Best Cheap Auto Insurance in Chippewa Lake, MI (2021)

The average Chippewa Lake, MI auto insurance rates are $769 per month. The minimum auto insurance in Chippewa Lake is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Chippewa Lake, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Chippewa Lake for teen drivers is Liberty Mutual
  • Average auto insurance rates in Chippewa Lake, MI for senior drivers are $6,052 per year
  • The minimum auto insurance required in Chippewa Lake, Michigan is 20/40/10

Chippewa Lake, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Chippewa Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chippewa Lake, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Chippewa Lake to other Michigan cities, including Ann Arbor auto insurance rates, Livonia auto insurance rates, and Warren auto insurance rates to see how Chippewa Lake, Michigan auto insurance rates stack up.

Before you buy Chippewa Lake, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chippewa Lake, Michigan auto insurance quotes.

Minimum Auto Insurance in Chippewa Lake, Michigan

Chippewa Lake, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chippewa Lake, Michigan.

Minimum Required Auto Insurance Coverage in Chippewa Lake, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Chippewa Lake, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chippewa Lake, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chippewa Lake, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $12,749 $12,749 $11,774 $11,774 $32,522 $32,522 $13,450 $13,450
Farmers $3,909 $3,909 $3,642 $3,642 $8,973 $8,973 $4,398 $4,398
GEICO $3,869 $3,869 $3,929 $3,929 $10,745 $10,745 $3,700 $3,700
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $4,191 $4,191 $3,733 $3,733 $10,808 $10,808 $4,581 $4,581
Progressive $3,515 $3,247 $3,098 $3,483 $12,974 $13,774 $4,097 $3,748
State Farm $7,339 $7,339 $6,768 $6,768 $25,214 $25,214 $8,602 $8,602
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,925 $2,770 $2,747 $2,592 $7,224 $6,869 $3,579 $3,435

Cheap Chippewa Lake, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chippewa Lake, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Chippewa Lake, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Chippewa Lake, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $32,522 $32,522
Farmers $8,973 $8,973
GEICO $10,745 $10,745
Liberty Mutual $35,785 $35,785
Nationwide $10,808 $10,808
Progressive $12,974 $13,774
State Farm $25,214 $25,214
Travelers $13,395 $13,395
USAA $7,224 $6,869

Cheap Chippewa Lake, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Chippewa Lake, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chippewa Lake, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $11,774 $11,774
Farmers $3,642 $3,642
GEICO $3,929 $3,929
Liberty Mutual $14,804 $14,804
Nationwide $3,733 $3,733
Progressive $3,098 $3,483
State Farm $6,768 $6,768
Travelers $3,858 $3,858
USAA $2,747 $2,592

Cheap Chippewa Lake, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chippewa Lake, Michigan compared to the annual auto insurance rates with a clean record in Chippewa Lake, Michigan.

Annual Chippewa Lake, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,680 $11,524 $38,212 $12,078
Farmers $4,394 $5,605 $5,526 $5,396
GEICO $1,978 $4,143 $12,491 $3,631
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $4,987 $6,651 $6,057 $5,618
Progressive $5,057 $6,689 $6,001 $6,220
State Farm $7,735 $9,212 $19,549 $11,427
Travelers $4,510 $6,426 $10,331 $5,327
USAA $3,226 $4,033 $5,292 $3,519

Cheap Chippewa Lake, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chippewa Lake, Michigan is not easy. Compare the annual rates for DUI auto insurance in Chippewa Lake, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Chippewa Lake, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $38,212
Farmers $5,526
GEICO $12,491
Liberty Mutual $30,874
Nationwide $6,057
Progressive $6,001
State Farm $19,549
Travelers $10,331
USAA $5,292

Cheap Chippewa Lake, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chippewa Lake, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chippewa Lake, Michigan

Insurance Company Poor Fair Good
Allstate $26,622 $14,785 $11,464
Farmers $6,833 $4,600 $4,258
GEICO $7,148 $5,256 $4,278
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $7,316 $5,496 $4,673
Progressive $6,930 $5,819 $5,227
State Farm $19,439 $9,831 $6,673
Travelers $6,813 $6,608 $6,525
USAA $6,037 $3,421 $2,595

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Cheap Chippewa Lake, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chippewa Lake, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Chippewa Lake, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chippewa Lake, Michigan

ZIP Code Average Annual Rates
49320 $6,468

Cheap Chippewa Lake, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Chippewa Lake, Michigan auto insurance. Find the cheapest annual Chippewa Lake, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chippewa Lake, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $17,624 $17,624
Farmers $5,230 $5,230
GEICO $5,433 $5,689
Liberty Mutual $19,417 $20,833
Nationwide $5,828 $5,828
Progressive $5,992 $5,992
State Farm $11,659 $12,303
Travelers $6,611 $6,686
USAA $3,971 $4,064

Cheap Chippewa Lake, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chippewa Lake, Michigan? Check out the comparison of annual Chippewa Lake, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chippewa Lake, Michigan

Insurance Company Low Medium High
Allstate $17,196 $17,662 $18,013
Farmers $5,091 $5,218 $5,382
GEICO $5,218 $5,514 $5,950
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $6,109 $5,727 $5,648
Progressive $5,812 $5,999 $6,165
State Farm $11,404 $12,052 $12,486
Travelers $6,575 $6,656 $6,715
USAA $3,908 $4,027 $4,118

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Best By Category: Cheapest Auto Insurance in Chippewa Lake, Michigan

Compare the cheapest auto insurance companies in Chippewa Lake, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chippewa Lake, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Chippewa Lake, Michigan Auto Insurance Companies

What auto insurance companies in Chippewa Lake, Michigan are the cheapest? Compare the top Chippewa Lake, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chippewa Lake, Michigan

Insurance Company Average Annual Rates
Allstate $17,624
Farmers $5,230
GEICO $5,561
Liberty Mutual $20,125
Nationwide $5,828
Progressive $5,992
State Farm $11,981
Travelers $6,649
USAA $4,018

Compare Chippewa Lake, Michigan Auto Insurance Quotes

Before you buy Chippewa Lake, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chippewa Lake, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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