Best Cheap Auto Insurance in Clayton, GA (2021)

The average Clayton, GA auto insurance rates are $432 per month. The minimum auto insurance in Clayton is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Clayton, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • Average auto insurance rates in Clayton, GA for senior drivers are $2,871 per year
  • The minimum auto insurance required in Clayton, Georgia is 25/50/25
  • The cheapest auto insurance company in Clayton is GEICO

Clayton, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Clayton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clayton, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Clayton to other Georgia cities, including Columbus auto insurance rates, Sandy Springs auto insurance rates, and Roswell auto insurance rates to see how Clayton, Georgia auto insurance rates stack up.

Before you buy Clayton, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clayton, Georgia auto insurance quotes.

Minimum Auto Insurance in Clayton, Georgia

Clayton, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clayton, Georgia.

Minimum Required Auto Insurance Coverage in Clayton, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Clayton, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clayton, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clayton, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,102 $3,102 $2,970 $2,970 $7,339 $9,510 $3,484 $3,809
GEICO $1,668 $1,649 $1,619 $1,619 $5,015 $6,014 $2,164 $2,395
Liberty Mutual $5,151 $5,601 $4,210 $4,763 $21,834 $24,354 $5,479 $5,845
Nationwide $4,859 $5,025 $4,794 $5,278 $15,432 $19,913 $5,955 $6,474
Progressive $2,740 $2,540 $2,350 $2,471 $8,684 $9,638 $3,193 $3,380
State Farm $2,226 $2,226 $2,003 $2,003 $6,045 $7,917 $2,445 $2,653
USAA $1,695 $1,693 $1,568 $1,577 $6,047 $7,173 $2,109 $2,332

Cheap Clayton, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clayton, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Clayton, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Clayton, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $9,510
GEICO $5,015 $6,014
Liberty Mutual $21,834 $24,354
Nationwide $15,432 $19,913
Progressive $8,684 $9,638
State Farm $6,045 $7,917
USAA $6,047 $7,173

Cheap Clayton, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Clayton, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clayton, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
GEICO $1,619 $1,619
Liberty Mutual $4,210 $4,763
Nationwide $4,794 $5,278
Progressive $2,350 $2,471
State Farm $2,003 $2,003
USAA $1,568 $1,577

Cheap Clayton, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clayton, Georgia compared to the annual auto insurance rates with a clean record in Clayton, Georgia.

Annual Clayton, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $5,759 $4,700 $3,939
GEICO $1,866 $2,336 $4,778 $2,091
Liberty Mutual $7,313 $10,014 $11,524 $9,767
Nationwide $6,494 $7,636 $11,842 $7,893
Progressive $3,442 $6,047 $4,006 $4,003
State Farm $3,128 $3,752 $3,440 $3,440
USAA $2,315 $2,925 $4,278 $2,579

Cheap Clayton, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clayton, Georgia is not easy. Compare the annual rates for DUI auto insurance in Clayton, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Clayton, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,700
GEICO $4,778
Liberty Mutual $11,524
Nationwide $11,842
Progressive $4,006
State Farm $3,440
USAA $4,278

Cheap Clayton, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clayton, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clayton, Georgia

Insurance Company Poor Fair Good
Allstate $5,883 $4,082 $3,641
GEICO $3,481 $2,447 $2,375
Liberty Mutual $13,840 $8,481 $6,642
Nationwide $10,112 $8,166 $7,121
Progressive $4,922 $4,255 $3,946
State Farm $4,876 $3,037 $2,406
USAA $3,942 $2,769 $2,362

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Cheap Clayton, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clayton, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Clayton, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clayton, Georgia

ZIP Code Average Annual Rates
30525 $5,033

Cheap Clayton, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Clayton, Georgia auto insurance. Find the cheapest annual Clayton, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clayton, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,437 $4,635
GEICO $2,721 $2,815
Liberty Mutual $9,654 $9,654
Nationwide $8,466 $8,466
Progressive $4,374 $4,374
State Farm $3,440 $3,440
USAA $2,887 $3,162

Cheap Clayton, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clayton, Georgia? Check out the comparison of annual Clayton, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clayton, Georgia

Insurance Company Low Medium High
Allstate $4,219 $4,577 $4,811
GEICO $2,576 $2,781 $2,946
Liberty Mutual $9,298 $9,608 $10,058
Nationwide $8,378 $8,620 $8,401
Progressive $4,074 $4,317 $4,732
State Farm $3,223 $3,442 $3,654
USAA $2,891 $3,009 $3,172

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Best By Category: Cheapest Auto Insurance in Clayton, Georgia

Compare the cheapest auto insurance companies in Clayton, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clayton, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Clayton, Georgia Auto Insurance Companies

What auto insurance companies in Clayton, Georgia are the cheapest? Compare the top Clayton, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clayton, Georgia

Insurance Company Average Annual Rates
Allstate $4,536
GEICO $2,768
Liberty Mutual $9,654
Nationwide $8,466
Progressive $4,374
State Farm $3,440
USAA $3,024

What affects auto insurance rates in Clayton, Georgia?

There are a lot of reasons why auto insurance rates in Clayton, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clayton, Georgia. Many local factors may affect your Clayton auto insurance rates.

Clayton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Clayton, Georgia commute length is 26.2 minutes according to City-Data.

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Compare Clayton, Georgia Auto Insurance Quotes

Before you buy Clayton, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clayton, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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