Best Cheap Auto Insurance in Chester, CT (2021)

The average Chester, CT auto insurance rates are $347 per month. The minimum auto insurance in Chester is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Chester, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Chester, Connecticut is 25/50/20
  • The cheapest auto insurance company in Chester is GEICO
  • The most expensive auto insurance company in Chester for teen drivers is Liberty Mutual

Chester, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Chester can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Chester, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Chester to other Connecticut cities, including Danbury auto insurance rates, New Britain auto insurance rates, and New Haven auto insurance rates to see how Chester, Connecticut auto insurance rates stack up.

Before you buy Chester, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Chester, Connecticut auto insurance quotes.

Minimum Auto Insurance in Chester, Connecticut

Chester, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Chester, Connecticut.

Minimum Required Auto Insurance Coverage in Chester, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Chester, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Chester, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chester, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,313 $3,291 $3,042 $3,255 $10,042 $11,850 $3,483 $3,677
GEICO $1,844 $1,848 $1,710 $1,724 $4,212 $4,999 $1,779 $1,731
Liberty Mutual $3,392 $3,685 $2,610 $3,213 $16,991 $19,140 $3,438 $3,750
Nationwide $2,062 $2,085 $1,858 $1,946 $5,616 $7,110 $2,382 $2,557
Progressive $2,381 $2,224 $2,032 $2,112 $9,905 $10,984 $2,727 $3,065
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,604 $1,628 $1,596 $1,591 $12,148 $19,543 $1,744 $1,968
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Chester, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Chester, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Chester, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Chester, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,042 $11,850
GEICO $4,212 $4,999
Liberty Mutual $16,991 $19,140
Nationwide $5,616 $7,110
Progressive $9,905 $10,984
State Farm $4,921 $6,180
Travelers $12,148 $19,543
USAA $5,822 $6,120

Cheap Chester, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Chester, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Chester, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,042 $3,255
GEICO $1,710 $1,724
Liberty Mutual $2,610 $3,213
Nationwide $1,858 $1,946
Progressive $2,032 $2,112
State Farm $1,506 $1,506
Travelers $1,596 $1,591
USAA $1,727 $1,706

Cheap Chester, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Chester, Connecticut compared to the annual auto insurance rates with a clean record in Chester, Connecticut.

Annual Chester, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,474 $5,504 $6,524 $4,474
GEICO $1,574 $2,059 $4,360 $1,931
Liberty Mutual $6,155 $7,706 $7,631 $6,618
Nationwide $2,618 $3,396 $3,882 $2,912
Progressive $3,775 $5,485 $3,968 $4,487
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,212 $4,561 $6,630 $5,508
USAA $2,343 $2,941 $4,435 $2,343

Cheap Chester, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Chester, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Chester, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Chester, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,524
GEICO $4,360
Liberty Mutual $7,631
Nationwide $3,882
Progressive $3,968
State Farm $2,727
Travelers $6,630
USAA $4,435

Cheap Chester, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Chester, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Chester, Connecticut

Insurance Company Poor Fair Good
Allstate $6,664 $5,053 $4,015
GEICO $3,605 $2,178 $1,660
Liberty Mutual $9,971 $6,220 $4,892
Nationwide $4,229 $2,850 $2,527
Progressive $4,821 $4,324 $4,142
State Farm $3,705 $2,378 $1,917
Travelers $5,934 $4,946 $4,803
USAA $3,987 $2,690 $2,369

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Cheap Chester, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Chester, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Chester, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Chester, Connecticut

ZIP Code Average Annual Rates
6412 $4,205

Cheap Chester, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Chester, Connecticut auto insurance. Find the cheapest annual Chester, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Chester, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,244 $5,244
GEICO $2,444 $2,518
Liberty Mutual $7,027 $7,027
Nationwide $3,202 $3,202
Progressive $4,429 $4,429
State Farm $2,602 $2,732
Travelers $5,228 $5,228
USAA $2,979 $3,051

Cheap Chester, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Chester, Connecticut? Check out the comparison of annual Chester, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chester, Connecticut

Insurance Company Low Medium High
Allstate $4,989 $5,238 $5,505
GEICO $2,312 $2,452 $2,679
Liberty Mutual $6,769 $6,979 $7,334
Nationwide $3,253 $3,223 $3,130
Progressive $4,144 $4,392 $4,750
State Farm $2,504 $2,671 $2,826
Travelers $4,862 $5,193 $5,628
USAA $2,826 $3,018 $3,202

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Best By Category: Cheapest Auto Insurance in Chester, Connecticut

Compare the cheapest auto insurance companies in Chester, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Chester, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Chester, Connecticut Auto Insurance Companies

What auto insurance companies in Chester, Connecticut are the cheapest? Compare the top Chester, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Chester, Connecticut

Insurance Company Average Annual Rates
Allstate $5,244
GEICO $2,481
Liberty Mutual $7,027
Nationwide $3,202
Progressive $4,429
State Farm $2,667
Travelers $5,228
USAA $3,015

What affects auto insurance rates in Chester, Connecticut?

There are a lot of reasons why auto insurance rates in Chester, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Chester, Connecticut. Many local factors may affect your Chester auto insurance rates.

Chester Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Chester, Connecticut commute length is 24.6 minutes according to City-Data.

Chester Traffic

How does Chester, Connecticut rank for traffic? According to Inrix Chester, Connecticut is the 282nd most congested worldwide.

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Compare Chester, Connecticut Auto Insurance Quotes

Before you buy Chester, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Chester, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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