Best Cheap Auto Insurance in Chester, GA (2021)

The average Chester, GA auto insurance rates are $385 per month. The minimum auto insurance in Chester is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Chester, Georgia, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Chester, GA for senior drivers are $2,576 per year
  • The cheapest auto insurance company in Chester is GEICO
  • The most expensive auto insurance company in Chester for teen drivers is Liberty Mutual

Chester, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Chester can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chester, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Chester to other Georgia cities, including Atlanta auto insurance rates, Savannah auto insurance rates, and Johns Creek auto insurance rates to see how Chester, Georgia auto insurance rates stack up.

Before you buy Chester, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chester, Georgia auto insurance quotes.

Minimum Auto Insurance in Chester, Georgia

Chester, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chester, Georgia.

Minimum Required Auto Insurance Coverage in Chester, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Chester, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chester, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chester, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,355 $2,255 $2,255 $5,433 $6,994 $2,632 $2,873
GEICO $1,631 $1,602 $1,572 $1,572 $4,703 $5,620 $2,062 $2,306
Liberty Mutual $5,019 $5,468 $4,115 $4,669 $20,684 $23,096 $5,325 $5,681
Nationwide $4,006 $4,144 $3,930 $4,330 $12,449 $16,080 $4,880 $5,307
Progressive $2,714 $2,512 $2,323 $2,433 $8,114 $9,000 $3,130 $3,276
State Farm $1,914 $1,914 $1,708 $1,708 $4,910 $6,475 $2,094 $2,251
USAA $1,721 $1,719 $1,593 $1,602 $6,155 $7,297 $2,143 $2,369

Cheap Chester, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chester, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Chester, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Chester, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,433 $6,994
GEICO $4,703 $5,620
Liberty Mutual $20,684 $23,096
Nationwide $12,449 $16,080
Progressive $8,114 $9,000
State Farm $4,910 $6,475
USAA $6,155 $7,297

Cheap Chester, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Chester, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chester, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,255 $2,255
GEICO $1,572 $1,572
Liberty Mutual $4,115 $4,669
Nationwide $3,930 $4,330
Progressive $2,323 $2,433
State Farm $1,708 $1,708
USAA $1,593 $1,602

Cheap Chester, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chester, Georgia compared to the annual auto insurance rates with a clean record in Chester, Georgia.

Annual Chester, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,318 $3,501 $2,950
GEICO $1,765 $2,221 $4,570 $1,978
Liberty Mutual $7,035 $9,591 $11,032 $9,370
Nationwide $5,293 $6,215 $9,628 $6,427
Progressive $3,307 $5,724 $3,873 $3,847
State Farm $2,630 $3,114 $2,872 $2,872
USAA $2,354 $2,976 $4,346 $2,623

Cheap Chester, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chester, Georgia is not easy. Compare the annual rates for DUI auto insurance in Chester, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Chester, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,501
GEICO $4,570
Liberty Mutual $11,032
Nationwide $9,628
Progressive $3,873
State Farm $2,872
USAA $4,346

Cheap Chester, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chester, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chester, Georgia

Insurance Company Poor Fair Good
Allstate $4,399 $3,055 $2,727
GEICO $3,312 $2,327 $2,261
Liberty Mutual $13,286 $8,119 $6,367
Nationwide $8,226 $6,642 $5,804
Progressive $4,767 $4,063 $3,733
State Farm $4,067 $2,536 $2,012
USAA $4,007 $2,815 $2,402

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Cheap Chester, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chester, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Chester, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chester, Georgia

ZIP Code Average Annual Rates
31012 $4,459

Cheap Chester, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Chester, Georgia auto insurance. Find the cheapest annual Chester, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chester, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,317 $3,470
GEICO $2,588 $2,679
Liberty Mutual $9,257 $9,257
Nationwide $6,891 $6,891
Progressive $4,188 $4,188
State Farm $2,872 $2,872
USAA $2,935 $3,215

Cheap Chester, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chester, Georgia? Check out the comparison of annual Chester, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chester, Georgia

Insurance Company Low Medium High
Allstate $3,109 $3,431 $3,642
GEICO $2,456 $2,645 $2,799
Liberty Mutual $8,883 $9,207 $9,682
Nationwide $6,818 $7,005 $6,849
Progressive $3,833 $4,120 $4,611
State Farm $2,692 $2,873 $3,050
USAA $2,937 $3,059 $3,229

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Best By Category: Cheapest Auto Insurance in Chester, Georgia

Compare the cheapest auto insurance companies in Chester, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chester, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Chester, Georgia Auto Insurance Companies

What auto insurance companies in Chester, Georgia are the cheapest? Compare the top Chester, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chester, Georgia

Insurance Company Average Annual Rates
Allstate $3,394
GEICO $2,633
Liberty Mutual $9,257
Nationwide $6,891
Progressive $4,188
State Farm $2,872
USAA $3,075

What affects auto insurance rates in Chester, Georgia?

There are a lot of reasons why auto insurance rates in Chester, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Chester, Georgia. Many local factors may affect your Chester auto insurance rates.

Chester Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Chester, Georgia commute length is 32.7 minutes according to City-Data.

Chester Traffic

How does Chester, Georgia rank for traffic? According to Inrix Chester, Georgia is the 282nd most congested worldwide.

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Compare Chester, Georgia Auto Insurance Quotes

Before you buy Chester, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chester, Georgia auto insurance quotes.

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