Best Cheap Auto Insurance in Clayton, KS (2021)

The average Clayton, KS auto insurance rates are $290 per month. The minimum auto insurance in Clayton is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Clayton, Kansas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Clayton is American Family
  • The average commute length in Clayton is 13.3 minutes
  • The minimum auto insurance required in Clayton, Kansas is 25/50/25

Clayton, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Clayton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clayton, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Clayton to other Kansas cities, including Lawrence auto insurance rates, Salina auto insurance rates, and Lenexa auto insurance rates to see how Clayton, Kansas auto insurance rates stack up.

Before you buy Clayton, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clayton, Kansas auto insurance quotes.

Minimum Auto Insurance in Clayton, Kansas

Clayton, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clayton, Kansas.

Minimum Required Auto Insurance Coverage in Clayton, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Clayton, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clayton, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clayton, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,609 $2,573 $2,295 $2,368 $6,563 $7,251 $2,741 $2,868
American Family $1,742 $1,742 $1,570 $1,570 $3,229 $3,848 $1,742 $1,940
Farmers $2,552 $2,537 $2,285 $2,381 $6,657 $6,888 $2,863 $3,014
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,968 $2,049 $1,736 $1,892 $3,622 $4,488 $2,230 $2,389
Progressive $2,396 $2,299 $1,930 $2,008 $8,427 $9,515 $2,825 $3,016
State Farm $2,075 $2,075 $1,775 $1,775 $4,896 $6,325 $2,317 $2,582
Travelers $2,235 $2,283 $2,138 $2,177 $8,661 $13,559 $2,278 $2,752
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

Cheap Clayton, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clayton, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Clayton, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Clayton, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,251
American Family $3,229 $3,848
Farmers $6,657 $6,888
GEICO $5,374 $7,167
Liberty Mutual $10,604 $11,854
Nationwide $3,622 $4,488
Progressive $8,427 $9,515
State Farm $4,896 $6,325
Travelers $8,661 $13,559
USAA $4,983 $5,299

Cheap Clayton, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Clayton, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clayton, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,295 $2,368
American Family $1,570 $1,570
Farmers $2,285 $2,381
GEICO $3,138 $2,920
Liberty Mutual $2,281 $2,547
Nationwide $1,736 $1,892
Progressive $1,930 $2,008
State Farm $1,775 $1,775
Travelers $2,138 $2,177
USAA $1,424 $1,461

Cheap Clayton, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clayton, Kansas compared to the annual auto insurance rates with a clean record in Clayton, Kansas.

Annual Clayton, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $3,706 $4,176 $3,548
American Family $2,135 $2,285 $2,135 $2,135
Farmers $3,083 $3,948 $3,849 $3,707
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,871 $2,171 $3,976 $2,169
Progressive $3,751 $4,365 $3,907 $4,184
State Farm $2,804 $3,151 $2,978 $2,978
Travelers $3,333 $4,297 $5,870 $4,542
USAA $1,897 $2,529 $3,713 $2,170

Cheap Clayton, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clayton, Kansas is not easy. Compare the annual rates for DUI auto insurance in Clayton, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Clayton, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,176
American Family $2,135
Farmers $3,849
GEICO $6,215
Liberty Mutual $5,262
Nationwide $3,976
Progressive $3,907
State Farm $2,978
Travelers $5,870
USAA $3,713

Cheap Clayton, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clayton, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clayton, Kansas

Insurance Company Poor Fair Good
Allstate $4,541 $3,431 $3,004
American Family $2,834 $2,014 $1,670
Farmers $4,303 $3,414 $3,224
GEICO $5,995 $3,174 $2,408
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,858 $2,473 $2,310
Progressive $4,676 $3,895 $3,584
State Farm $4,336 $2,591 $2,006
Travelers $5,233 $4,234 $4,065
USAA $3,553 $2,300 $1,879

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Clayton, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clayton, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Clayton, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clayton, Kansas

ZIP Code Average Annual Rates
67629 $3,600

Cheap Clayton, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Clayton, Kansas auto insurance. Find the cheapest annual Clayton, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clayton, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,659 $3,659
American Family $2,144 $2,201
Farmers $3,647 $3,647
GEICO $3,773 $3,945
Liberty Mutual $4,739 $4,739
Nationwide $2,547 $2,547
Progressive $4,052 $4,052
State Farm $2,904 $3,051
Travelers $4,510 $4,510
USAA $2,500 $2,655

Cheap Clayton, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clayton, Kansas? Check out the comparison of annual Clayton, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clayton, Kansas

Insurance Company Low Medium High
Allstate $3,572 $3,651 $3,752
American Family $2,205 $2,283 $2,030
Farmers $3,514 $3,631 $3,797
GEICO $3,772 $3,855 $3,949
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,699 $2,516 $2,426
Progressive $3,868 $4,023 $4,265
State Farm $2,896 $2,984 $3,053
Travelers $4,305 $4,516 $4,710
USAA $2,515 $2,573 $2,644

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Clayton, Kansas

Compare the cheapest auto insurance companies in Clayton, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clayton, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Clayton, Kansas Auto Insurance Companies

What auto insurance companies in Clayton, Kansas are the cheapest? Compare the top Clayton, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clayton, Kansas

Insurance Company Average Annual Rates
Allstate $3,659
American Family $2,173
Farmers $3,647
GEICO $3,859
Liberty Mutual $4,739
Nationwide $2,547
Progressive $4,052
State Farm $2,978
Travelers $4,510
USAA $2,577

What affects auto insurance rates in Clayton, Kansas?

There are a lot of reasons why auto insurance rates in Clayton, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clayton, Kansas. Many local factors may affect your Clayton auto insurance rates.

Clayton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Clayton, Kansas commute length is 13.3 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Clayton, Kansas Auto Insurance Quotes

Before you buy Clayton, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clayton, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption