Best Cheap Auto Insurance in Clarksville, OH (2021)

The average Clarksville, OH auto insurance rates are $231 per month. The minimum auto insurance in Clarksville is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Clarksville, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The cheapest auto insurance company in Clarksville is USAA
  • The average commute length in Clarksville is 29.6 minutes
  • The minimum auto insurance required in Clarksville, Ohio is 25/50/25

Clarksville, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Clarksville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clarksville, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Clarksville to other Ohio cities, including Cleveland auto insurance rates, Lorain auto insurance rates, and Youngs auto insurance rates to see how Clarksville, Ohio auto insurance rates stack up.

Before you buy Clarksville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clarksville, Ohio auto insurance quotes.

Minimum Auto Insurance in Clarksville, Ohio

Clarksville, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clarksville, Ohio.

Minimum Required Auto Insurance Coverage in Clarksville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Clarksville, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clarksville, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clarksville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,137 $2,129 $1,926 $2,060 $5,924 $6,781 $2,246 $2,399
American Family $947 $984 $864 $868 $2,871 $3,119 $1,170 $1,233
Farmers $1,787 $1,781 $1,574 $1,658 $7,772 $8,068 $2,003 $2,097
GEICO $1,310 $1,267 $1,219 $1,222 $3,458 $3,218 $1,457 $1,239
Liberty Mutual $1,828 $1,993 $1,409 $1,709 $9,609 $10,846 $1,942 $2,119
Nationwide $2,227 $2,241 $2,007 $2,025 $5,646 $7,298 $2,390 $2,788
Progressive $1,874 $1,768 $1,561 $1,609 $8,244 $9,292 $2,242 $2,314
State Farm $1,513 $1,513 $1,352 $1,352 $4,697 $5,900 $1,757 $2,016
Travelers $1,409 $1,430 $1,402 $1,392 $6,047 $9,513 $1,470 $1,680
USAA $862 $869 $817 $819 $2,616 $2,917 $1,151 $1,244

Cheap Clarksville, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clarksville, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Clarksville, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Clarksville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,924 $6,781
American Family $2,871 $3,119
Farmers $7,772 $8,068
GEICO $3,458 $3,218
Liberty Mutual $9,609 $10,846
Nationwide $5,646 $7,298
Progressive $8,244 $9,292
State Farm $4,697 $5,900
Travelers $6,047 $9,513
USAA $2,616 $2,917

Cheap Clarksville, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Clarksville, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clarksville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,926 $2,060
American Family $864 $868
Farmers $1,574 $1,658
GEICO $1,219 $1,222
Liberty Mutual $1,409 $1,709
Nationwide $2,007 $2,025
Progressive $1,561 $1,609
State Farm $1,352 $1,352
Travelers $1,402 $1,392
USAA $817 $819

Cheap Clarksville, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clarksville, Ohio compared to the annual auto insurance rates with a clean record in Clarksville, Ohio.

Annual Clarksville, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,690 $3,252 $3,815 $3,043
American Family $1,444 $1,528 $1,528 $1,528
Farmers $2,758 $3,548 $3,460 $3,605
GEICO $1,230 $1,762 $2,528 $1,676
Liberty Mutual $3,305 $4,239 $4,329 $3,854
Nationwide $2,662 $3,393 $4,311 $2,946
Progressive $3,117 $4,229 $3,320 $3,786
State Farm $2,291 $2,734 $2,512 $2,512
Travelers $2,239 $2,920 $4,405 $2,607
USAA $1,087 $1,453 $1,904 $1,204

Cheap Clarksville, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clarksville, Ohio is not easy. Compare the annual rates for DUI auto insurance in Clarksville, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Clarksville, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,815
American Family $1,528
Farmers $3,460
GEICO $2,528
Liberty Mutual $4,329
Nationwide $4,311
Progressive $3,320
State Farm $2,512
Travelers $4,405
USAA $1,904

Cheap Clarksville, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clarksville, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clarksville, Ohio

Insurance Company Poor Fair Good
Allstate $4,112 $2,992 $2,498
American Family $1,997 $1,366 $1,157
Farmers $3,787 $3,196 $3,044
GEICO $2,156 $1,799 $1,441
Liberty Mutual $5,625 $3,458 $2,713
Nationwide $4,017 $3,235 $2,731
Progressive $4,060 $3,505 $3,274
State Farm $3,581 $2,213 $1,744
Travelers $3,404 $2,961 $2,764
USAA $1,835 $1,297 $1,104

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Cheap Clarksville, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clarksville, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Clarksville, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clarksville, Ohio

ZIP Code Average Annual Rates
45113 $2,653

Cheap Clarksville, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Clarksville, Ohio auto insurance. Find the cheapest annual Clarksville, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clarksville, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,200 $3,200
American Family $1,489 $1,525
Farmers $3,343 $3,343
GEICO $1,766 $1,831
Liberty Mutual $3,932 $3,932
Nationwide $3,328 $3,328
Progressive $3,613 $3,613
State Farm $2,451 $2,574
Travelers $3,043 $3,043
USAA $1,358 $1,466

Cheap Clarksville, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clarksville, Ohio? Check out the comparison of annual Clarksville, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clarksville, Ohio

Insurance Company Low Medium High
Allstate $3,098 $3,194 $3,309
American Family $1,483 $1,518 $1,520
Farmers $3,178 $3,297 $3,553
GEICO $1,745 $1,791 $1,860
Liberty Mutual $3,787 $3,951 $4,058
Nationwide $3,681 $3,226 $3,077
Progressive $3,463 $3,581 $3,794
State Farm $2,394 $2,520 $2,623
Travelers $2,968 $3,082 $3,079
USAA $1,353 $1,410 $1,473

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Best By Category: Cheapest Auto Insurance in Clarksville, Ohio

Compare the cheapest auto insurance companies in Clarksville, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clarksville, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Clarksville, Ohio Auto Insurance Companies

What auto insurance companies in Clarksville, Ohio are the cheapest? Compare the top Clarksville, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clarksville, Ohio

Insurance Company Average Annual Rates
Allstate $3,200
American Family $1,507
Farmers $3,343
GEICO $1,799
Liberty Mutual $3,932
Nationwide $3,328
Progressive $3,613
State Farm $2,512
Travelers $3,043
USAA $1,412

What affects auto insurance rates in Clarksville, Ohio?

There are a lot of reasons why auto insurance rates in Clarksville, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clarksville, Ohio. Many local factors may affect your Clarksville auto insurance rates.

Clarksville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Clarksville, Ohio commute length is 29.6 minutes according to City-Data.

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Compare Clarksville, Ohio Auto Insurance Quotes

Before you buy Clarksville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clarksville, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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