Best Cheap Auto Insurance in Cheshire, CT (2021)

The average Cheshire, CT auto insurance rates are $385 per month. The minimum auto insurance in Cheshire is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Cheshire, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Cheshire is State Farm
  • The average commute length in Cheshire is 22.7 minutes
  • Average auto insurance rates in Cheshire, CT for senior drivers are $2,335 per year

Cheshire, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Cheshire can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cheshire, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Cheshire to other Connecticut cities, including Meriden auto insurance rates, Stamford auto insurance rates, and New Haven auto insurance rates to see how Cheshire, Connecticut auto insurance rates stack up.

Before you buy Cheshire, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cheshire, Connecticut auto insurance quotes.

Minimum Auto Insurance in Cheshire, Connecticut

Cheshire, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cheshire, Connecticut.

Minimum Required Auto Insurance Coverage in Cheshire, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Cheshire, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cheshire, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cheshire, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,992 $3,934 $3,687 $3,951 $12,253 $14,477 $4,158 $4,343
GEICO $2,691 $2,698 $2,495 $2,515 $6,238 $7,363 $2,593 $2,515
Liberty Mutual $3,419 $3,715 $2,631 $3,242 $17,106 $19,276 $3,464 $3,774
Nationwide $2,124 $2,148 $1,912 $2,004 $5,833 $7,393 $2,459 $2,642
Progressive $2,518 $2,340 $2,146 $2,239 $10,515 $11,657 $2,865 $3,202
State Farm $1,876 $1,876 $1,727 $1,727 $5,740 $7,221 $2,111 $2,425
Travelers $1,611 $1,633 $1,611 $1,608 $12,451 $20,218 $1,752 $1,947
USAA $2,086 $2,061 $1,951 $1,922 $6,637 $6,949 $2,798 $2,892

Cheap Cheshire, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cheshire, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Cheshire, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Cheshire, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,253 $14,477
GEICO $6,238 $7,363
Liberty Mutual $17,106 $19,276
Nationwide $5,833 $7,393
Progressive $10,515 $11,657
State Farm $5,740 $7,221
Travelers $12,451 $20,218
USAA $6,637 $6,949

Cheap Cheshire, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Cheshire, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cheshire, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,687 $3,951
GEICO $2,495 $2,515
Liberty Mutual $2,631 $3,242
Nationwide $1,912 $2,004
Progressive $2,146 $2,239
State Farm $1,727 $1,727
Travelers $1,611 $1,608
USAA $1,951 $1,922

Cheap Cheshire, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cheshire, Connecticut compared to the annual auto insurance rates with a clean record in Cheshire, Connecticut.

Annual Cheshire, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,393 $6,689 $7,922 $5,393
GEICO $2,289 $3,007 $6,445 $2,812
Liberty Mutual $6,200 $7,758 $7,688 $6,667
Nationwide $2,704 $3,518 $4,025 $3,009
Progressive $3,999 $5,799 $4,211 $4,732
State Farm $2,873 $3,160 $3,160 $3,160
Travelers $4,318 $4,675 $6,790 $5,633
USAA $2,631 $3,311 $5,075 $2,631

Cheap Cheshire, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cheshire, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Cheshire, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Cheshire, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,922
GEICO $6,445
Liberty Mutual $7,688
Nationwide $4,025
Progressive $4,211
State Farm $3,160
Travelers $6,790
USAA $5,075

Cheap Cheshire, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cheshire, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cheshire, Connecticut

Insurance Company Poor Fair Good
Allstate $8,085 $6,116 $4,847
GEICO $5,296 $3,191 $2,428
Liberty Mutual $10,037 $6,268 $4,931
Nationwide $4,380 $2,949 $2,614
Progressive $5,098 $4,575 $4,383
State Farm $4,301 $2,751 $2,212
Travelers $6,066 $5,068 $4,928
USAA $4,507 $3,048 $2,681

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Cheap Cheshire, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cheshire, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Cheshire, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cheshire, Connecticut

ZIP Code Average Annual Rates
6410 $4,661

Cheap Cheshire, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Cheshire, Connecticut auto insurance. Find the cheapest annual Cheshire, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cheshire, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,349 $6,349
GEICO $3,582 $3,695
Liberty Mutual $7,078 $7,078
Nationwide $3,314 $3,314
Progressive $4,685 $4,685
State Farm $3,011 $3,165
Travelers $5,354 $5,354
USAA $3,371 $3,453

Cheap Cheshire, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cheshire, Connecticut? Check out the comparison of annual Cheshire, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cheshire, Connecticut

Insurance Company Low Medium High
Allstate $5,943 $6,339 $6,765
GEICO $3,349 $3,591 $3,976
Liberty Mutual $6,811 $7,029 $7,396
Nationwide $3,370 $3,339 $3,233
Progressive $4,322 $4,639 $5,095
State Farm $2,893 $3,094 $3,278
Travelers $4,918 $5,313 $5,831
USAA $3,174 $3,416 $3,646

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Best By Category: Cheapest Auto Insurance in Cheshire, Connecticut

Compare the cheapest auto insurance companies in Cheshire, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cheshire, Connecticut

Category Insurance Company
Teenagers State Farm
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Cheshire, Connecticut Auto Insurance Companies

What auto insurance companies in Cheshire, Connecticut are the cheapest? Compare the top Cheshire, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cheshire, Connecticut

Insurance Company Average Annual Rates
Allstate $6,349
GEICO $3,638
Liberty Mutual $7,078
Nationwide $3,314
Progressive $4,685
State Farm $3,088
Travelers $5,354
USAA $3,412

What affects auto insurance rates in Cheshire, Connecticut?

There are a lot of reasons why auto insurance rates in Cheshire, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cheshire, Connecticut. Many local factors may affect your Cheshire auto insurance rates.

Cheshire Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cheshire, Connecticut commute length is 22.7 minutes according to City-Data.

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Compare Cheshire, Connecticut Auto Insurance Quotes

Before you buy Cheshire, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cheshire, Connecticut auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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