Best Cheap Auto Insurance in Choctaw Lake, OH (2021)

The average Choctaw Lake, OH auto insurance rates are $228 per month. The minimum auto insurance in Choctaw Lake is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Choctaw Lake, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Choctaw Lake, OH for senior drivers are $1,420 per year
  • The cheapest auto insurance company in Choctaw Lake is USAA
  • The average commute length in Choctaw Lake is 30.9 minutes

Choctaw Lake, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Choctaw Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Choctaw Lake, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Choctaw Lake to other Ohio cities, including Toledo auto insurance rates, Cleveland auto insurance rates, and Parma auto insurance rates to see how Choctaw Lake, Ohio auto insurance rates stack up.

Before you buy Choctaw Lake, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Choctaw Lake, Ohio auto insurance quotes.

Minimum Auto Insurance in Choctaw Lake, Ohio

Choctaw Lake, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Choctaw Lake, Ohio.

Minimum Required Auto Insurance Coverage in Choctaw Lake, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Choctaw Lake, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Choctaw Lake, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Choctaw Lake, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $2,084 $1,894 $2,024 $5,858 $6,705 $2,196 $2,341
American Family $940 $976 $858 $862 $2,859 $3,107 $1,160 $1,222
Farmers $1,786 $1,778 $1,574 $1,661 $7,883 $8,171 $2,006 $2,097
GEICO $1,244 $1,208 $1,166 $1,171 $3,307 $3,080 $1,380 $1,172
Liberty Mutual $1,915 $2,087 $1,474 $1,788 $10,151 $11,460 $2,031 $2,218
Nationwide $2,153 $2,165 $1,942 $1,957 $5,487 $7,080 $2,308 $2,688
Progressive $1,663 $1,564 $1,387 $1,431 $7,440 $8,368 $1,990 $2,057
State Farm $1,511 $1,511 $1,355 $1,355 $4,772 $5,985 $1,758 $2,021
Travelers $1,448 $1,471 $1,435 $1,426 $6,141 $9,648 $1,508 $1,735
USAA $865 $872 $823 $822 $2,667 $2,969 $1,155 $1,248

Cheap Choctaw Lake, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Choctaw Lake, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Choctaw Lake, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Choctaw Lake, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,858 $6,705
American Family $2,859 $3,107
Farmers $7,883 $8,171
GEICO $3,307 $3,080
Liberty Mutual $10,151 $11,460
Nationwide $5,487 $7,080
Progressive $7,440 $8,368
State Farm $4,772 $5,985
Travelers $6,141 $9,648
USAA $2,667 $2,969

Cheap Choctaw Lake, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Choctaw Lake, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Choctaw Lake, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,894 $2,024
American Family $858 $862
Farmers $1,574 $1,661
GEICO $1,166 $1,171
Liberty Mutual $1,474 $1,788
Nationwide $1,942 $1,957
Progressive $1,387 $1,431
State Farm $1,355 $1,355
Travelers $1,435 $1,426
USAA $823 $822

Cheap Choctaw Lake, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Choctaw Lake, Ohio compared to the annual auto insurance rates with a clean record in Choctaw Lake, Ohio.

Annual Choctaw Lake, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,643 $3,198 $3,764 $2,994
American Family $1,436 $1,518 $1,518 $1,518
Farmers $2,774 $3,577 $3,488 $3,639
GEICO $1,169 $1,682 $2,426 $1,588
Liberty Mutual $3,479 $4,465 $4,558 $4,059
Nationwide $2,581 $3,285 $4,169 $2,855
Progressive $2,790 $3,799 $2,972 $3,388
State Farm $2,305 $2,762 $2,533 $2,533
Travelers $2,286 $2,976 $4,485 $2,659
USAA $1,098 $1,471 $1,926 $1,216

Cheap Choctaw Lake, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Choctaw Lake, Ohio is not easy. Compare the annual rates for DUI auto insurance in Choctaw Lake, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Choctaw Lake, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,764
American Family $1,518
Farmers $3,488
GEICO $2,426
Liberty Mutual $4,558
Nationwide $4,169
Progressive $2,972
State Farm $2,533
Travelers $4,485
USAA $1,926

Cheap Choctaw Lake, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Choctaw Lake, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Choctaw Lake, Ohio

Insurance Company Poor Fair Good
Allstate $4,045 $2,947 $2,458
American Family $1,987 $1,357 $1,150
Farmers $3,817 $3,223 $3,068
GEICO $2,056 $1,716 $1,376
Liberty Mutual $5,925 $3,642 $2,854
Nationwide $3,889 $3,133 $2,646
Progressive $3,632 $3,143 $2,937
State Farm $3,611 $2,231 $1,758
Travelers $3,471 $3,017 $2,816
USAA $1,853 $1,311 $1,118

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Cheap Choctaw Lake, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Choctaw Lake, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Choctaw Lake, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Choctaw Lake, Ohio

ZIP Code Average Annual Rates
43140 $2,621

Cheap Choctaw Lake, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Choctaw Lake, Ohio auto insurance. Find the cheapest annual Choctaw Lake, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Choctaw Lake, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,150 $3,150
American Family $1,480 $1,516
Farmers $3,370 $3,370
GEICO $1,687 $1,746
Liberty Mutual $4,140 $4,140
Nationwide $3,223 $3,223
Progressive $3,238 $3,238
State Farm $2,471 $2,596
Travelers $3,101 $3,101
USAA $1,374 $1,481

Cheap Choctaw Lake, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Choctaw Lake, Ohio? Check out the comparison of annual Choctaw Lake, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Choctaw Lake, Ohio

Insurance Company Low Medium High
Allstate $3,046 $3,143 $3,261
American Family $1,471 $1,509 $1,513
Farmers $3,199 $3,321 $3,589
GEICO $1,664 $1,709 $1,776
Liberty Mutual $3,991 $4,160 $4,270
Nationwide $3,567 $3,123 $2,978
Progressive $3,120 $3,211 $3,381
State Farm $2,411 $2,541 $2,648
Travelers $3,031 $3,140 $3,133
USAA $1,368 $1,426 $1,489

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Best By Category: Cheapest Auto Insurance in Choctaw Lake, Ohio

Compare the cheapest auto insurance companies in Choctaw Lake, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Choctaw Lake, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Choctaw Lake, Ohio Auto Insurance Companies

What auto insurance companies in Choctaw Lake, Ohio are the cheapest? Compare the top Choctaw Lake, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Choctaw Lake, Ohio

Insurance Company Average Annual Rates
Allstate $3,150
American Family $1,498
Farmers $3,370
GEICO $1,716
Liberty Mutual $4,140
Nationwide $3,223
Progressive $3,238
State Farm $2,533
Travelers $3,101
USAA $1,427

What affects auto insurance rates in Choctaw Lake, Ohio?

There are a lot of reasons why auto insurance rates in Choctaw Lake, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Choctaw Lake, Ohio. Many local factors may affect your Choctaw Lake auto insurance rates.

Choctaw Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Choctaw Lake, Ohio commute length is 30.9 minutes according to City-Data.

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Compare Choctaw Lake, Ohio Auto Insurance Quotes

Before you buy Choctaw Lake, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Choctaw Lake, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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