Best Cheap Auto Insurance in Clayton, DE (2021)

The average Clayton, DE auto insurance rates are $471 per month. The minimum auto insurance in Clayton is at least 25/50/10 in coverage to comply with Delaware auto insurance laws. To find the best cheap auto insurance in Clayton, Delaware, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Clayton for teen drivers is Liberty Mutual
  • The average commute length in Clayton is 31.9 minutes
  • The minimum auto insurance required in Clayton, Delaware is 25/50/10

Clayton, Delaware auto insurance requirements are 25/50/10 according to Delaware auto insurance laws. Finding cheap auto insurance in Clayton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clayton, Delaware, including driving record, credit, commute time, and more.

Compare auto insurance in Clayton to other Delaware cities, including Middle auto insurance rates, Seaford auto insurance rates, and Smyrna auto insurance rates to see how Clayton, Delaware auto insurance rates stack up.

Before you buy Clayton, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clayton, Delaware auto insurance quotes.

Minimum Auto Insurance in Clayton, Delaware

Clayton, Delaware auto insurance laws require that you have at least the Delaware minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clayton, Delaware.

Minimum Required Auto Insurance Coverage in Clayton, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Clayton, Delaware Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clayton, Delaware are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clayton, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,145 $4,063 $3,631 $3,825 $14,881 $17,356 $4,353 $4,621
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $11,602 $11,602 $11,461 $11,461 $25,842 $39,158 $11,602 $16,085
Nationwide $2,686 $2,664 $2,452 $2,442 $6,323 $8,008 $2,974 $3,176
Progressive $1,892 $1,752 $1,667 $1,698 $9,596 $10,618 $2,312 $2,257
State Farm $2,498 $2,498 $2,302 $2,302 $7,115 $9,193 $2,802 $2,923
Travelers $1,391 $1,394 $1,377 $1,336 $7,629 $11,506 $1,482 $1,599
USAA $1,180 $1,160 $1,092 $1,089 $4,325 $5,085 $1,473 $1,613

Cheap Clayton, Delaware Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clayton, Delaware is a challenge. Take a look at the annual teen auto insurance rates in Clayton, Delaware.

Annual Auto Insurance Rates for Teen Drivers in Clayton, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,881 $17,356
GEICO $5,847 $6,106
Liberty Mutual $25,842 $39,158
Nationwide $6,323 $8,008
Progressive $9,596 $10,618
State Farm $7,115 $9,193
Travelers $7,629 $11,506
USAA $4,325 $5,085

Cheap Clayton, Delaware Auto Insurance for Seniors

What are senior auto insurance rates in Clayton, Delaware? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clayton, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,631 $3,825
GEICO $2,291 $2,666
Liberty Mutual $11,461 $11,461
Nationwide $2,452 $2,442
Progressive $1,667 $1,698
State Farm $2,302 $2,302
Travelers $1,377 $1,336
USAA $1,092 $1,089

Cheap Clayton, Delaware Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clayton, Delaware compared to the annual auto insurance rates with a clean record in Clayton, Delaware.

Annual Clayton, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,003 $7,205 $8,408 $6,821
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $13,892 $15,965 $25,316 $14,233
Nationwide $3,065 $3,065 $5,612 $3,621
Progressive $3,425 $4,537 $3,899 $4,036
State Farm $3,586 $4,323 $3,954 $3,954
Travelers $2,958 $2,967 $4,828 $3,104
USAA $1,754 $1,754 $2,999 $2,001

Cheap Clayton, Delaware Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clayton, Delaware is not easy. Compare the annual rates for DUI auto insurance in Clayton, Delaware to find the best deal.

Annual Auto Insurance Rates After a DUI in Clayton, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,408
GEICO $4,373
Liberty Mutual $25,316
Nationwide $5,612
Progressive $3,899
State Farm $3,954
Travelers $4,828
USAA $2,999

Cheap Clayton, Delaware Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clayton, Delaware annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clayton, Delaware

Insurance Company Poor Fair Good
Allstate $9,141 $6,463 $5,724
GEICO $5,219 $2,898 $1,988
Liberty Mutual $23,467 $15,822 $12,765
Nationwide $4,452 $3,700 $3,371
Progressive $4,438 $3,888 $3,596
State Farm $6,054 $3,335 $2,474
Travelers $3,869 $3,191 $3,332
USAA $3,498 $1,679 $1,205

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Cheap Clayton, Delaware Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clayton, Delaware can vary. Compare the annual cost of auto insurance by ZIP code in Clayton, Delaware to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clayton, Delaware

ZIP Code Average Annual Rates
19938 $5,649

Cheap Clayton, Delaware Auto Insurance Rates By Commute

Commute length and annual mileage affect Clayton, Delaware auto insurance. Find the cheapest annual Clayton, Delaware auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clayton, Delaware

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,109 $7,109
GEICO $3,314 $3,422
Liberty Mutual $16,870 $17,833
Nationwide $3,841 $3,841
Progressive $3,974 $3,974
State Farm $3,819 $4,089
Travelers $3,464 $3,464
USAA $2,105 $2,150

Cheap Clayton, Delaware Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clayton, Delaware? Check out the comparison of annual Clayton, Delaware auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clayton, Delaware

Insurance Company Low Medium High
Allstate $6,478 $7,196 $7,654
GEICO $3,044 $3,417 $3,644
Liberty Mutual $16,543 $17,161 $18,350
Nationwide $3,837 $3,774 $3,911
Progressive $3,473 $4,021 $4,427
State Farm $3,694 $3,963 $4,205
Travelers $3,287 $3,569 $3,537
USAA $2,001 $2,122 $2,258

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Best By Category: Cheapest Auto Insurance in Clayton, Delaware

Compare the cheapest auto insurance companies in Clayton, Delaware in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clayton, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Clayton, Delaware Auto Insurance Companies

What auto insurance companies in Clayton, Delaware are the cheapest? Compare the top Clayton, Delaware auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clayton, Delaware

Insurance Company Average Annual Rates
Allstate $7,109
GEICO $3,368
Liberty Mutual $17,351
Nationwide $3,841
Progressive $3,974
State Farm $3,954
Travelers $3,464
USAA $2,127

What affects auto insurance rates in Clayton, Delaware?

There are a lot of reasons why auto insurance rates in Clayton, Delaware are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clayton, Delaware. Many local factors may affect your Clayton auto insurance rates.

Clayton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Clayton, Delaware commute length is 31.9 minutes according to City-Data.

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Compare Clayton, Delaware Auto Insurance Quotes

Before you buy Clayton, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clayton, Delaware auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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