Best Cheap Auto Insurance in Cheyenne Wells, CO (2021)

The average Cheyenne Wells, CO auto insurance rates are $326 per month. The minimum auto insurance in Cheyenne Wells is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Cheyenne Wells, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Cheyenne Wells for teen drivers is Farmers
  • The minimum auto insurance required in Cheyenne Wells, Colorado is 25/50/15
  • The cheapest auto insurance company in Cheyenne Wells is Liberty Mutual

Cheyenne Wells, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Cheyenne Wells can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cheyenne Wells, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Cheyenne Wells to other Colorado cities, including Pueblo auto insurance rates, Denver auto insurance rates, and Aurora auto insurance rates to see how Cheyenne Wells, Colorado auto insurance rates stack up.

Before you buy Cheyenne Wells, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cheyenne Wells, Colorado auto insurance quotes.

Minimum Auto Insurance in Cheyenne Wells, Colorado

Cheyenne Wells, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cheyenne Wells, Colorado.

Minimum Required Auto Insurance Coverage in Cheyenne Wells, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Cheyenne Wells, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cheyenne Wells, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cheyenne Wells, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,070 $3,042 $2,796 $3,015 $10,942 $10,932 $3,349 $3,380
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,743 $1,709 $1,488 $1,632 $4,850 $5,271 $1,754 $1,769
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $3,101 $2,920 $2,614 $2,630 $9,615 $10,782 $3,518 $3,443
State Farm $2,152 $2,152 $1,891 $1,891 $5,670 $7,257 $2,389 $2,816
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Cheap Cheyenne Wells, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cheyenne Wells, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Cheyenne Wells, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Cheyenne Wells, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,559 $7,395
Farmers $10,942 $10,932
GEICO $6,808 $7,210
Liberty Mutual $4,850 $5,271
Nationwide $6,687 $8,617
Progressive $9,615 $10,782
State Farm $5,670 $7,257
USAA $5,826 $6,723

Cheap Cheyenne Wells, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Cheyenne Wells, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cheyenne Wells, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,070 $2,070
Farmers $2,796 $3,015
GEICO $2,320 $2,581
Liberty Mutual $1,488 $1,632
Nationwide $2,380 $2,529
Progressive $2,614 $2,630
State Farm $1,891 $1,891
USAA $2,298 $2,340

Cheap Cheyenne Wells, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cheyenne Wells, Colorado compared to the annual auto insurance rates with a clean record in Cheyenne Wells, Colorado.

Annual Cheyenne Wells, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,287 $5,489 $5,418 $5,070
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,206 $2,590 $2,698 $2,613
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,203 $5,727 $4,442 $4,939
State Farm $3,055 $3,500 $3,277 $3,277
USAA $2,644 $3,195 $5,527 $2,989

Cheap Cheyenne Wells, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cheyenne Wells, Colorado is not easy. Compare the annual rates for DUI auto insurance in Cheyenne Wells, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Cheyenne Wells, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,589
Farmers $5,418
GEICO $4,302
Liberty Mutual $2,698
Nationwide $5,371
Progressive $4,442
State Farm $3,277
USAA $5,527

Cheap Cheyenne Wells, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cheyenne Wells, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cheyenne Wells, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,381 $3,091 $2,589
Farmers $5,921 $4,756 $4,520
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,615 $2,205 $1,761
Nationwide $4,848 $3,820 $3,334
Progressive $5,548 $4,677 $4,259
State Farm $4,556 $2,923 $2,353
USAA $5,346 $3,014 $2,405

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Cheap Cheyenne Wells, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cheyenne Wells, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Cheyenne Wells, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cheyenne Wells, Colorado

ZIP Code Average Annual Rates
80810 $3,601

Cheap Cheyenne Wells, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Cheyenne Wells, Colorado auto insurance. Find the cheapest annual Cheyenne Wells, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cheyenne Wells, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,283 $3,424
Farmers $5,066 $5,066
GEICO $3,397 $3,562
Liberty Mutual $2,527 $2,527
Nationwide $4,001 $4,001
Progressive $4,828 $4,828
State Farm $3,198 $3,356
USAA $3,485 $3,692

Cheap Cheyenne Wells, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cheyenne Wells, Colorado? Check out the comparison of annual Cheyenne Wells, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cheyenne Wells, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,205 $3,423 $3,432
Farmers $4,458 $4,997 $5,742
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,382 $2,516 $2,683
Nationwide $4,052 $4,001 $3,949
Progressive $4,552 $4,837 $5,095
State Farm $3,120 $3,277 $3,435
USAA $3,452 $3,588 $3,726

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Best By Category: Cheapest Auto Insurance in Cheyenne Wells, Colorado

Compare the cheapest auto insurance companies in Cheyenne Wells, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cheyenne Wells, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Cheyenne Wells, Colorado Auto Insurance Companies

What auto insurance companies in Cheyenne Wells, Colorado are the cheapest? Compare the top Cheyenne Wells, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cheyenne Wells, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,353
Farmers $5,066
GEICO $3,480
Liberty Mutual $2,527
Nationwide $4,001
Progressive $4,828
State Farm $3,277
USAA $3,589

What affects auto insurance rates in Cheyenne Wells, Colorado?

There are a lot of reasons why auto insurance rates in Cheyenne Wells, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cheyenne Wells, Colorado. Many local factors may affect your Cheyenne Wells auto insurance rates.

Cheyenne Wells Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cheyenne Wells, Colorado commute length is 12.3 minutes according to City-Data.

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Compare Cheyenne Wells, Colorado Auto Insurance Quotes

Before you buy Cheyenne Wells, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cheyenne Wells, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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