1,693 $1,740

Cheap Cleaton, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cleaton, Kentucky compared to the annual auto insurance rates with a clean record in Cleaton, Kentucky.

Annual Cleaton, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,799 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,209 $6,475 $5,037 $4,477
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,420 $5,042 $3,902 $4,157
State Farm $2,895 $3,385 $3,140 $3,140
Travelers $4,510 $4,640 $6,693 $4,835
USAA $2,103 $2,980 $3,541 $2,530

Cheap Cleaton, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cleaton, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Cleaton, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Cleaton, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $5,037
Nationwide $4,997
Progressive $3,902
State Farm $3,140
Travelers $6,693
USAA $3,541

Cheap Cleaton, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cleaton, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cleaton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,224 $4,430 $3,494
Nationwide $4,672 $3,666 $3,197
Progressive $4,631 $4,021 $3,740
State Farm $4,536 $2,742 $2,142
Travelers $5,768 $4,880 $4,861
USAA $4,165 $2,317 $1,884

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Cheap Cleaton, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cleaton, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Cleaton, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cleaton, Kentucky

ZIP Code Average Annual Rates
42332 $3,756

Cheap Cleaton, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Cleaton, Kentucky auto insurance. Find the cheapest annual Cleaton, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cleaton, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $5,049 $5,049
Nationwide $3,845 $3,845
Progressive $4,131 $4,131
State Farm $3,060 $3,220
Travelers $5,169 $5,169
USAA $2,683 $2,894

Cheap Cleaton, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cleaton, Kentucky? Check out the comparison of annual Cleaton, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cleaton, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,813 $5,017 $5,317
Nationwide $3,908 $3,801 $3,826
Progressive $3,841 $4,085 $4,465
State Farm $2,981 $3,134 $3,305
Travelers $4,912 $5,194 $5,403
USAA $2,673 $2,783 $2,910

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Best By Category: Cheapest Auto Insurance in Cleaton, Kentucky

Compare the cheapest auto insurance companies in Cleaton, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cleaton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Cleaton, Kentucky Auto Insurance Companies

What auto insurance companies in Cleaton, Kentucky are the cheapest? Compare the top Cleaton, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cleaton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $5,049
Nationwide $3,845
Progressive $4,131
State Farm $3,140
Travelers $5,169
USAA $2,789

What affects auto insurance rates in Cleaton, Kentucky?

There are a lot of reasons why auto insurance rates in Cleaton, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cleaton, Kentucky. Many local factors may affect your Cleaton auto insurance rates.

Cleaton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cleaton, Kentucky commute length is 17.3 minutes according to City-Data.

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Compare Cleaton, Kentucky Auto Insurance Quotes

Before you buy Cleaton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cleaton, Kentucky auto insurance quotes.

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