Best Cheap Auto Insurance in Churchill, OH (2021)

The average Churchill, OH auto insurance rates are $267 per month. The minimum auto insurance in Churchill is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Churchill, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Churchill, Ohio is 25/50/25
  • The most expensive auto insurance company in Churchill for teen drivers is Liberty Mutual
  • The average commute length in Churchill is 20.0 minutes

Churchill, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Churchill can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Churchill, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Churchill to other Ohio cities, including Youngs auto insurance rates, Columbus auto insurance rates, and Cleveland auto insurance rates to see how Churchill, Ohio auto insurance rates stack up.

Before you buy Churchill, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Churchill, Ohio auto insurance quotes.

Minimum Auto Insurance in Churchill, Ohio

Churchill, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Churchill, Ohio.

Minimum Required Auto Insurance Coverage in Churchill, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Churchill, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Churchill, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Churchill, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,402 $2,395 $2,183 $2,337 $6,670 $7,572 $2,496 $2,649
American Family $973 $1,009 $899 $901 $3,114 $3,375 $1,204 $1,268
Farmers $2,061 $2,068 $1,814 $1,922 $9,452 $9,852 $2,304 $2,394
GEICO $1,589 $1,549 $1,505 $1,532 $4,315 $4,006 $1,765 $1,484
Liberty Mutual $2,267 $2,481 $1,735 $2,128 $11,908 $13,457 $2,402 $2,620
Nationwide $2,700 $2,712 $2,435 $2,450 $7,032 $9,062 $2,894 $3,370
Progressive $1,927 $1,810 $1,610 $1,665 $8,653 $9,737 $2,293 $2,376
State Farm $1,692 $1,692 $1,529 $1,529 $5,426 $6,818 $1,966 $2,246
Travelers $1,494 $1,517 $1,486 $1,480 $6,537 $10,406 $1,556 $1,766
USAA $1,075 $1,085 $1,023 $1,021 $3,362 $3,744 $1,444 $1,553

Cheap Churchill, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Churchill, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Churchill, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Churchill, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,670 $7,572
American Family $3,114 $3,375
Farmers $9,452 $9,852
GEICO $4,315 $4,006
Liberty Mutual $11,908 $13,457
Nationwide $7,032 $9,062
Progressive $8,653 $9,737
State Farm $5,426 $6,818
Travelers $6,537 $10,406
USAA $3,362 $3,744

Cheap Churchill, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Churchill, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Churchill, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,183 $2,337
American Family $899 $901
Farmers $1,814 $1,922
GEICO $1,505 $1,532
Liberty Mutual $1,735 $2,128
Nationwide $2,435 $2,450
Progressive $1,610 $1,665
State Farm $1,529 $1,529
Travelers $1,486 $1,480
USAA $1,023 $1,021

Cheap Churchill, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Churchill, Ohio compared to the annual auto insurance rates with a clean record in Churchill, Ohio.

Annual Churchill, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,998 $3,666 $4,286 $3,402
American Family $1,526 $1,615 $1,615 $1,615
Farmers $3,289 $4,235 $4,133 $4,276
GEICO $1,499 $2,170 $3,162 $2,041
Liberty Mutual $4,087 $5,267 $5,373 $4,773
Nationwide $3,267 $4,161 $5,284 $3,615
Progressive $3,237 $4,414 $3,454 $3,929
State Farm $2,599 $3,126 $2,862 $2,862
Travelers $2,415 $3,146 $4,755 $2,804
USAA $1,365 $1,837 $2,436 $1,515

Cheap Churchill, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Churchill, Ohio is not easy. Compare the annual rates for DUI auto insurance in Churchill, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Churchill, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,286
American Family $1,615
Farmers $4,133
GEICO $3,162
Liberty Mutual $5,373
Nationwide $5,284
Progressive $3,454
State Farm $2,862
Travelers $4,755
USAA $2,436

Cheap Churchill, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Churchill, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Churchill, Ohio

Insurance Company Poor Fair Good
Allstate $4,630 $3,354 $2,780
American Family $2,114 $1,442 $1,223
Farmers $4,507 $3,812 $3,630
GEICO $2,665 $2,218 $1,772
Liberty Mutual $6,987 $4,281 $3,356
Nationwide $4,934 $3,967 $3,344
Progressive $4,214 $3,651 $3,412
State Farm $4,073 $2,523 $1,992
Travelers $3,667 $3,191 $2,983
USAA $2,322 $1,643 $1,400

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Cheap Churchill, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Churchill, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Churchill, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Churchill, Ohio

ZIP Code Average Annual Rates
44420 $2,865

Cheap Churchill, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Churchill, Ohio auto insurance. Find the cheapest annual Churchill, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Churchill, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,588 $3,588
American Family $1,573 $1,612
Farmers $3,983 $3,983
GEICO $2,179 $2,258
Liberty Mutual $4,875 $4,875
Nationwide $4,082 $4,082
Progressive $3,759 $3,759
State Farm $2,789 $2,936
Travelers $3,280 $3,280
USAA $1,719 $1,858

Cheap Churchill, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Churchill, Ohio? Check out the comparison of annual Churchill, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Churchill, Ohio

Insurance Company Low Medium High
Allstate $3,399 $3,577 $3,788
American Family $1,556 $1,605 $1,618
Farmers $3,737 $3,903 $4,310
GEICO $2,137 $2,206 $2,312
Liberty Mutual $4,667 $4,906 $5,051
Nationwide $4,495 $3,958 $3,792
Progressive $3,587 $3,721 $3,968
State Farm $2,691 $2,872 $3,024
Travelers $3,163 $3,329 $3,348
USAA $1,701 $1,787 $1,877

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Best By Category: Cheapest Auto Insurance in Churchill, Ohio

Compare the cheapest auto insurance companies in Churchill, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Churchill, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Churchill, Ohio Auto Insurance Companies

What auto insurance companies in Churchill, Ohio are the cheapest? Compare the top Churchill, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Churchill, Ohio

Insurance Company Average Annual Rates
Allstate $3,588
American Family $1,593
Farmers $3,983
GEICO $2,218
Liberty Mutual $4,875
Nationwide $4,082
Progressive $3,759
State Farm $2,862
Travelers $3,280
USAA $1,788

What affects auto insurance rates in Churchill, Ohio?

There are a lot of reasons why auto insurance rates in Churchill, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Churchill, Ohio. Many local factors may affect your Churchill auto insurance rates.

Churchill Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Churchill, Ohio commute length is 20.0 minutes according to City-Data.

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Compare Churchill, Ohio Auto Insurance Quotes

Before you buy Churchill, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Churchill, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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