Best Cheap Auto Insurance in Clearfield, KY (2021)

The average Clearfield, KY auto insurance rates are $378 per month. The minimum auto insurance in Clearfield is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Clearfield, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Clearfield, Kentucky is 25/50/25
  • Average auto insurance rates in Clearfield, KY for senior drivers are $2,574 per year
  • The cheapest auto insurance company in Clearfield is USAA

Clearfield, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Clearfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clearfield, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Clearfield to other Kentucky cities, including Covington auto insurance rates, Owensboro auto insurance rates, and Nicholasville auto insurance rates to see how Clearfield, Kentucky auto insurance rates stack up.

Before you buy Clearfield, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clearfield, Kentucky auto insurance quotes.

Minimum Auto Insurance in Clearfield, Kentucky

Clearfield, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clearfield, Kentucky.

Minimum Required Auto Insurance Coverage in Clearfield, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Clearfield, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clearfield, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clearfield, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,253 $2,975 $3,171 $12,180 $13,684 $3,638 $3,844
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,496 $3,791 $3,127 $3,474 $12,603 $13,716 $3,549 $3,512
Nationwide $3,446 $3,444 $3,136 $3,265 $7,342 $9,077 $3,864 $4,036
Progressive $2,337 $2,220 $2,099 $2,106 $11,466 $13,004 $2,902 $2,967
State Farm $1,876 $1,876 $1,675 $1,675 $5,527 $6,991 $2,091 $2,339
Travelers $2,203 $2,243 $2,161 $2,165 $10,431 $16,684 $2,301 $2,667
USAA $1,661 $1,665 $1,500 $1,526 $4,401 $4,635 $2,095 $2,294

Cheap Clearfield, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clearfield, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Clearfield, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Clearfield, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,180 $13,684
GEICO $7,170 $8,568
Liberty Mutual $12,603 $13,716
Nationwide $7,342 $9,077
Progressive $11,466 $13,004
State Farm $5,527 $6,991
Travelers $10,431 $16,684
USAA $4,401 $4,635

Cheap Clearfield, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Clearfield, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clearfield, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,975 $3,171
GEICO $3,742 $3,389
Liberty Mutual $3,127 $3,474
Nationwide $3,136 $3,265
Progressive $2,099 $2,106
State Farm $1,675 $1,675
Travelers $2,161 $2,165
USAA $1,500 $1,526

Cheap Clearfield, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clearfield, Kentucky compared to the annual auto insurance rates with a clean record in Clearfield, Kentucky.

Annual Clearfield, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,772 $6,223 $6,640 $5,382
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,915 $7,584 $5,884 $5,250
Nationwide $3,784 $4,829 $6,048 $4,144
Progressive $4,039 $5,991 $4,609 $4,912
State Farm $2,751 $3,261 $3,006 $3,006
Travelers $4,453 $4,582 $6,613 $4,779
USAA $1,866 $2,635 $3,144 $2,244

Cheap Clearfield, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clearfield, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Clearfield, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Clearfield, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,640
GEICO $7,199
Liberty Mutual $5,884
Nationwide $6,048
Progressive $4,609
State Farm $3,006
Travelers $6,613
USAA $3,144

Cheap Clearfield, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clearfield, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clearfield, Kentucky

Insurance Company Poor Fair Good
Allstate $7,623 $5,260 $4,380
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,467 $5,180 $4,079
Nationwide $5,750 $4,478 $3,876
Progressive $5,463 $4,763 $4,437
State Farm $4,340 $2,626 $2,052
Travelers $5,701 $4,820 $4,800
USAA $3,674 $2,061 $1,681

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Cheap Clearfield, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clearfield, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Clearfield, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clearfield, Kentucky

ZIP Code Average Annual Rates
40313 $4,051

Cheap Clearfield, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Clearfield, Kentucky auto insurance. Find the cheapest annual Clearfield, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clearfield, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,754 $5,754
GEICO $4,371 $4,456
Liberty Mutual $5,908 $5,908
Nationwide $4,701 $4,701
Progressive $4,888 $4,888
State Farm $2,933 $3,079
Travelers $5,107 $5,107
USAA $2,381 $2,564

Cheap Clearfield, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clearfield, Kentucky? Check out the comparison of annual Clearfield, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clearfield, Kentucky

Insurance Company Low Medium High
Allstate $5,359 $5,733 $6,171
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,497 $5,844 $6,384
Nationwide $4,674 $4,636 $4,794
Progressive $4,508 $4,816 $5,339
State Farm $2,833 $3,001 $3,184
Travelers $4,861 $5,131 $5,329
USAA $2,360 $2,466 $2,590

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Best By Category: Cheapest Auto Insurance in Clearfield, Kentucky

Compare the cheapest auto insurance companies in Clearfield, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clearfield, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Clearfield, Kentucky Auto Insurance Companies

What auto insurance companies in Clearfield, Kentucky are the cheapest? Compare the top Clearfield, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clearfield, Kentucky

Insurance Company Average Annual Rates
Allstate $5,754
GEICO $4,413
Liberty Mutual $5,908
Nationwide $4,701
Progressive $4,888
State Farm $3,006
Travelers $5,107
USAA $2,472

Compare Clearfield, Kentucky Auto Insurance Quotes

Before you buy Clearfield, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clearfield, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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