Best Cheap Auto Insurance in Clarksville, MI (2021)

The average Clarksville, MI auto insurance rates are $769 per month. The minimum auto insurance in Clarksville is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Clarksville, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Clarksville, Michigan is 20/40/10
  • The cheapest auto insurance company in Clarksville is USAA
  • Average auto insurance rates in Clarksville, MI for senior drivers are $6,152 per year

Clarksville, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Clarksville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clarksville, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Clarksville to other Michigan cities, including Lansing auto insurance rates, Livonia auto insurance rates, and Sterling Heights auto insurance rates to see how Clarksville, Michigan auto insurance rates stack up.

Before you buy Clarksville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clarksville, Michigan auto insurance quotes.

Minimum Auto Insurance in Clarksville, Michigan

Clarksville, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clarksville, Michigan.

Minimum Required Auto Insurance Coverage in Clarksville, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Clarksville, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clarksville, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clarksville, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,784 $16,784 $15,590 $15,590 $41,589 $41,589 $17,682 $17,682
Farmers $4,437 $4,437 $4,137 $4,137 $9,611 $9,611 $4,975 $4,975
GEICO $4,000 $4,000 $4,066 $4,066 $11,283 $11,283 $3,826 $3,826
Liberty Mutual $14,499 $14,499 $14,355 $14,355 $34,357 $34,357 $14,499 $14,499
Nationwide $2,796 $2,796 $2,515 $2,515 $6,805 $6,805 $3,033 $3,033
Progressive $3,164 $2,957 $2,788 $3,101 $11,547 $12,353 $3,695 $3,448
State Farm $6,128 $6,128 $5,631 $5,631 $20,750 $20,750 $7,173 $7,173
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,485 $2,361 $2,335 $2,213 $5,990 $5,704 $3,027 $2,914

Cheap Clarksville, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clarksville, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Clarksville, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Clarksville, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,589 $41,589
Farmers $9,611 $9,611
GEICO $11,283 $11,283
Liberty Mutual $34,357 $34,357
Nationwide $6,805 $6,805
Progressive $11,547 $12,353
State Farm $20,750 $20,750
Travelers $13,395 $13,395
USAA $5,990 $5,704

Cheap Clarksville, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Clarksville, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clarksville, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,590 $15,590
Farmers $4,137 $4,137
GEICO $4,066 $4,066
Liberty Mutual $14,355 $14,355
Nationwide $2,515 $2,515
Progressive $2,788 $3,101
State Farm $5,631 $5,631
Travelers $3,858 $3,858
USAA $2,335 $2,213

Cheap Clarksville, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clarksville, Michigan compared to the annual auto insurance rates with a clean record in Clarksville, Michigan.

Annual Clarksville, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,158 $14,912 $49,962 $15,613
Farmers $4,879 $6,190 $6,120 $5,970
GEICO $2,047 $4,315 $13,038 $3,776
Liberty Mutual $13,662 $16,428 $30,178 $17,443
Nationwide $3,269 $4,294 $3,929 $3,658
Progressive $4,566 $5,987 $5,384 $5,590
State Farm $6,460 $7,664 $16,089 $9,469
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,723 $3,387 $4,437 $2,966

Cheap Clarksville, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clarksville, Michigan is not easy. Compare the annual rates for DUI auto insurance in Clarksville, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Clarksville, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,962
Farmers $6,120
GEICO $13,038
Liberty Mutual $30,178
Nationwide $3,929
Progressive $5,384
State Farm $16,089
Travelers $10,331
USAA $4,437

Cheap Clarksville, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clarksville, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clarksville, Michigan

Insurance Company Poor Fair Good
Allstate $34,815 $19,242 $14,677
Farmers $7,701 $5,031 $4,637
GEICO $7,450 $5,476 $4,455
Liberty Mutual $30,734 $17,750 $9,799
Nationwide $4,707 $3,581 $3,074
Progressive $6,211 $5,223 $4,711
State Farm $16,069 $8,148 $5,545
Travelers $6,813 $6,608 $6,525
USAA $5,050 $2,884 $2,201

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Cheap Clarksville, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clarksville, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Clarksville, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clarksville, Michigan

ZIP Code Average Annual Rates
48815 $6,436

Cheap Clarksville, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Clarksville, Michigan auto insurance. Find the cheapest annual Clarksville, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clarksville, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,911 $22,911
Farmers $5,790 $5,790
GEICO $5,661 $5,927
Liberty Mutual $18,753 $20,103
Nationwide $3,787 $3,787
Progressive $5,382 $5,382
State Farm $9,660 $10,181
Travelers $6,611 $6,686
USAA $3,340 $3,417

Cheap Clarksville, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clarksville, Michigan? Check out the comparison of annual Clarksville, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clarksville, Michigan

Insurance Company Low Medium High
Allstate $22,349 $22,962 $23,424
Farmers $5,641 $5,775 $5,954
GEICO $5,412 $5,741 $6,229
Liberty Mutual $18,989 $19,385 $19,909
Nationwide $3,941 $3,729 $3,692
Progressive $5,220 $5,388 $5,536
State Farm $9,475 $9,975 $10,311
Travelers $6,575 $6,656 $6,715
USAA $3,284 $3,386 $3,466

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Best By Category: Cheapest Auto Insurance in Clarksville, Michigan

Compare the cheapest auto insurance companies in Clarksville, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clarksville, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Clarksville, Michigan Auto Insurance Companies

What auto insurance companies in Clarksville, Michigan are the cheapest? Compare the top Clarksville, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clarksville, Michigan

Insurance Company Average Annual Rates
Allstate $22,911
Farmers $5,790
GEICO $5,794
Liberty Mutual $19,428
Nationwide $3,787
Progressive $5,382
State Farm $9,921
Travelers $6,649
USAA $3,379

What affects auto insurance rates in Clarksville, Michigan?

There are a lot of reasons why auto insurance rates in Clarksville, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clarksville, Michigan. Many local factors may affect your Clarksville auto insurance rates.

Clarksville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Clarksville, Michigan commute length is 30.3 minutes according to City-Data.

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Compare Clarksville, Michigan Auto Insurance Quotes

Before you buy Clarksville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clarksville, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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