Best Cheap Auto Insurance in Clayton, LA (2021)

The average Clayton, LA auto insurance rates are $429 per month. The minimum auto insurance in Clayton is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Clayton, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Clayton, Louisiana is 15/30/25
  • The cheapest auto insurance company in Clayton is State Farm
  • The most expensive auto insurance company in Clayton for teen drivers is Progressive

Clayton, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Clayton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clayton, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Clayton to other Louisiana cities, including Lafayette auto insurance rates, Baton Rouge auto insurance rates, and Shreveport auto insurance rates to see how Clayton, Louisiana auto insurance rates stack up.

Before you buy Clayton, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clayton, Louisiana auto insurance quotes.

Minimum Auto Insurance in Clayton, Louisiana

Clayton, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clayton, Louisiana.

Minimum Required Auto Insurance Coverage in Clayton, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Clayton, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clayton, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clayton, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,011 $4,011 $4,136 $4,136 $8,830 $11,169 $4,439 $4,817
GEICO $3,079 $3,548 $3,615 $4,364 $11,621 $12,378 $2,991 $2,950
Progressive $3,568 $3,362 $2,980 $3,183 $14,160 $15,803 $4,130 $4,302
State Farm $2,497 $2,497 $2,276 $2,276 $7,310 $9,180 $2,785 $3,136
USAA $2,490 $2,453 $2,411 $2,400 $7,454 $8,779 $3,080 $3,386

Cheap Clayton, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clayton, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Clayton, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Clayton, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,830 $11,169
GEICO $11,621 $12,378
Progressive $14,160 $15,803
State Farm $7,310 $9,180
USAA $7,454 $8,779

Cheap Clayton, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Clayton, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clayton, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,136 $4,136
GEICO $3,615 $4,364
Progressive $2,980 $3,183
State Farm $2,276 $2,276
USAA $2,411 $2,400

Cheap Clayton, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clayton, Louisiana compared to the annual auto insurance rates with a clean record in Clayton, Louisiana.

Annual Clayton, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,514 $6,860 $6,109 $5,291
GEICO $3,797 $6,122 $7,475 $4,879
Progressive $5,366 $7,185 $6,909 $6,283
State Farm $3,670 $4,319 $3,995 $3,995
USAA $3,092 $4,284 $5,161 $3,690

Cheap Clayton, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clayton, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Clayton, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Clayton, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,109
GEICO $7,475
Progressive $6,909
State Farm $3,995
USAA $5,161

Cheap Clayton, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clayton, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clayton, Louisiana

Insurance Company Poor Fair Good
Allstate $7,497 $5,125 $4,458
GEICO $6,623 $5,748 $4,334
Progressive $7,294 $6,226 $5,787
State Farm $5,553 $3,561 $2,869
USAA $5,616 $3,574 $2,980

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Cheap Clayton, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clayton, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Clayton, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clayton, Louisiana

ZIP Code Average Annual Rates
71326 $4,814

Cheap Clayton, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Clayton, Louisiana auto insurance. Find the cheapest annual Clayton, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clayton, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,694 $5,694
GEICO $5,461 $5,675
Progressive $6,436 $6,436
State Farm $3,893 $4,096
USAA $3,933 $4,180

Cheap Clayton, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clayton, Louisiana? Check out the comparison of annual Clayton, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clayton, Louisiana

Insurance Company Low Medium High
Allstate $4,968 $5,795 $6,318
GEICO $4,757 $5,586 $6,363
Progressive $5,609 $6,394 $7,305
State Farm $3,514 $3,986 $4,484
USAA $3,573 $4,112 $4,484

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Best By Category: Cheapest Auto Insurance in Clayton, Louisiana

Compare the cheapest auto insurance companies in Clayton, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clayton, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Clayton, Louisiana Auto Insurance Companies

What auto insurance companies in Clayton, Louisiana are the cheapest? Compare the top Clayton, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clayton, Louisiana

Insurance Company Average Annual Rates
Allstate $5,694
GEICO $5,568
Progressive $6,436
State Farm $3,995
USAA $4,056

What affects auto insurance rates in Clayton, Louisiana?

There are a lot of reasons why auto insurance rates in Clayton, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clayton, Louisiana. Many local factors may affect your Clayton auto insurance rates.

Clayton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Clayton, Louisiana commute length is 27.9 minutes according to City-Data.

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Compare Clayton, Louisiana Auto Insurance Quotes

Before you buy Clayton, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clayton, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

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