Best Cheap Auto Insurance in Chinle, AZ (2021)

The average Chinle, AZ auto insurance rates are $315 per month. The minimum auto insurance in Chinle is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Chinle, Arizona, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Chinle, Arizona is 15/30/10
  • The cheapest auto insurance company in Chinle is GEICO
  • Average auto insurance rates in Chinle, AZ for senior drivers are $2,180 per year

Chinle, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Chinle can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chinle, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Chinle to other Arizona cities, including Tucson auto insurance rates, Phoenix auto insurance rates, and Chandler auto insurance rates to see how Chinle, Arizona auto insurance rates stack up.

Before you buy Chinle, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chinle, Arizona auto insurance quotes.

Minimum Auto Insurance in Chinle, Arizona

Chinle, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chinle, Arizona.

Minimum Required Auto Insurance Coverage in Chinle, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Chinle, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chinle, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chinle, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,992 $3,992 $3,883 $3,883 $8,724 $11,333 $4,476 $4,873
American Family $2,766 $2,766 $2,538 $2,538 $7,272 $9,457 $2,766 $3,260
Farmers $2,508 $2,514 $2,223 $2,349 $10,842 $11,326 $2,877 $3,022
GEICO $1,529 $1,712 $1,261 $1,588 $4,392 $4,685 $1,402 $1,412
Nationwide $2,351 $2,399 $2,098 $2,227 $5,789 $7,430 $2,711 $2,935
Progressive $1,921 $1,695 $1,726 $1,634 $7,946 $8,933 $2,090 $2,110
State Farm $2,744 $2,744 $2,407 $2,407 $8,248 $10,347 $2,951 $3,728
Travelers $1,718 $1,804 $1,569 $1,666 $4,818 $5,930 $1,826 $1,920
USAA $1,729 $1,735 $1,612 $1,634 $6,479 $7,439 $2,281 $2,450

Cheap Chinle, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chinle, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Chinle, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Chinle, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,724 $11,333
American Family $7,272 $9,457
Farmers $10,842 $11,326
GEICO $4,392 $4,685
Nationwide $5,789 $7,430
Progressive $7,946 $8,933
State Farm $8,248 $10,347
Travelers $4,818 $5,930
USAA $6,479 $7,439

Cheap Chinle, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Chinle, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chinle, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,883 $3,883
American Family $2,538 $2,538
Farmers $2,223 $2,349
GEICO $1,261 $1,588
Nationwide $2,098 $2,227
Progressive $1,726 $1,634
State Farm $2,407 $2,407
Travelers $1,569 $1,666
USAA $1,612 $1,634

Cheap Chinle, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chinle, Arizona compared to the annual auto insurance rates with a clean record in Chinle, Arizona.

Annual Chinle, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,527 $5,711 $6,484 $5,858
American Family $2,949 $4,595 $5,707 $3,430
Farmers $3,973 $5,121 $4,994 $4,742
GEICO $1,756 $2,345 $3,133 $1,756
Nationwide $2,951 $3,102 $4,611 $3,305
Progressive $3,092 $4,070 $3,268 $3,596
State Farm $4,060 $4,834 $4,447 $4,447
Travelers $2,128 $2,778 $3,054 $2,666
USAA $2,306 $3,302 $4,357 $2,715

Cheap Chinle, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chinle, Arizona is not easy. Compare the annual rates for DUI auto insurance in Chinle, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Chinle, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,484
American Family $5,707
Farmers $4,994
GEICO $3,133
Nationwide $4,611
Progressive $3,268
State Farm $4,447
Travelers $3,054
USAA $4,357

Cheap Chinle, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chinle, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chinle, Arizona

Insurance Company Poor Fair Good
Allstate $7,238 $5,133 $4,563
American Family $5,252 $3,901 $3,358
Farmers $5,354 $4,494 $4,275
GEICO $3,088 $2,026 $1,629
Nationwide $4,205 $3,344 $2,928
Progressive $3,915 $3,416 $3,189
State Farm $8,154 $3,180 $2,006
Travelers $3,237 $2,643 $2,089
USAA $4,176 $2,912 $2,421

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Cheap Chinle, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chinle, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Chinle, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chinle, Arizona

ZIP Code Average Annual Rates
86503 $3,753

Cheap Chinle, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Chinle, Arizona auto insurance. Find the cheapest annual Chinle, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chinle, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,645 $5,645
American Family $4,129 $4,211
Farmers $4,707 $4,707
GEICO $2,209 $2,286
Nationwide $3,492 $3,492
Progressive $3,507 $3,507
State Farm $4,339 $4,555
Travelers $2,656 $2,656
USAA $3,136 $3,204

Cheap Chinle, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chinle, Arizona? Check out the comparison of annual Chinle, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chinle, Arizona

Insurance Company Low Medium High
Allstate $5,304 $5,678 $5,952
American Family $4,026 $4,304 $4,181
Farmers $4,073 $4,751 $5,298
GEICO $1,968 $2,271 $2,504
Nationwide $3,379 $3,520 $3,579
Progressive $3,166 $3,560 $3,794
State Farm $4,043 $4,515 $4,783
Travelers $2,449 $2,687 $2,833
USAA $2,931 $3,212 $3,367

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Best By Category: Cheapest Auto Insurance in Chinle, Arizona

Compare the cheapest auto insurance companies in Chinle, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chinle, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

The Cheapest Chinle, Arizona Auto Insurance Companies

What auto insurance companies in Chinle, Arizona are the cheapest? Compare the top Chinle, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chinle, Arizona

Insurance Company Average Annual Rates
Allstate $5,645
American Family $4,170
Farmers $4,707
GEICO $2,248
Nationwide $3,492
Progressive $3,507
State Farm $4,447
Travelers $2,656
USAA $3,170

What affects auto insurance rates in Chinle, Arizona?

There are a lot of reasons why auto insurance rates in Chinle, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Chinle, Arizona. Many local factors may affect your Chinle auto insurance rates.

Chinle Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Chinle, Arizona commute length is 14.7 minutes according to City-Data.

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Compare Chinle, Arizona Auto Insurance Quotes

Before you buy Chinle, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chinle, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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