Best Cheap Auto Insurance in Chino Valley, AZ (2021)

The average Chino Valley, AZ auto insurance rates are $267 per month. The minimum auto insurance in Chino Valley is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Chino Valley, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Chino Valley is 27.0 minutes
  • Average auto insurance rates in Chino Valley, AZ for senior drivers are $1,851 per year
  • The most expensive auto insurance company in Chino Valley for teen drivers is Farmers

Chino Valley, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Chino Valley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chino Valley, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Chino Valley to other Arizona cities, including Phoenix auto insurance rates, Surprise auto insurance rates, and Gilbert auto insurance rates to see how Chino Valley, Arizona auto insurance rates stack up.

Before you buy Chino Valley, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chino Valley, Arizona auto insurance quotes.

Minimum Auto Insurance in Chino Valley, Arizona

Chino Valley, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chino Valley, Arizona.

Minimum Required Auto Insurance Coverage in Chino Valley, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Chino Valley, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chino Valley, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chino Valley, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,584 $2,584 $2,511 $2,511 $5,593 $7,256 $2,892 $3,145
American Family $2,510 $2,510 $2,305 $2,305 $6,583 $8,559 $2,510 $2,955
Farmers $2,200 $2,183 $1,961 $2,080 $9,121 $9,413 $2,503 $2,603
GEICO $1,483 $1,656 $1,238 $1,571 $4,260 $4,513 $1,357 $1,350
Nationwide $1,970 $2,008 $1,767 $1,872 $4,713 $6,030 $2,257 $2,438
Progressive $1,830 $1,609 $1,644 $1,563 $7,468 $8,341 $1,974 $1,971
State Farm $2,283 $2,283 $2,002 $2,002 $6,972 $8,755 $2,458 $3,114
Travelers $1,693 $1,779 $1,564 $1,660 $4,818 $6,005 $1,792 $1,883
USAA $1,469 $1,474 $1,374 $1,391 $5,407 $6,200 $1,924 $2,063

Cheap Chino Valley, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chino Valley, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Chino Valley, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Chino Valley, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,593 $7,256
American Family $6,583 $8,559
Farmers $9,121 $9,413
GEICO $4,260 $4,513
Nationwide $4,713 $6,030
Progressive $7,468 $8,341
State Farm $6,972 $8,755
Travelers $4,818 $6,005
USAA $5,407 $6,200

Cheap Chino Valley, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Chino Valley, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chino Valley, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,511 $2,511
American Family $2,305 $2,305
Farmers $1,961 $2,080
GEICO $1,238 $1,571
Nationwide $1,767 $1,872
Progressive $1,644 $1,563
State Farm $2,002 $2,002
Travelers $1,564 $1,660
USAA $1,374 $1,391

Cheap Chino Valley, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chino Valley, Arizona compared to the annual auto insurance rates with a clean record in Chino Valley, Arizona.

Annual Chino Valley, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,920 $3,682 $4,169 $3,767
American Family $2,667 $4,197 $5,155 $3,100
Farmers $3,379 $4,362 $4,254 $4,036
GEICO $1,695 $2,277 $3,048 $1,695
Nationwide $2,446 $2,570 $3,780 $2,731
Progressive $2,914 $3,827 $3,076 $3,383
State Farm $3,403 $4,064 $3,733 $3,733
Travelers $2,125 $2,763 $3,061 $2,647
USAA $1,939 $2,773 $3,658 $2,280

Cheap Chino Valley, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chino Valley, Arizona is not easy. Compare the annual rates for DUI auto insurance in Chino Valley, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Chino Valley, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,169
American Family $5,155
Farmers $4,254
GEICO $3,048
Nationwide $3,780
Progressive $3,076
State Farm $3,733
Travelers $3,061
USAA $3,658

Cheap Chino Valley, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chino Valley, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chino Valley, Arizona

Insurance Company Poor Fair Good
Allstate $4,654 $3,307 $2,942
American Family $4,755 $3,537 $3,047
Farmers $4,571 $3,820 $3,633
GEICO $2,991 $1,964 $1,580
Nationwide $3,460 $2,761 $2,425
Progressive $3,683 $3,214 $3,002
State Farm $6,874 $2,660 $1,666
Travelers $3,225 $2,633 $2,090
USAA $3,502 $2,448 $2,038

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Cheap Chino Valley, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chino Valley, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Chino Valley, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chino Valley, Arizona

ZIP Code Average Annual Rates
86323 $3,180

Cheap Chino Valley, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Chino Valley, Arizona auto insurance. Find the cheapest annual Chino Valley, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chino Valley, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,635 $3,635
American Family $3,743 $3,817
Farmers $4,008 $4,008
GEICO $2,141 $2,216
Nationwide $2,882 $2,882
Progressive $3,300 $3,300
State Farm $3,642 $3,825
Travelers $2,649 $2,649
USAA $2,634 $2,692

Cheap Chino Valley, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chino Valley, Arizona? Check out the comparison of annual Chino Valley, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chino Valley, Arizona

Insurance Company Low Medium High
Allstate $3,403 $3,653 $3,847
American Family $3,641 $3,901 $3,797
Farmers $3,553 $4,045 $4,426
GEICO $1,868 $2,207 $2,461
Nationwide $2,779 $2,909 $2,958
Progressive $2,940 $3,356 $3,604
State Farm $3,397 $3,795 $4,009
Travelers $2,394 $2,687 $2,866
USAA $2,448 $2,700 $2,841

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Best By Category: Cheapest Auto Insurance in Chino Valley, Arizona

Compare the cheapest auto insurance companies in Chino Valley, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chino Valley, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Chino Valley, Arizona Auto Insurance Companies

What auto insurance companies in Chino Valley, Arizona are the cheapest? Compare the top Chino Valley, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chino Valley, Arizona

Insurance Company Average Annual Rates
Allstate $3,635
American Family $3,780
Farmers $4,008
GEICO $2,179
Nationwide $2,882
Progressive $3,300
State Farm $3,733
Travelers $2,649
USAA $2,663

What affects auto insurance rates in Chino Valley, Arizona?

There are a lot of reasons why auto insurance rates in Chino Valley, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Chino Valley, Arizona. Many local factors may affect your Chino Valley auto insurance rates.

Chino Valley Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Chino Valley, Arizona auto theft statistics, there have been 14 auto thefts in the city.

Chino Valley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Chino Valley, Arizona commute length is 27.0 minutes according to City-Data.

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Compare Chino Valley, Arizona Auto Insurance Quotes

Before you buy Chino Valley, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chino Valley, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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