Best Cheap Auto Insurance in Clarkston, MI (2021)

The average Clarkston, MI auto insurance rates are $843 per month. The minimum auto insurance in Clarkston is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Clarkston, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Clarkston, MI for senior drivers are $6,648 per year
  • The cheapest auto insurance company in Clarkston is USAA
  • The most expensive auto insurance company in Clarkston for teen drivers is Allstate

Clarkston, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Clarkston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Clarkston, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Clarkston to other Michigan cities, including Sterling Heights auto insurance rates, Ann Arbor auto insurance rates, and Livonia auto insurance rates to see how Clarkston, Michigan auto insurance rates stack up.

Before you buy Clarkston, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Clarkston, Michigan auto insurance quotes.

Minimum Auto Insurance in Clarkston, Michigan

Clarkston, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Clarkston, Michigan.

Minimum Required Auto Insurance Coverage in Clarkston, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Clarkston, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Clarkston, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clarkston, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,249 $17,249 $15,989 $15,989 $43,690 $43,690 $18,186 $18,186
Farmers $4,091 $4,091 $3,812 $3,812 $9,487 $9,487 $4,605 $4,605
GEICO $4,284 $4,284 $4,399 $4,399 $12,133 $12,133 $4,091 $4,091
Liberty Mutual $14,993 $14,993 $14,847 $14,847 $34,903 $34,903 $14,993 $14,993
Nationwide $4,963 $4,963 $4,409 $4,409 $13,443 $13,443 $5,463 $5,463
Progressive $2,661 $2,488 $2,369 $2,603 $10,166 $10,975 $3,098 $2,916
State Farm $7,180 $7,180 $6,672 $6,672 $25,449 $25,449 $8,444 $8,444
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,840 $2,676 $2,673 $2,509 $7,142 $6,767 $3,468 $3,308

Cheap Clarkston, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Clarkston, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Clarkston, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Clarkston, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,690 $43,690
Farmers $9,487 $9,487
GEICO $12,133 $12,133
Liberty Mutual $34,903 $34,903
Nationwide $13,443 $13,443
Progressive $10,166 $10,975
State Farm $25,449 $25,449
Travelers $16,180 $16,180
USAA $7,142 $6,767

Cheap Clarkston, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Clarkston, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Clarkston, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,989 $15,989
Farmers $3,812 $3,812
GEICO $4,399 $4,399
Liberty Mutual $14,847 $14,847
Nationwide $4,409 $4,409
Progressive $2,369 $2,603
State Farm $6,672 $6,672
Travelers $4,626 $4,626
USAA $2,673 $2,509

Cheap Clarkston, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Clarkston, Michigan compared to the annual auto insurance rates with a clean record in Clarkston, Michigan.

Annual Clarkston, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,469 $15,328 $52,161 $16,156
Farmers $4,617 $5,896 $5,812 $5,670
GEICO $2,149 $4,631 $14,105 $4,022
Liberty Mutual $13,654 $16,711 $31,697 $17,675
Nationwide $6,033 $8,109 $7,334 $6,802
Progressive $3,975 $5,183 $4,656 $4,823
State Farm $7,521 $9,057 $19,807 $11,361
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,147 $3,947 $5,165 $3,433

Cheap Clarkston, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Clarkston, Michigan is not easy. Compare the annual rates for DUI auto insurance in Clarkston, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Clarkston, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $52,161
Farmers $5,812
GEICO $14,105
Liberty Mutual $31,697
Nationwide $7,334
Progressive $4,656
State Farm $19,807
Travelers $12,473
USAA $5,165

Cheap Clarkston, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Clarkston, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Clarkston, Michigan

Insurance Company Poor Fair Good
Allstate $35,995 $19,974 $15,366
Farmers $7,181 $4,838 $4,478
GEICO $8,011 $5,885 $4,785
Liberty Mutual $31,535 $18,213 $10,055
Nationwide $8,869 $6,678 $5,661
Progressive $5,327 $4,532 $4,119
State Farm $19,358 $9,797 $6,654
Travelers $8,206 $7,958 $7,858
USAA $5,881 $3,348 $2,541

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Cheap Clarkston, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Clarkston, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Clarkston, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Clarkston, Michigan

ZIP Code Average Annual Rates
48346 $7,056
48348 $7,186

Cheap Clarkston, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Clarkston, Michigan auto insurance. Find the cheapest annual Clarkston, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Clarkston, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $23,778 $23,778
Farmers $5,499 $5,499
GEICO $6,087 $6,367
Liberty Mutual $19,257 $20,611
Nationwide $7,070 $7,070
Progressive $4,659 $4,659
State Farm $11,620 $12,253
Travelers $7,961 $8,053
USAA $3,878 $3,968

Cheap Clarkston, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Clarkston, Michigan? Check out the comparison of annual Clarkston, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clarkston, Michigan

Insurance Company Low Medium High
Allstate $23,125 $23,837 $24,374
Farmers $5,338 $5,485 $5,674
GEICO $5,818 $6,172 $6,690
Liberty Mutual $19,475 $19,890 $20,437
Nationwide $7,380 $6,955 $6,874
Progressive $4,486 $4,668 $4,825
State Farm $11,353 $12,008 $12,448
Travelers $7,920 $8,016 $8,086
USAA $3,806 $3,933 $4,030

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Best By Category: Cheapest Auto Insurance in Clarkston, Michigan

Compare the cheapest auto insurance companies in Clarkston, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Clarkston, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Clarkston, Michigan Auto Insurance Companies

What auto insurance companies in Clarkston, Michigan are the cheapest? Compare the top Clarkston, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Clarkston, Michigan

Insurance Company Average Annual Rates
Allstate $23,778
Farmers $5,499
GEICO $6,227
Liberty Mutual $19,934
Nationwide $7,070
Progressive $4,659
State Farm $11,936
Travelers $8,007
USAA $3,923

What affects auto insurance rates in Clarkston, Michigan?

There are a lot of reasons why auto insurance rates in Clarkston, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Clarkston, Michigan. Many local factors may affect your Clarkston auto insurance rates.

Clarkston Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Clarkston, Michigan auto theft statistics, there have been 1 auto thefts in the city.

Clarkston Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Clarkston, Michigan commute length is 26.2 minutes according to City-Data.

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Compare Clarkston, Michigan Auto Insurance Quotes

Before you buy Clarkston, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Clarkston, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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