Best Cheap Auto Insurance in Clarksville, TX (2021)

The average Clarksville, TX auto insurance rates are $301 per month. The minimum auto insurance in Clarksville is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Clarksville, Texas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Clarksville, TX for senior drivers are $2,213 per year
  • The most expensive auto insurance company in Clarksville for teen drivers is Progressive
  • The cheapest auto insurance company in Clarksville is USAA

Clarksville, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Clarksville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clarksville, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Clarksville to other Texas cities, including Arlington auto insurance rates, Fort Worth auto insurance rates, and San Antonio auto insurance rates to see how Clarksville, Texas auto insurance rates stack up.

Before you buy Clarksville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clarksville, Texas auto insurance quotes.

Minimum Auto Insurance in Clarksville, Texas

Clarksville, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clarksville, Texas.

Minimum Required Auto Insurance Coverage in Clarksville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Clarksville, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clarksville, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clarksville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,474 $3,511 $3,431 $3,431 $9,030 $10,920 $4,296 $4,486
American Family $2,480 $2,735 $2,243 $2,547 $5,980 $7,835 $3,446 $3,911
GEICO $2,346 $2,514 $2,233 $2,508 $5,005 $5,212 $2,535 $2,541
Nationwide $2,166 $2,208 $1,915 $2,031 $6,025 $7,753 $2,533 $2,743
Progressive $2,348 $2,221 $2,089 $2,132 $9,762 $10,849 $2,765 $2,789
State Farm $2,035 $2,035 $1,801 $1,801 $4,736 $6,011 $2,203 $2,274
USAA $1,484 $1,496 $1,415 $1,408 $4,127 $4,506 $1,977 $2,128

Cheap Clarksville, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clarksville, Texas is a challenge. Take a look at the annual teen auto insurance rates in Clarksville, Texas.

Annual Auto Insurance Rates for Teen Drivers in Clarksville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,030 $10,920
American Family $5,980 $7,835
GEICO $5,005 $5,212
Nationwide $6,025 $7,753
Progressive $9,762 $10,849
State Farm $4,736 $6,011
USAA $4,127 $4,506

Cheap Clarksville, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Clarksville, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clarksville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,431 $3,431
American Family $2,243 $2,547
GEICO $2,233 $2,508
Nationwide $1,915 $2,031
Progressive $2,089 $2,132
State Farm $1,801 $1,801
USAA $1,415 $1,408

Cheap Clarksville, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clarksville, Texas compared to the annual auto insurance rates with a clean record in Clarksville, Texas.

Annual Clarksville, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,162 $6,352 $6,613 $4,162
American Family $3,576 $4,484 $3,953 $3,576
GEICO $2,643 $3,455 $2,936 $3,413
Nationwide $2,967 $2,967 $4,399 $3,353
Progressive $3,813 $4,925 $4,449 $4,291
State Farm $2,558 $2,914 $3,418 $2,558
USAA $1,733 $2,547 $3,003 $1,988

Cheap Clarksville, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clarksville, Texas is not easy. Compare the annual rates for DUI auto insurance in Clarksville, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Clarksville, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,613
American Family $3,953
GEICO $2,936
Nationwide $4,399
Progressive $4,449
State Farm $3,418
USAA $3,003

Cheap Clarksville, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clarksville, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clarksville, Texas

Insurance Company Poor Fair Good
Allstate $6,774 $4,955 $4,238
American Family $5,421 $3,348 $2,923
GEICO $4,797 $2,720 $1,818
Nationwide $4,106 $3,293 $2,866
Progressive $4,919 $4,250 $3,939
State Farm $4,058 $2,521 $2,007
USAA $3,413 $1,963 $1,577

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Cheap Clarksville, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clarksville, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Clarksville, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clarksville, Texas

ZIP Code Average Annual Rates
75426 $5,279

Cheap Clarksville, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Clarksville, Texas auto insurance. Find the cheapest annual Clarksville, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clarksville, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,197 $5,448
American Family $3,897 $3,897
GEICO $3,049 $3,174
Nationwide $3,422 $3,422
Progressive $4,369 $4,369
State Farm $2,862 $2,862
USAA $2,288 $2,347

Cheap Clarksville, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clarksville, Texas? Check out the comparison of annual Clarksville, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clarksville, Texas

Insurance Company Low Medium High
Allstate $5,201 $5,277 $5,490
American Family $3,646 $3,765 $4,280
GEICO $2,955 $3,072 $3,309
Nationwide $3,698 $3,274 $3,293
Progressive $4,149 $4,345 $4,614
State Farm $2,721 $2,852 $3,013
USAA $2,245 $2,309 $2,398

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Best By Category: Cheapest Auto Insurance in Clarksville, Texas

Compare the cheapest auto insurance companies in Clarksville, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clarksville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Clarksville, Texas Auto Insurance Companies

What auto insurance companies in Clarksville, Texas are the cheapest? Compare the top Clarksville, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clarksville, Texas

Insurance Company Average Annual Rates
Allstate $5,322
American Family $3,897
GEICO $3,112
Nationwide $3,422
Progressive $4,369
State Farm $2,862
USAA $2,318

What affects auto insurance rates in Clarksville, Texas?

There are a lot of reasons why auto insurance rates in Clarksville, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clarksville, Texas. Many local factors may affect your Clarksville auto insurance rates.

Clarksville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Clarksville, Texas commute length is 20.3 minutes according to City-Data.

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Compare Clarksville, Texas Auto Insurance Quotes

Before you buy Clarksville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clarksville, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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