Best Cheap Auto Insurance in Cheshire, OH (2021)

The average Cheshire, OH auto insurance rates are $256 per month. The minimum auto insurance in Cheshire is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Cheshire, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Cheshire, Ohio is 25/50/25
  • The cheapest auto insurance company in Cheshire is American Family
  • Average auto insurance rates in Cheshire, OH for senior drivers are $1,608 per year

Cheshire, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Cheshire can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cheshire, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Cheshire to other Ohio cities, including Columbus auto insurance rates, Akron auto insurance rates, and Toledo auto insurance rates to see how Cheshire, Ohio auto insurance rates stack up.

Before you buy Cheshire, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cheshire, Ohio auto insurance quotes.

Minimum Auto Insurance in Cheshire, Ohio

Cheshire, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cheshire, Ohio.

Minimum Required Auto Insurance Coverage in Cheshire, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cheshire, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cheshire, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cheshire, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,373 $2,381 $2,120 $2,272 $6,365 $7,282 $2,525 $2,719
American Family $971 $1,012 $877 $884 $2,852 $3,113 $1,195 $1,263
Farmers $1,987 $1,989 $1,752 $1,842 $8,536 $8,876 $2,226 $2,339
GEICO $1,488 $1,434 $1,372 $1,372 $3,911 $3,639 $1,660 $1,414
Liberty Mutual $2,491 $2,728 $1,919 $2,335 $12,332 $13,953 $2,683 $2,945
Nationwide $2,425 $2,442 $2,181 $2,203 $6,095 $7,903 $2,607 $3,049
Progressive $2,055 $1,959 $1,708 $1,761 $8,626 $9,747 $2,461 $2,537
State Farm $1,549 $1,549 $1,372 $1,372 $4,608 $5,812 $1,791 $2,044
Travelers $1,471 $1,495 $1,450 $1,445 $6,225 $9,842 $1,528 $1,761
USAA $1,012 $1,022 $956 $960 $3,091 $3,453 $1,359 $1,474

Cheap Cheshire, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cheshire, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Cheshire, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Cheshire, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,365 $7,282
American Family $2,852 $3,113
Farmers $8,536 $8,876
GEICO $3,911 $3,639
Liberty Mutual $12,332 $13,953
Nationwide $6,095 $7,903
Progressive $8,626 $9,747
State Farm $4,608 $5,812
Travelers $6,225 $9,842
USAA $3,091 $3,453

Cheap Cheshire, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Cheshire, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cheshire, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,120 $2,272
American Family $877 $884
Farmers $1,752 $1,842
GEICO $1,372 $1,372
Liberty Mutual $1,919 $2,335
Nationwide $2,181 $2,203
Progressive $1,708 $1,761
State Farm $1,372 $1,372
Travelers $1,450 $1,445
USAA $956 $960

Cheap Cheshire, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cheshire, Ohio compared to the annual auto insurance rates with a clean record in Cheshire, Ohio.

Annual Cheshire, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,571 $4,140 $3,337
American Family $1,457 $1,542 $1,542 $1,542
Farmers $3,052 $3,917 $3,821 $3,983
GEICO $1,397 $1,993 $2,843 $1,913
Liberty Mutual $4,361 $5,555 $5,708 $5,068
Nationwide $2,881 $3,684 $4,693 $3,193
Progressive $3,334 $4,491 $3,548 $4,053
State Farm $2,302 $2,722 $2,512 $2,512
Travelers $2,330 $3,024 $4,554 $2,700
USAA $1,279 $1,712 $2,253 $1,418

Cheap Cheshire, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cheshire, Ohio is not easy. Compare the annual rates for DUI auto insurance in Cheshire, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Cheshire, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,140
American Family $1,542
Farmers $3,821
GEICO $2,843
Liberty Mutual $5,708
Nationwide $4,693
Progressive $3,548
State Farm $2,512
Travelers $4,554
USAA $2,253

Cheap Cheshire, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cheshire, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cheshire, Ohio

Insurance Company Poor Fair Good
Allstate $4,521 $3,263 $2,730
American Family $2,018 $1,378 $1,168
Farmers $4,195 $3,526 $3,359
GEICO $2,444 $2,036 $1,629
Liberty Mutual $7,449 $4,523 $3,548
Nationwide $4,365 $3,512 $2,962
Progressive $4,360 $3,734 $3,475
State Farm $3,580 $2,213 $1,744
Travelers $3,528 $3,066 $2,862
USAA $2,170 $1,528 $1,299

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Cheap Cheshire, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cheshire, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Cheshire, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cheshire, Ohio

ZIP Code Average Annual Rates
45620 $2,928

Cheap Cheshire, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Cheshire, Ohio auto insurance. Find the cheapest annual Cheshire, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cheshire, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,505 $3,505
American Family $1,503 $1,539
Farmers $3,693 $3,693
GEICO $1,997 $2,076
Liberty Mutual $5,173 $5,173
Nationwide $3,613 $3,613
Progressive $3,857 $3,857
State Farm $2,450 $2,574
Travelers $3,152 $3,152
USAA $1,600 $1,731

Cheap Cheshire, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cheshire, Ohio? Check out the comparison of annual Cheshire, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cheshire, Ohio

Insurance Company Low Medium High
Allstate $3,398 $3,498 $3,618
American Family $1,500 $1,533 $1,531
Farmers $3,512 $3,637 $3,932
GEICO $1,977 $2,028 $2,104
Liberty Mutual $5,008 $5,195 $5,316
Nationwide $4,010 $3,501 $3,329
Progressive $3,697 $3,822 $4,051
State Farm $2,401 $2,519 $2,617
Travelers $3,069 $3,194 $3,193
USAA $1,596 $1,664 $1,737

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Best By Category: Cheapest Auto Insurance in Cheshire, Ohio

Compare the cheapest auto insurance companies in Cheshire, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cheshire, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Cheshire, Ohio Auto Insurance Companies

What auto insurance companies in Cheshire, Ohio are the cheapest? Compare the top Cheshire, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cheshire, Ohio

Insurance Company Average Annual Rates
Allstate $3,505
American Family $1,521
Farmers $3,693
GEICO $2,036
Liberty Mutual $5,173
Nationwide $3,613
Progressive $3,857
State Farm $2,512
Travelers $3,152
USAA $1,666

What affects auto insurance rates in Cheshire, Ohio?

There are a lot of reasons why auto insurance rates in Cheshire, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cheshire, Ohio. Many local factors may affect your Cheshire auto insurance rates.

Cheshire Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cheshire, Ohio commute length is 47.9 minutes according to City-Data.

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Compare Cheshire, Ohio Auto Insurance Quotes

Before you buy Cheshire, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cheshire, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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