Best Cheap Auto Insurance in Chuluota, FL (2021)

The average Chuluota, FL auto insurance rates are $348 per month. The minimum auto insurance in Chuluota is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Chuluota, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Chuluota is USAA
  • Average auto insurance rates in Chuluota, FL for senior drivers are $2,531 per year
  • The most expensive auto insurance company in Chuluota for teen drivers is Allstate

Chuluota, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Chuluota can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chuluota, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Chuluota to other Florida cities, including Fort Lauderdale auto insurance rates, Hialeah auto insurance rates, and Tallahassee auto insurance rates to see how Chuluota, Florida auto insurance rates stack up.

Before you buy Chuluota, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chuluota, Florida auto insurance quotes.

Minimum Auto Insurance in Chuluota, Florida

Chuluota, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chuluota, Florida.

Minimum Required Auto Insurance Coverage in Chuluota, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Chuluota, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chuluota, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chuluota, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,208 $4,018 $3,659 $3,714 $14,431 $15,626 $4,188 $4,245
GEICO $2,783 $2,792 $2,607 $2,607 $4,978 $6,219 $3,062 $3,096
Liberty Mutual $3,147 $3,147 $2,891 $2,891 $6,564 $10,070 $3,147 $4,240
Nationwide $2,622 $2,588 $2,345 $2,424 $6,256 $7,694 $2,883 $2,998
Progressive $3,298 $3,127 $2,849 $3,039 $9,317 $10,173 $3,987 $3,825
State Farm $1,929 $1,929 $1,753 $1,753 $5,666 $7,244 $2,143 $2,301
USAA $1,560 $1,533 $1,460 $1,445 $5,345 $6,195 $1,947 $2,099

Cheap Chuluota, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chuluota, Florida is a challenge. Take a look at the annual teen auto insurance rates in Chuluota, Florida.

Annual Auto Insurance Rates for Teen Drivers in Chuluota, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,431 $15,626
GEICO $4,978 $6,219
Liberty Mutual $6,564 $10,070
Nationwide $6,256 $7,694
Progressive $9,317 $10,173
State Farm $5,666 $7,244
USAA $5,345 $6,195

Cheap Chuluota, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Chuluota, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chuluota, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,659 $3,714
GEICO $2,607 $2,607
Liberty Mutual $2,891 $2,891
Nationwide $2,345 $2,424
Progressive $2,849 $3,039
State Farm $1,753 $1,753
USAA $1,460 $1,445

Cheap Chuluota, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chuluota, Florida compared to the annual auto insurance rates with a clean record in Chuluota, Florida.

Annual Chuluota, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,834 $6,988 $7,750 $6,473
GEICO $2,440 $3,128 $4,673 $3,830
Liberty Mutual $3,270 $4,228 $6,107 $4,444
Nationwide $3,186 $3,492 $4,692 $3,535
Progressive $3,906 $5,786 $4,869 $5,248
State Farm $2,824 $3,355 $3,090 $3,090
USAA $2,110 $2,608 $3,860 $2,213

Cheap Chuluota, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chuluota, Florida is not easy. Compare the annual rates for DUI auto insurance in Chuluota, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Chuluota, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,750
GEICO $4,673
Liberty Mutual $6,107
Nationwide $4,692
Progressive $4,869
State Farm $3,090
USAA $3,860

Cheap Chuluota, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chuluota, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chuluota, Florida

Insurance Company Poor Fair Good
Allstate $9,462 $5,977 $4,845
GEICO $5,137 $3,098 $2,318
Liberty Mutual $5,792 $4,269 $3,475
Nationwide $4,654 $3,425 $3,099
Progressive $6,452 $4,579 $3,825
State Farm $4,228 $2,771 $2,271
USAA $4,393 $2,145 $1,556

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Cheap Chuluota, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chuluota, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Chuluota, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chuluota, Florida

ZIP Code Average Annual Rates
32766 $3,216

Cheap Chuluota, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Chuluota, Florida auto insurance. Find the cheapest annual Chuluota, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chuluota, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,568 $6,954
GEICO $3,501 $3,535
Liberty Mutual $4,369 $4,656
Nationwide $3,726 $3,726
Progressive $4,952 $4,952
State Farm $2,985 $3,195
USAA $2,667 $2,729

Cheap Chuluota, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chuluota, Florida? Check out the comparison of annual Chuluota, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chuluota, Florida

Insurance Company Low Medium High
Allstate $5,248 $7,105 $7,930
GEICO $2,865 $3,645 $4,043
Liberty Mutual $4,150 $4,577 $4,809
Nationwide $2,937 $3,875 $4,366
Progressive $4,171 $5,065 $5,621
State Farm $2,623 $3,167 $3,480
USAA $2,338 $2,791 $2,965

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Best By Category: Cheapest Auto Insurance in Chuluota, Florida

Compare the cheapest auto insurance companies in Chuluota, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chuluota, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Chuluota, Florida Auto Insurance Companies

What auto insurance companies in Chuluota, Florida are the cheapest? Compare the top Chuluota, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chuluota, Florida

Insurance Company Average Annual Rates
Allstate $6,761
GEICO $3,518
Liberty Mutual $4,512
Nationwide $3,726
Progressive $4,952
State Farm $3,090
USAA $2,698

What affects auto insurance rates in Chuluota, Florida?

There are a lot of reasons why auto insurance rates in Chuluota, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Chuluota, Florida. Many local factors may affect your Chuluota auto insurance rates.

Chuluota Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Chuluota, Florida commute length is 32.5 minutes according to City-Data.

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Compare Chuluota, Florida Auto Insurance Quotes

Before you buy Chuluota, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chuluota, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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