Best Cheap Auto Insurance in Chester Springs, PA (2021)

The average Chester Springs, PA auto insurance rates are $373 per month. The minimum auto insurance in Chester Springs is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Chester Springs, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Chester Springs for teen drivers is Travelers
  • The minimum auto insurance required in Chester Springs, Pennsylvania is 15/30/5
  • The cheapest auto insurance company in Chester Springs is USAA

Chester Springs, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Chester Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chester Springs, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Chester Springs to other Pennsylvania cities, including Allen auto insurance rates, Reading auto insurance rates, and Bethlehem auto insurance rates to see how Chester Springs, Pennsylvania auto insurance rates stack up.

Before you buy Chester Springs, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chester Springs, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Chester Springs, Pennsylvania

Chester Springs, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chester Springs, Pennsylvania.

Minimum Required Auto Insurance Coverage in Chester Springs, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Chester Springs, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chester Springs, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chester Springs, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,722 $2,722 $2,520 $2,520 $9,484 $9,484 $2,990 $2,990
GEICO $2,167 $1,874 $2,070 $1,791 $5,619 $4,872 $2,175 $1,881
Liberty Mutual $4,280 $4,280 $3,924 $3,924 $12,436 $12,436 $5,425 $5,425
Nationwide $2,174 $2,174 $2,064 $2,064 $6,180 $6,180 $2,443 $2,443
Progressive $2,930 $2,930 $2,631 $2,631 $9,604 $9,604 $3,732 $3,732
State Farm $1,917 $1,917 $1,698 $1,698 $6,976 $6,976 $2,121 $2,121
Travelers $1,961 $1,961 $2,129 $2,129 $29,716 $29,716 $2,350 $2,350
USAA $1,192 $1,192 $1,080 $1,080 $3,671 $3,671 $1,583 $1,583

Cheap Chester Springs, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chester Springs, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Chester Springs, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Chester Springs, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,484 $9,484
GEICO $5,619 $4,872
Liberty Mutual $12,436 $12,436
Nationwide $6,180 $6,180
Progressive $9,604 $9,604
State Farm $6,976 $6,976
Travelers $29,716 $29,716
USAA $3,671 $3,671

Cheap Chester Springs, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Chester Springs, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chester Springs, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,520 $2,520
GEICO $2,070 $1,791
Liberty Mutual $3,924 $3,924
Nationwide $2,064 $2,064
Progressive $2,631 $2,631
State Farm $1,698 $1,698
Travelers $2,129 $2,129
USAA $1,080 $1,080

Cheap Chester Springs, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chester Springs, Pennsylvania compared to the annual auto insurance rates with a clean record in Chester Springs, Pennsylvania.

Annual Chester Springs, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,235 $5,012 $4,235 $4,235
GEICO $2,055 $3,582 $2,752 $2,835
Liberty Mutual $5,929 $6,827 $6,654 $6,654
Nationwide $2,325 $3,115 $4,327 $3,096
Progressive $4,274 $5,941 $4,399 $4,282
State Farm $2,899 $3,457 $3,178 $3,178
Travelers $6,379 $9,122 $11,533 $9,122
USAA $1,509 $2,094 $2,237 $1,686

Cheap Chester Springs, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chester Springs, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Chester Springs, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Chester Springs, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,235
GEICO $2,752
Liberty Mutual $6,654
Nationwide $4,327
Progressive $4,399
State Farm $3,178
Travelers $11,533
USAA $2,237

Cheap Chester Springs, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chester Springs, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chester Springs, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,638 $4,235 $3,414
GEICO $4,218 $2,371 $1,830
Liberty Mutual $8,314 $5,965 $5,269
Nationwide $3,766 $3,107 $2,774
Progressive $6,233 $4,397 $3,541
State Farm $4,526 $2,800 $2,209
Travelers $9,813 $8,892 $8,411
USAA $2,349 $1,747 $1,548

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Cheap Chester Springs, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chester Springs, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Chester Springs, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chester Springs, Pennsylvania

ZIP Code Average Annual Rates
19425 $5,619

Cheap Chester Springs, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Chester Springs, Pennsylvania auto insurance. Find the cheapest annual Chester Springs, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chester Springs, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,337 $4,521
GEICO $2,762 $2,850
Liberty Mutual $6,350 $6,682
Nationwide $3,216 $3,216
Progressive $4,724 $4,724
State Farm $3,084 $3,272
Travelers $9,039 $9,039
USAA $1,828 $1,935

Cheap Chester Springs, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chester Springs, Pennsylvania? Check out the comparison of annual Chester Springs, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chester Springs, Pennsylvania

Insurance Company Low Medium High
Allstate $4,236 $4,456 $4,595
GEICO $2,535 $2,842 $3,041
Liberty Mutual $6,164 $6,570 $6,815
Nationwide $3,204 $3,266 $3,177
Progressive $4,265 $4,773 $5,134
State Farm $2,944 $3,229 $3,361
Travelers $9,068 $9,061 $8,988
USAA $1,728 $1,902 $2,014

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Best By Category: Cheapest Auto Insurance in Chester Springs, Pennsylvania

Compare the cheapest auto insurance companies in Chester Springs, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chester Springs, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Chester Springs, Pennsylvania Auto Insurance Companies

What auto insurance companies in Chester Springs, Pennsylvania are the cheapest? Compare the top Chester Springs, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chester Springs, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,429
GEICO $2,806
Liberty Mutual $6,516
Nationwide $3,216
Progressive $4,724
State Farm $3,178
Travelers $9,039
USAA $1,882

Compare Chester Springs, Pennsylvania Auto Insurance Quotes

Before you buy Chester Springs, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chester Springs, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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