Best Cheap Auto Insurance in Cibolo, TX (2021)

The average Cibolo, TX auto insurance rates are $304 per month. The minimum auto insurance in Cibolo is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Cibolo, Texas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Cibolo is USAA
  • The average commute length in Cibolo is 30.2 minutes
  • The most expensive auto insurance company in Cibolo for teen drivers is Progressive

Cibolo, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Cibolo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cibolo, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Cibolo to other Texas cities, including Corpus Christi auto insurance rates, Houston auto insurance rates, and Plano auto insurance rates to see how Cibolo, Texas auto insurance rates stack up.

Before you buy Cibolo, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cibolo, Texas auto insurance quotes.

Minimum Auto Insurance in Cibolo, Texas

Cibolo, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cibolo, Texas.

Minimum Required Auto Insurance Coverage in Cibolo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cibolo, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cibolo, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cibolo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,198 $3,227 $3,155 $3,155 $8,562 $10,345 $3,969 $4,140
American Family $2,694 $3,006 $2,538 $2,912 $7,294 $9,545 $3,899 $4,448
GEICO $2,338 $2,527 $2,269 $2,586 $5,103 $5,260 $2,523 $2,498
Nationwide $2,055 $2,089 $1,821 $1,925 $5,782 $7,409 $2,410 $2,604
Progressive $2,259 $2,143 $2,023 $2,055 $9,674 $10,806 $2,679 $2,720
State Farm $2,110 $2,110 $1,890 $1,890 $5,173 $6,611 $2,303 $2,368
USAA $1,478 $1,483 $1,420 $1,406 $4,138 $4,489 $1,959 $2,089

Cheap Cibolo, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cibolo, Texas is a challenge. Take a look at the annual teen auto insurance rates in Cibolo, Texas.

Annual Auto Insurance Rates for Teen Drivers in Cibolo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,562 $10,345
American Family $7,294 $9,545
GEICO $5,103 $5,260
Nationwide $5,782 $7,409
Progressive $9,674 $10,806
State Farm $5,173 $6,611
USAA $4,138 $4,489

Cheap Cibolo, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Cibolo, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cibolo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,155 $3,155
American Family $2,538 $2,912
GEICO $2,269 $2,586
Nationwide $1,821 $1,925
Progressive $2,023 $2,055
State Farm $1,890 $1,890
USAA $1,420 $1,406

Cheap Cibolo, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cibolo, Texas compared to the annual auto insurance rates with a clean record in Cibolo, Texas.

Annual Cibolo, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $5,951 $6,230 $3,847
American Family $4,131 $5,283 $4,623 $4,131
GEICO $2,664 $3,519 $2,938 $3,432
Nationwide $2,835 $2,835 $4,181 $3,197
Progressive $3,745 $4,858 $4,367 $4,209
State Farm $2,702 $3,118 $3,706 $2,702
USAA $1,720 $2,547 $2,991 $1,973

Cheap Cibolo, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cibolo, Texas is not easy. Compare the annual rates for DUI auto insurance in Cibolo, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Cibolo, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,230
American Family $4,623
GEICO $2,938
Nationwide $4,181
Progressive $4,367
State Farm $3,706
USAA $2,991

Cheap Cibolo, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cibolo, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cibolo, Texas

Insurance Company Poor Fair Good
Allstate $6,303 $4,634 $3,970
American Family $6,221 $3,953 $3,451
GEICO $4,838 $2,743 $1,833
Nationwide $3,904 $3,144 $2,737
Progressive $4,817 $4,183 $3,884
State Farm $4,316 $2,698 $2,156
USAA $3,366 $1,967 $1,590

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Cheap Cibolo, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cibolo, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Cibolo, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cibolo, Texas

ZIP Code Average Annual Rates
78108 $5,425

Cheap Cibolo, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Cibolo, Texas auto insurance. Find the cheapest annual Cibolo, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cibolo, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,850 $5,087
American Family $4,542 $4,542
GEICO $3,080 $3,197
Nationwide $3,262 $3,262
Progressive $4,295 $4,295
State Farm $3,057 $3,057
USAA $2,278 $2,337

Cheap Cibolo, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cibolo, Texas? Check out the comparison of annual Cibolo, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cibolo, Texas

Insurance Company Low Medium High
Allstate $4,875 $4,934 $5,097
American Family $4,234 $4,378 $5,013
GEICO $2,953 $3,093 $3,368
Nationwide $3,512 $3,124 $3,149
Progressive $4,092 $4,276 $4,515
State Farm $2,876 $3,043 $3,252
USAA $2,216 $2,296 $2,411

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Best By Category: Cheapest Auto Insurance in Cibolo, Texas

Compare the cheapest auto insurance companies in Cibolo, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cibolo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Cibolo, Texas Auto Insurance Companies

What auto insurance companies in Cibolo, Texas are the cheapest? Compare the top Cibolo, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cibolo, Texas

Insurance Company Average Annual Rates
Allstate $4,969
American Family $4,542
GEICO $3,138
Nationwide $3,262
Progressive $4,295
State Farm $3,057
USAA $2,308

What affects auto insurance rates in Cibolo, Texas?

There are a lot of reasons why auto insurance rates in Cibolo, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cibolo, Texas. Many local factors may affect your Cibolo auto insurance rates.

Cibolo Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Cibolo, Texas auto theft statistics, there have been 10 auto thefts in the city.

Cibolo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cibolo, Texas commute length is 30.2 minutes according to City-Data.

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Compare Cibolo, Texas Auto Insurance Quotes

Before you buy Cibolo, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cibolo, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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