Best Cheap Auto Insurance in Church Point, LA (2021)

The average Church Point, LA auto insurance rates are $460 per month. The minimum auto insurance in Church Point is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Church Point, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Church Point, Louisiana is 15/30/25
  • Average auto insurance rates in Church Point, LA for senior drivers are $3,441 per year
  • The most expensive auto insurance company in Church Point for teen drivers is Progressive

Church Point, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Church Point can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Church Point, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Church Point to other Louisiana cities, including Baton Rouge auto insurance rates, Houma auto insurance rates, and Lafayette auto insurance rates to see how Church Point, Louisiana auto insurance rates stack up.

Before you buy Church Point, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Church Point, Louisiana auto insurance quotes.

Minimum Auto Insurance in Church Point, Louisiana

Church Point, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Church Point, Louisiana.

Minimum Required Auto Insurance Coverage in Church Point, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Church Point, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Church Point, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Church Point, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,086 $4,086 $4,242 $4,242 $9,029 $11,373 $4,517 $4,896
GEICO $3,218 $3,712 $3,879 $4,757 $11,972 $12,572 $3,103 $2,981
Progressive $3,796 $3,528 $3,186 $3,449 $15,345 $17,033 $4,324 $4,396
State Farm $2,911 $2,911 $2,690 $2,690 $8,665 $10,851 $3,246 $3,637
USAA $2,706 $2,660 $2,650 $2,623 $8,233 $9,636 $3,324 $3,640

Cheap Church Point, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Church Point, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Church Point, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Church Point, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,029 $11,373
GEICO $11,972 $12,572
Progressive $15,345 $17,033
State Farm $8,665 $10,851
USAA $8,233 $9,636

Cheap Church Point, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Church Point, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Church Point, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,242 $4,242
GEICO $3,879 $4,757
Progressive $3,186 $3,449
State Farm $2,690 $2,690
USAA $2,650 $2,623

Cheap Church Point, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Church Point, Louisiana compared to the annual auto insurance rates with a clean record in Church Point, Louisiana.

Annual Church Point, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,561 $7,031 $6,260 $5,384
GEICO $3,911 $6,338 $7,834 $5,015
Progressive $5,728 $7,713 $7,390 $6,698
State Farm $4,302 $5,099 $4,700 $4,700
USAA $3,379 $4,707 $5,613 $4,038

Cheap Church Point, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Church Point, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Church Point, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Church Point, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,260
GEICO $7,834
Progressive $7,390
State Farm $4,700
USAA $5,613

Cheap Church Point, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Church Point, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Church Point, Louisiana

Insurance Company Poor Fair Good
Allstate $7,628 $5,233 $4,567
GEICO $6,869 $5,961 $4,494
Progressive $7,761 $6,672 $6,214
State Farm $6,501 $4,200 $3,400
USAA $6,110 $3,917 $3,275

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Cheap Church Point, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Church Point, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Church Point, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Church Point, Louisiana

ZIP Code Average Annual Rates
70525 $5,160

Cheap Church Point, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Church Point, Louisiana auto insurance. Find the cheapest annual Church Point, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Church Point, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,809 $5,809
GEICO $5,663 $5,885
Progressive $6,882 $6,882
State Farm $4,580 $4,821
USAA $4,297 $4,571

Cheap Church Point, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Church Point, Louisiana? Check out the comparison of annual Church Point, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Church Point, Louisiana

Insurance Company Low Medium High
Allstate $5,020 $5,921 $6,487
GEICO $4,724 $5,797 $6,802
Progressive $5,676 $6,821 $8,149
State Farm $4,021 $4,687 $5,392
USAA $3,824 $4,504 $4,974

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Best By Category: Cheapest Auto Insurance in Church Point, Louisiana

Compare the cheapest auto insurance companies in Church Point, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Church Point, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Church Point, Louisiana Auto Insurance Companies

What auto insurance companies in Church Point, Louisiana are the cheapest? Compare the top Church Point, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Church Point, Louisiana

Insurance Company Average Annual Rates
Allstate $5,809
GEICO $5,774
Progressive $6,882
State Farm $4,700
USAA $4,434

What affects auto insurance rates in Church Point, Louisiana?

There are a lot of reasons why auto insurance rates in Church Point, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Church Point, Louisiana. Many local factors may affect your Church Point auto insurance rates.

Church Point Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Church Point, Louisiana auto theft statistics, there have been 10 auto thefts in the city.

Church Point Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Church Point, Louisiana commute length is 33.3 minutes according to City-Data.

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Compare Church Point, Louisiana Auto Insurance Quotes

Before you buy Church Point, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Church Point, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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